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“Dump the Pump” on June 20th

 

June 20th Is National Dump the Pump Day, but what does it mean to “dump the pump”?  Dump the Pump Day is a nationally recognized holiday to take a break from being behind the wheel and give transportation alternatives a try.

Transportation is the largest source of carbon emission in the United States. And it produces 30% of global warming emissions; however, if 1 in 5 Americans chose an alternate (or “clean”) form of transportation every day like – public transportation, riding bikes/electric scooters, carpooling, or walking –  it would eliminate 20% of those carbon monoxide emissions. That is 2/3rds of all emissions!

There are all kinds of benefits to finding alternative transportation methods. So for one day avoid bumper to bumper traffic on the interstate and ditch your car for a more environmentally friendly commute.

Here are 5 reasons to “Dump the Pump” on June 20th:

  1. Reduces Your Carbon Footprint– A single car emits 6 to 9 tons of C02 each year. With more people switching to public transit, it ALONE can save 37 million metric tons of carbon emission yearly.
  2. Reduces Traffic Congestion– The more people using alternative forms of transportation, the fewer cars on the roadway. This can help you get to your destination much more quickly and efficiently.
  3. Safer than Driving– Transit trips are 10 times safer per mile, and you reduce your accident risk by 90%. If you are biking or walking, make sure to take the necessary safety precautions like wearing a helmet and avoiding major roadways.
  4. Saves You Money- Gas, maintenance, parking, and other expenses for vehicles add up every single day. Those totals can reach over $10,000 a year, and that’s not including unexpected repairs.
  5. Encourages Healthier Habits– Biking and walking improve physical fitness and promote healthy weight loss, coordination, and balance. Those who use clean forms of transportation like this get 3 times more physical activity, than those who don’t.

Even if it’s impossible for you to ride your bike or take public transportation every day, finding an alternative to driving for just one day still creates an impact and will make you feel good knowing you did your part. So, Dump the Pump on June 20th and see how it can benefit you.

 

For more information visit:

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Road Trip Preparation

Road Trip Preparation

May 24 is National Road Trip Day!

As May comes to a close, classes are ending, the days are getting longer, and temperatures are slowly beginning to rise. You know what else that means? Vacation. Summer is calling and many American families are planning to spend their free time on the road relaxing and enjoying the sun.

Traveling, in all forms, is at its peak in the summer months.  Road tripping and RV-ing are currently on the rise, so much so that Fox News reports that 73% of Americans would rather road trip than fly. Aside from all of the scenic views that are available when traveling by vehicle, travelers feel a sense of freedom by land, with the knowledge that they can stop or change their destination at any point in time instead of following a strict schedule like you would in an airport.

Whether your destination is the beach, the mountains, or just the open road, it is critical that your vehicle is ready to make the journey with you. So before you jam all of your luggage in the trunk, be sure to check the following in preparation for your summer road trip adventure:

  • Periodically check and test batteries for proper charging. Summer heat drains batteries faster than the cold of winter.

  • Check the air conditioning system for leaks and proper coolant.

  • Check the tires for tread and proper inflation.

  • Be sure your cooling system has the proper anti-freeze/coolant and all belts, hoses and the water pump are properly working. Never open a hot radiator cap; the liquid inside is a scalding 200 degrees or hotter.

  • Verify the viscosity of your motor oil will stand up to hot weather days, 10W-30 or 10W-40.

  • Make sure the spare tire is inflated and there is a jack and tire changing tool.

  • Test your windshield wipers and change them if they are streaking.

Consumer Reports advises that, as well as checking your vehicle before leaving for your destination, you should also travel with a basic safety kit that consists of:

  • Cell phone and spare battery
  • First aid kit
  • Fire extinguisher
  • Warning light or reflective triangles
  • Tire gauge
  • Jumper cables
  • Foam sealant for flat tires

We don’t like to think that things could go wrong on vacation, but you never know what you will run into on the open road and that is why it is important to be prepared. Here at California Casualty we proudly support our customers and want you all to have a fun and safe summer full of road trip adventures, so before you hit the road, make sure that you and your vehicle are adequately protected for the unexpected you may encounter far from home.

Current customers call a California Casualty advisor for an auto policy review at 1.800.800.9410 or visit mycalcas.com/customerservice. If you are not a customer please contact us 1.866.704.8614 or visit www.mycalcas.com to request a FREE Auto Insurance quote.

Where do you plan on traveling this summer? Or do you have a dream road trip destination? Comment below and give us ideas for our summer travels! And if you are wanting to hit the road, but need a little help as to where check out Fox New’s Top 15 things to do on America’s travel bucket list.

 

Happy Travels!

More information for this article can be found at:

https://fxn.ws/2Ev0SYm

https://bit.ly/2K2jq5Y

The 5 Worst Cities for Distracted Driving (and What You Can do About It)

The 5 Worst Cities for Distracted Driving (and What You Can do About It)

We see them every day – someone drifting across lanes, running through stop signs or driving well below the speed limit while talking, texting or checking something on their smartphone.

April is Distracted Driving Awareness Month, dedicated to educating and eliminating the scourge of inattentive drivers on America’s highways and byways. Unfortunately, too many of us are making bad decisions behind the wheel, and there is much more work to be done.

Five Most Distracted Cities

TrueMotion, a company that uses sensors and driving information to help make roads safer, analyzed the data from thousands of vehicles to determine the areas with the most distracted drivers in America. Their findings:

  1. St. Louis
  2. Phoenix
  3. Atlanta
  4. Salt Lake City
  5. Fort Worth

The states with the most distracted drivers were Mississippi, Georgia, Florida, Missouri and Louisiana.

Here’s the scary part – TrueMotion found drivers in the most distracted areas were not paying attention almost 20 percent of their time behind the wheel. You wouldn’t want to be a nearby pedestrian or driving next to them during one of their many lapses.

You Know the Danger

Let’s face it, every city has distracted drivers. They are not only a nuisance, but a danger to us and the ones that we love.

The problem of driver distraction continues to increase. Sixty percent of us admit to taking our eyes off the road to text, check social media or look up directions. The National Safety Council estimates that at least nine Americans die and 100 are injured every day in distracted driving crashes. One study found that 84 percent of us feel threatened when we see a driver concentrating on an electronic device, rather than traffic and the roadway. One recent study concluded that people talking on the phone while driving were as impaired as someone who tests for the legal limit of blood-alcohol.

What Can You Do?

Despite collision avoidance systems, the accident rate continues to climb. Traffic experts warn that inattentive and aggressive driving is the cause for all too many crashes. Here are some defensive driving tips that can help you avoid these errant drivers:

  • Keep scanning the area ahead and behind you
  • Drive with both hands on the wheel to better respond to dangers
  • Don’t follow too close
  • Slow down in bad weather
  • Have an escape plan
  • Avoid driving when tired or drowsy

You can also help stop distracted driving:

  1. Set a good example for others. Many teens say while their parents lecture them about texting or not paying attention while driving, their parents text or fiddle with phones while they drive
  2. Turn off phones or use the text and call blocker when driving
  3. Plan and review trip directions before driving, and pull over if you need to read or program navigation systems
  4. Create music or podcast lists before setting off on your drive
  5. Don’t drink, eat, or do other actions (grooming, turning to talk to others, etc.) that could be a distraction while driving

Teaching young drivers is one of the best ways to prevent this type of driving behavior. That’s why California Casualty is proud to be a major sponsor of Impact Teen Drivers, a nonprofit formed with the law enforcement and education groups that uses peer-to-peer tactics to educate teen and young adults about the dangers of distracted and reckless driving. Learn more at http://www.calcas.com/web/ccmc/impact-teen-drivers.

Experts recommend that everyone take a defensive driving course to learn these techniques. It can also help you get a discount on your auto insurance.

Before you hit the road, make sure you have adequate protection in case you encounter a distracted or aggressive driver. Call a California Casualty advisor today for an auto policy review, at 1.800.800.9410 or visit www.calcas.com.  

Sources for this article:
https://www.nsc.org/road-safety/get-involved/distracted-driving-awareness-month
https://archive.unews.utah.edu/news_releases/drivers-on-cell-phones-are-as-bad-as-drunks/ https://gotruemotion.com/blog/the-most-distracted-cities-in-america/
http://www.distraction.gov/
https://www.drive-safely.net/defensive-driving-tips/

This article provided by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters and nurses. Get a quote at 1.800.800.9410 or www.calcas.com.

Summer Skip – Money When You Need It the Most

Take advantage of the Summer Skip Payment Option from California Casualty

Add a little extra peace of mind to your summer by taking advantage of the Summer Skip Payment option.

Don’t let your budget impact moments with friends or family during the summer. California Casualty helps you budget for the important things in life with the Summer Skip Payment option. You can designate the two months you’d like to free up your money during the summer months.

California Casualty’s Summer Skip is designed to allow you to enjoy fun in the sun with family and friends without worrying about your auto insurance payments.

If you are already a customer and would like to take advantage of this unique benefit, simply go online at www.calcas.com/payments  to manage your account, or contact an advisor at 1.800.800.9410.

If you’re not a customer but would like to learn more about the skip payment option and all of the other special benefits available to Educators, Firefighters, Law Enforcement Officers and Nurses, request a quote today in the Start Your Auto Quote section on the right-hand side of this page.

8 Winter Driving Tips for New Drivers

Icy roads. Traffic jams. Black ice. Snow conditions. All of these can make a parent go crazy just thinking about their teen driving in these conditions.  How do you talk to your new driver about driving in the winter season? We have some easy tips to get the conversation going.

  1. Decrease your speed.  The faster you’re going, the more room you’ll need to stop.
  2. Be extra careful on bridges and overpasses.
  3. Avoid cruise control or overdrive.
  4. Don’t pass snow plows – their drivers may not see you, and the roads are clearer behind them anyway!
  5. Turn on your lights to be more visible.
  6. Steer into a skid – this means if your rear wheels are going right, gently steer in that direction.
  7. Gently tap your brakes, if you have ABS brakes, gently apply constant pressure.
  8. Keep your windshield wiper fluid filled and keep your headlights clean.

These helpful ideas do not have to just be for your teen. Share with friends and family.

 

 

Holiday Skip – Money When You Need It the Most

Make the holidays more jolly for your wallet by taking advantage of the Holiday Skip Payment option.

Don’t let your budget impact your family moments. California Casualty helps you budget for the important things in life with the Holiday Skip Payment option. You can designate the two months you’d like to free up your money during the holidays.

California Casualty’s Holiday Skip is designed to allow you enjoy the spirit of the season with family and friends without worrying about your auto insurance payments.

If you are already a customer and would like to take advantage of this unique benefit, simply go online at www.calcas.com/payments  to manage your account, or contact an advisor at 1.800.800.9410.

If you’re not a customer but would like to learn more about the skip payment option and all of the other special benefits available to Educators, Firefighters, Law Enforcement Officers and Nurses, request a quote today in the Start Your Auto Quote section on the right-hand side of this page.

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