by California Casualty | Educators, Firefighters, Health, Nurses, Peace Officers |
Before we know it, we’ll be going from relaxing summer days to busy fall schedules. With school, sports practices, extracurricular activities, meetings, and more, it can easily become overwhelming.
We’ve researched some effective ways to take control of our busy schedules. Follow these tips and, hopefully, you’ll find some much-needed time for yourself, too.
Stay on top of the little things so they don’t create last minute rushes.
Stop for gas before the tank is nearly empty. Do your laundry so you don’t have to search for that clean shirt. Go food shopping so you have items to pack for lunch. If you put off the small things, they can become big stressors and throw off your schedule.
Use the one-minute rule. If a task will take you one minute or less, do it now.
Hang up your coat. Put your dishes in the dishwasher. Put away all the groceries when you bring them home, even the ones that don’t need refrigeration. Putting off these smaller tasks will just add to your to-do list.
Make large tasks more manageable by doing them in stages.
If you have a big project at work, you probably break it down into smaller parts. Do the same with your household tasks. Clean the bathroom on Monday, the toilet on Tuesday, and so on. Break up larger projects so that it’s easier to fit them into your schedule.
Make sure everything in your house has a home.
You have five minutes before you must leave, and you can’t find your keys. When you declutter, it’s a lot easier to find the things you need at a moment’s notice. Do that not only for your house but for your car and workspace too.
Schedule tasks for the time that you are most productive.
Are you an early morning person or a night owl? Plan tasks for the times that you have the most energy or can focus the best. You’ll be amazed at how much you can accomplish.
Plan for downtime as you wait for pickups or in lines.
Use waiting time for answering emails, reading brief articles, or doing other tasks that take 10-15 minutes. Prepare a list of smaller tasks that you can complete during this time. Some downtime, however, such as sitting in traffic is not right for multitasking. Don’t text and drive, even if your car is not moving.
Create a to-do list with time estimates.
Don’t rely on your memory. Prepare a daily to-do list. Include an estimate of the time each task will take. Star or highlight the tasks that take priority. Then make an informed decision about which tasks you’ll tackle first. Keep your to-do list in sight where you can easily see it.
Pro Tip: Plan the next day’s to-do list at the end of the previous day so you’ll be ready to go.
Reflect and reprioritize.
New tasks pop up all the time. Take a moment midday to reflect on your to-do list. See where you are and what you have yet to do. Update your priorities to tackle the most important tasks.
Create a master calendar for a visual representation of your schedule.
While a to-do list helps with tasks, a calendar displays your daily, weekly, and monthly commitments at-a-glance. Block out activities on your calendar. Color code your calendar by work/personal/family/child. Allow for travel time and make sure to include breaks/downtime.
Set aside different days of the week for different tasks.
Maybe Saturday is for errands. Sunday is for meal prep. Organizing your schedule in this way helps consolidate the same types of tasks. That way, you’re not running to the food store three times a week for groceries. It will end up being a big timesaver.
Reduce time in meetings.
Consider whether a meeting needs to be in person, or if it could be virtual (no travel time). Maybe it could be a call or email. If you do have the meeting, share the agenda in advance. Include times for topics and stick to the schedule.
Avoid distractions from tasks at hand.
Texts and emails can interrupt your workday and family time. Put your phone on silent or wear headphones. Wait until your break to check your phone. Considering checking email at a designated time (e.g., every hour or every couple of hours) rather than all the time.
Don’t be afraid to delegate.
You don’t have to do everything. Don’t accept more responsibility than you can realistically handle. See if there is someone at work or in your family who can take over some of your workload. Consider paying a professional to handle some of your tasks. There are services that handle errands, housekeeping, meal prep, and more.
Use digital tools.
There are many technology tools that can help you organize from calendar apps to digital to-do lists. Some popular tools include ClickUp, Google Tasks, Notion, RescueTime, and Todoist.
Schedule time for yourself.
You do everything for everyone. Make sure you make time to relax and recharge. Block off time for lunch. Schedule time for self-care, including favorite hobbies, time with friends, and time away. You’ll emerge refreshed and ready to take on a new day.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Finances, Safety |
Your cell phone is your trusted companion, your admin assistant, social director, banker, compass, and connection to the world. If it ends up in the wrong hands, you could be in deep trouble.
At best, a hacked phone could make life difficult. At worst, it could result in thousands of dollars in identity theft. Here’s what you need to know to protect your cell phone from hackers.
Update to the latest version.
Many hackers take advantage of out-of-date operating systems. Whether you have iOS or Android, make sure to update your phone to the newest version. This will give you the latest security fixes.
Avoid fingerprint and facial recognition.
Hackers can take your fingerprints from a drinking glass to open your phone. They also can use photos of you to get past facial recognition settings. Use a pin instead and make sure you’re the only one that knows it. Change it regularly, at least once a year.
Pro Tip: Don’t set your phone to automatically unlock, even at home. If you’re an iOS user, disable Siri access from the lock screen.
Avoid unsecured connections.
Public WiFi is available nearly everywhere. While it makes our lives easier, it comes with security risks. Use caution if you’re on an unsecured network. Never access your bank account or shop online unless you’re on a secure network with a lock icon.
Pro Tip: Use a VPN, a virtual private network that protects your identity while working on a public network. VPNs usually have an associated fee.
Use strong passwords for your apps.
Avoid pet names, birthdays, and other personal information that may readily be available on social media. It makes it easy for hackers to guess your password. The best passwords are complex and unique. Password managers make it easy to set distinct passwords without having to memorize them.
Pro Tip: For an added layer of security, use different email addresses: one for financials and one for social media.
Don’t just download any apps.
Anyone can create an app, including hackers. If you download the wrong app, you could be adding malware that can steal from your phone. Make sure the apps you’re using are from reputable companies. Take a few minutes to review your apps and delete any that aren’t verified.
Don’t save your information.
It may be convenient to save your credit card information on online shopping sites. Check out as a guest instead. Be selective when you give out your personal information.
Freeze your credit.
Cell phone providers use the National Consumer Telecom & Utilities Exchange. Freeze your credit with them and with the big 3 credit unions: TransUnion, Equifax, and Experian. This will ensure that no one can open new accounts in your name.
Disable WiFi, Bluetooth and Cellular Data if not using your phone.
A hacker can’t hack you if you’re not connected. When in a public place, you can disable access to the internet. One easy way is to turn on Airplane Mode. You also can use your user’s manual to find out how to disable connectivity.
Consider anti-virus software.
There are two schools of thought on whether security software is necessary for smartphones. Some say it’s unnecessary and others recommend it. You may consider it as an additional layer of protection.
Know how to control your phone remotely.
Settings and apps allow you to remotely lock and erase your phone if it’s stolen. Make sure you know how to use them. There is the “Find My Phone” option in iCloud and the Android Device Manager in Google.
Back up your data.
Make sure you regularly back up your data to the cloud or your computer. If you’re hacked, you’ll still have access to that information.
How to Know if Your Phone Has Been Hacked
You may not realize the moment your phone is hacked. Initially, it may present as a technical issue. Malware can cause this with its malicious code. Watch for these telltale signs:
- Your phone loses charge quickly.
- Your phone runs very slowly, freezes and crashes.
- You notice unusual activity on your online accounts.
- There are popups or changes to your home screen.
- You receive unfamiliar calls or texts.
If you believe your phone was hacked, install and run anti-virus protection. Delete any risky apps, texts, and files. If the damage is extensive, you can always wipe and restore your phone to factory settings. Then you’ll be able to address the damage done by hackers to your accounts, both financial and social.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info, Safety |
There are few things scarier than losing control of your car, but when it’s wet outside it can happen in an instant, no matter how safely you drive. This phenomenon is known as hydroplaning and it’s common during spring storms.
Here are some ways to reduce your chance of hydroplaning when you’re behind the wheel, and how to keep your car under control if you do.
What is hydroplaning?
Hydroplaning happens when your tires encounter more water than they can scatter. As a result, your tires lift up off the road and start riding on a layer of water. You lose traction, braking, and steering as your car skids and slides all over. It’s easy to crash. The more water there is, the more chance you might hydroplane. However, hydroplaning also can occur when roads are just slightly wet. The first 10 minutes of a light rain can be dangerous as water mixes with the oil residue and creates a slippery road surface.
Knowing what causes hydroplaning can help you take steps to avoid it. Hydroplaning is caused by a combination of three things:
-
- Wet conditions
- Your speed
- The condition of your tires
How to lower your chances of hydroplaning
1. Reduce your speed.
Hydroplaning is more likely to happen when you’re traveling faster than 35 mph. Plan your travels in the rain so that you can move more slowly. Also avoid sudden increases in speed, such as when passing cars. Those increases can cause your car to hydroplane.
2. Choose high-quality tires.
Your tires are your car’s first defense against hydroplaning. The tread or grooves are designed to push water aside. Make sure you invest in high-quality tires. Replace them when the tire tread has worn down. Driving on bald tires is especially dangerous in wet conditions.
3. Keep your tires well-maintained.
Make sure to rotate and balance your tires to help the tread wear evenly. Rotate the tires every other time you do an oil change, about every 7-10,000 miles. Also, make sure to keep your tires properly inflated.
4. Avoid puddles and standing water.
Spring storms can create puddles and standing water. If you see them, try not to drive through them. Also, avoid driving in the outer lanes where water tends to accumulate. Follow the tire tracks of the vehicle in front of you. Their tires already did some of the work of displacing the water. Just don’t follow too closely in case you have to slow down or stop unexpectedly.
5. Avoid hard braking and sharp or quick turns.
Sudden quick movements can cause hydroplaning. If you have to turn, take it slowly. Avoid any type of sudden braking. Stay in your lane.
6. Don’t use cruise control in the rain.
You’ll have to react immediately if you start to hydroplane. You don’t want to take extra time to disengage cruise control. In the moment, every second counts.
If you hydroplane, here’s what to do.
-
- Take your foot off the gas. This will help to slow you down.
-
- Do not slam on the brakes. That may be your natural instinct, but slamming on the brakes can cause your car to skid further out of control. If you need to brake, use a light pumping motion.
-
- Gently steer in the direction your car is sliding. This will help your tires realign and allow you to gain control of the steering.
-
- When you feel the tires reconnect with the road surface, take control of the steering. You’re now good to proceed on your journey. You may want to pull over to a safe spot to regroup and calm down before going on.
Accidents can happen. Make sure that your vehicle is fully covered for added peace of mind.
Safe travels.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Calcas Connection |
A moment of silence filled the Red Rocks Amphitheatre in Morrison, Colorado on Sept. 11, 2022. Despite the thousands in attendance, you could hear a pin drop. Firefighters clad in full gear—helmets, packs, boots—stood at attention, some holding high the name tags of...
by California Casualty | News |
Have you heard about Jarcuterie? It’s a party in a jar—or at least the start of it. If you’re planning an elegant Mother’s Day brunch, a great graduation party, or just a fun get-together, you’ll want to know about this latest craze in entertaining.
What is Jarcuterie exactly?
Jarcuterie is a new twist on Charcuterie boards, traditionally a platter of meats and cheese offered as an appetizer or part of a meal. However, instead of a board or platter, Jarcuterie is served in individual jars. The contents don’t even have to be meat and cheese—in fact, the more creative, the better.
Why is Jarcuterie so popular?
It’s pretty to look at, easy to serve, and you can customize it for your guests’ dietary needs. But the main reason for its growth in popularity is due to the pandemic. Rather than touching a platter that others touch too, you can enjoy this socially distant snack safely. And you’ll feel more comfortable as a host that you are doing your part in keeping everyone healthy and safe.
How do I create a Jarcuterie?
The options are endless, which is why a little forethought and planning will make a difference. Do you want savory or sweet? (Yes, dessert Jarcuterie is a thing!) There are no rules, but keep simplicity in mind; generally, Jarcuterie features small finger food and sometimes dips.
Start with a clear container. Popular choices include a mason jar, plastic cup, or small bowl. Choose a size that’s easy to hold because this snack is portable.
Choose a flavor or theme. An Italian-themed Jarcuterie could feature antipasto ingredients such as meats, cheeses, artichoke hearts, cherry tomatoes, and breadsticks. A Mediterranean Jarcuterie could include fresh vegetables with hummus, olives, and feta cheese. A breakfast Jarcuterie might feature mini-muffins, bacon strips, yogurt, and fresh fruit.
Dips go at the bottom. If you include them, dips are best at the base. That way, guests can dip the items into the bottom without getting their fingers messy.
Include a variety of colors, shapes, and textures. This will create a beautiful display that also balances with its ingredients. Use cookie cutters to make fun shapes out of cheese or other items. Roll meats and cheeses together for a festive look. Keep wet snacks away from crunchy ones or assemble the crunchy ones at the last moment so nothing gets soggy.
Keep height in mind. Display food on skewers or cocktail sticks for varying heights. Vary the items on the skewer such as meat, then cheese. Try 1-2 skewers per jar. Add some tall vegetables like celery, which are great for dipping.
Fill in the gaps with tiny treats. Add nuts, dried fruit, pretzels, or other items to fill in the gaps.
Garnish and decorate. Tie the Jarcuterie glass with a bow. Garnish the food with a fresh herb that goes with the flavor palate.
Still not sure what you’re going to make? We scoured the Internet for some popular Jarcuterie recipes. Here are some of our favorites.
Basic Savory Jarcuterie
Jarcuterie: Cheese Boards in a Jar
This basic Jarcuterie recipe combines meat, cheese, crackers, nuts, fruit, pretzels, and more. It’s kid-friendly and they can even help with the preparation!
Flower Garden Jarcuterie
How to Make a Jarcuterie
This recipe uses broccoli flowers and radish roses to create a beautiful garden on top of a base of peanuts. Switch out the nuts for some salad dressing dip or hummus for a different sping.
Disney Jarcuterie
Disney Jarcuterie
This recipe requires a Disney cookie cutter to create Mickey Mouse ears and any other shape for your child’s favorite character. Definitely a dessert version, this Jarcuterie features M&M candy as the base with fresh fruit and cheese displayed on spears.
Colorful Spring Jarcuterie
10 Simple Spring Grazing Table Food Ideas | La Cucina di Kerrs
For those who like to go over the top, this Jarcuterie comes with suggestions on how to dye your vegetables and even spell out the word, spring, with tiny vegetable cutters.
Sweet Ending Jarcuterie
Sweet Jarcuterie – It’s a Jar Full of Sweets
What’s better than a mason jar filled with your favorite sweets? This dessert Jarcuterie pairs mini marshmallows with chocolate drizzled pretzels and strawberries. You can even add your own candied fruit. Pro Tip: use different colors of chocolate for the drizzle to make your Jarcuterie look extra festive!
DIY Charcuterie Bouquets
https://www.areinventedmom.com/charcuterie-bouquet/
This Jarcuterie isn’t in a jar, but its single-serving paper bouquet wrap has the same idea. Deli meat roses pair with strawberries and herbs for a beautiful presentation.
For more JARcuterie ideas, check out our Pinterest Board, “JARcuterie” and be sure to follow us on Pinterest for every other fun idea we find!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
