Your home and the personal property inside are your most valuable assets. If the unexpected were to happen, give yourself peace of mind by knowing your personal possessions have an extra layer of protection by placing them in a home safe.
Keeping a durable safe inside your home is one of the best ways to ensure your valuables, personal belongings, and other important documents inside remain secure in the event of a burglary, fire, or natural disaster.But buying a safe that is water, fire, and/or theft-resistant can be quite a monetary investment.
If you are questioning whether it’s “worth it” to purchase a home safe, here are some important factors to remember.
You’ll have quick access to important information
If you need cash or important documents like your Home Warranty, you won’t have to jump through any hoops or wait to get the information you need. All of your important information will be in one place that is quickly accessible to you and your family.
Your important items will remain safe
In the event of a disaster, there may not be time to grab all of the items you would like to bring with you. With a home safe, no matter the occurrence, your important possessions will remain secure.
You can also use it for firearm & weapon storage
If you keep weapons in your home, you can rest assured knowing that they will be locked away in your safe, out of sight and reach from your children and any guests (wanted or unwanted).
What Kind of Safe Should I Purchase?
Not all safes have the same functionality. Before you purchase a safe of your own, do your research on what will work best for you and your family. If you live in a flood or wildfire-prone area, be sure to invest in a safe that protects against water or fire. If you chose to use your safe for weapon storage, remember to find a safe that protects against humidity.
Home safes also come in many different sizes, with the average home save being 1.2 – 1.3 cubic feet. If you have an area of your home that you know you would like to place keep your safe (out of the eyes of an intruder) be sure to purchase a safe with the correct dimensions, so it will fit properly in your space.
The size of your safe should also take into account what you will keep inside of it. For example, if you are storing multiple family heirlooms, along with all of your emergency documents and a full emergency kit, you may want to invest in a larger safe.
Here are some examples of what you can keep in your home safe.
Items to Keep Inside Your Safe
Personal Documents – Birth certificate, passport, social security card,marriage license, vaccination & medical history, tax returns
Important Information – Passwords, health insurance information, legal documents, wills, death decrees, immigration paperwork, & external hard drives
Money & Bank Information –Cash,bank account numbers, checks, credit cards, bonds, stock certificates, & precious metals like gold or silver
Home& Auto Information – Insurance information, contracts, warranties, permits, deeds, & titles
Owning a safe is one of the easiest ways to make sure your personal property stays protected. Save yourself worry and stress by investing in a safe for your home today – your future self will thank you.
DISCLAIMER: Contest terms and conditions apply, see page for details.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
The recent passing of Heather Schafer, National Volunteer Fire Council CEO, has left a huge wake of emotions for those individuals and organizations that she touched and worked with within the fire service. California Casualty would like to recognize Heather’s life contributions to the fire service along with sending our thoughts and prayers to her family and those affiliated with the NVFC during this very sad moment in time.
Heather was committed to her leadership role and progression of training, education, benefits, and safety for all those who chose to serve as a volunteer firefighter or EMS provider in their communities. Her visionary leadership was seen by the NVFC board of 90+ members through building an organization that reflects and supports the needs of over 750,000 volunteer firefighters and EMS providers across the US. The NVFC Programs offered under Heather’s leadership illustrate caring, compassion, and support of those giving selflessly in the fire and emergency services.
In 2007, Heather submitted a grant for the National Junior Firefighter Program for the California Casualty Group Grant Contributions Committee to consider. Her grant proposal showed the need to inspire young people in our communities to get involved with the fire service and become future leaders. The Jr. Firefighter Program was a natural fit for the educational grants that California Casually provides across our group affinity partners. Her actions set the course for Heather to be asked to serve on the California Casualty Group Advisory Board in 2011.
Heather has served on the CCG Advisory Board for almost exactly 10 years and served the last 3 years as the Chair of the CARES Grant Contributions Committee. She’s been an influential figure in helping other organizations obtain desperately needed education grants. Jon Hamm, California Casualty Advisory Board member recently said:
“I have had the great pleasure of working with Heather on the Cal Casualty Advisory Board and the CARES Committee. Heather was made to serve on the CARES Committee because she is wired for kind acts. I have said that if our board had categories Heather would hands-down win the category of nicest board member. And to have that attitude made anyone who came in contact with her feel genuinely welcomed and cared for. The world could use more Heathers!”
California Casualty would like to express its gratitude and appreciation to Heather’s family and the NVFC for the 10 years of dedicated service to the California Casualty Group Advisory Board.
“Heather was a dear friend, mentor, and collaborator to so many people. It’s been my privilege to learn and watch her steadfast guidance of the NVFC. She was a true group partner bringing many new benefits and services to the families of firefighters and EMTs. She was the facilitator of bringing California Casualty’s Auto and Home program to life for NVFC members. Her life will be remembered by so many in so many different ways. A forever heartfelt thank you to Heather for sharing her life with us.”– Roxanne Dean, Vice President Account Relations
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Ask any first responder why they chose their profession, and the overwhelming answer is that they were called to serve and help others. Chances are, this was yours too.
The last couple of years have been like no other, with you and your fellow first responders on the frontlines of multiple crises facing our communities and nation all at the same time. It’s been rough going.
But sometimes the antidote to tough times is to reconnect with your “big why” – the reason(s) you signed up for this profession in the first place and why you and your colleagues keep showing up every day, no matter what the day brings. Here are some common “why’s” we hear from first responders – what resonates for you?
Making a Difference
This is one of the few careers where your actions, talents, and presence can make a literal life and death difference. You have a direct impact on improving communities and making them safer. In your role, you often lead by example and can positively influence others, which means you have the privilege of helping someone become their best self.
Camaraderie
There’s no feeling quite like being part of a team or unit with a higher purpose. Everyone has their role and is there to support and work with each other toward a common goal. You may go through tough, grueling situations together – some are tragic, but others offer up the best of humanity too. This is your support network that understands you and shares the emotional and mental challenges that come with the job. For many, your “work family” ends up being your closest life-long friends.
Physical Activity
First responder jobs require physical strength and stamina. The profession demands that you stay in shape and in top form – ready for whatever physical challenges the day may throw at you. Many first responders maintain their fitness by running, lifting weights, hiking, and other outdoor activities. This primes you for long days and long hours, bouts of intense activity, and sudden emergency situations.
Flexibility and Mobility
There’s no 9-to-5 here! Your profession offers flexible hours and variety in terms of different placements, shifts, and rotations. For some, this flexible schedule allows them to work a second job or pursue other interests or hobbies. Another perk: You can also work wherever you want! Your skills and training are in demand in cities and communities across the country (and globe, really), which gives you the unique advantage of being able to pick and choose.
No Two Days Are the Same
For a first responder, the constant is change. Each day is different – one day could be an emergency call across town; the next, a day of paperwork in the office; and the next, patrolling a neighborhood that’s experiencing a crime wave. You never know what the day will bring, but you always bring the skills and experience to deal with whatever the situation calls for. If you thrive in these kinds of environments, you picked the right career.
A Reason to be Proud
Because you and your colleagues save lives, stand up for what’s right, and are called to serve others, you’re respected by your communities. Integrity and duty are baked into this career, so you consistently earn the loyalty and admiration of colleagues, friends, family, and community members.
Continual Self-Improvement
This line of work usually includes opportunities for professional development, continuing education, and obtaining training or new skills. If you want to pursue a specialty within your profession or even branch out to another division, there’s usually a clear path and support. Additionally, because this work is mission-driven, it invites self-reflection and personal growth.
Connection with the Community
As a first responder, you build relationships within your community and the neighborhoods you serve. You have the satisfaction of seeing your efforts pay off over the long term. And you’ll be able to team up with organizations and individuals, united in a shared goal of strengthening community bonds.
If anyone is built for resiliency during tough times, it’s you, our first responders. But on those tough days, remember your big why’s and also that your communities and neighbors are grateful for and appreciate you. Sometimes it’s not said enough, but we thank you so much for your service and commitment to keeping us safe!
And finally, if you’re someone who’s looking at pursuing this career, talk to first responders about their experience and advice. Look at enrolling in courses or joining mentoring or other programs offered by your local agencies. You’d be hard-pressed to find a more demanding, mission-driven, and rewarding career.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
There are many more combustible materials in today’s homes than in years past, which means a spark or small fire can engulf a house in less than five minutes.
Smoke alarms are a critical first line of defense against catastrophic loss. To keep your family and home safe, follow these tips on installing alarms correctly, testing them, and ensuring that they’re properly maintained and cleaned.
Step 1: Installation
First, you should know that there are two types of smoke alarms: ionization and photoelectric. The first is more responsive to flaming fires, the second to smoldering fires. For best protection, use both types or a hybrid of the two. When it comes time to install them, remember to:
Install alarms inside each bedroom as well as outside sleeping areas and on every level of your home, including the basement.
Choose alarms that display the label of a recognized testing laboratory.
Install wall-mounted alarms 4 to 12 inches from the ceiling, and ceiling-mounted models at least 4 inches from the closest wall.
To avoid false alarms, place the units more than 10 feet from cooking appliances and 3 feet from bathrooms (shower steam can trigger them).
Smoke alarms in the basement should be positioned on the ceiling at the bottom of the stairs leading to the next floor.
For pitched ceilings, place alarm within 3 feet of the peak but not within the apex.
Never paint smoke alarms or adhere stickers or decorations, as this can disable them.
Don’t install alarms near doors, ducts, or windows where drafts might decrease their sensitivity.
If possible, interconnect your smoke alarms using hard-wiring or wireless technology. This extra safety measure enables all the alarms to sound at once when any single one is triggered. Note that they must be from the same manufacturer.
Step 2: Testing
Be sure to keep the manufacturer’s instructions so you can properly test them and use for reference.
While using ear protection, test alarms at least once a month using the “test” button. This ensures that your alarms have reliable power.
Never test your alarm with real smoke or exhaust.
Make sure you know what kind of batteries your smoke alarms have. Some units have non-replaceable 10-year batteries; others have batteries that need to be replaced every 6-12 months. For the latter, always have fresh replacement batteries on hand.
Always replace batteries following the manufacturer’s instructions. If it specifies a particular battery, use that exact one or the alarm might not work properly.
Step 3: Maintenance & Cleaning
Smoke alarm safety depends on regular maintenance and cleaning. Do the following to ensure yours stay in proper working order.
Maintain a monthly testing schedule and log your maintenance activities, along with any notes.
If the alarm chirps, that means the battery is low and you should replace it right away.
Clean alarms by gently vacuuming the outside of the unit with a soft brush attachment. You can also use a can of clean compressed air (sold at office supply stores).
Never use water, solvents or cleaners on your alarm.
Finally, make sure your family has a fire escape plan in place and that everyone understands and can follow it in an emergency. Use the National Fire Protection Association’s easy-to-use template here.
This article is furnished by California Casualty. We specialize in providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Studies have shown that first responders are at a much greater risk to develop post-traumatic stress disorder than the general public due to their exposure to high levels of physical and emotional stress. Sadly, throughout their career, many first responders will develop anxiety, depression, PTSD, and other mental health issues, that are oftentimes linked to suicide.
Mental health, a once-taboo subject for departments, is now becoming more normalized with the aid of department programs, advocacy campaigns, and initiatives that help educate and bring awareness to PTSD, depression, and other types of mental health issues commonly found in first responders.
September is Suicide Awareness Month. Do your part in helping decrease first responder suicide by learning how to spot the early signs of PTSD in your first responder friends, family members, or colleagues.
Early signs of PTSD to look out for include:
Intrusive Memories
Memories of the traumatic event
Flashbacks
Nightmares or upsetting dreams
Emotional reactions triggered by a reminder of the traumatic event
Eluding & Avoiding
Not speaking of the event
Avoiding people, places, or activities
Behavioral Changes
Irritability
Lack of Interest
Feeling detached
Memory problems
Physical Reactions
Easily startled or frightened
Trouble sleeping and concentrating
Exhibiting self-destructive behavior
Always being on guard
Over time, these symptoms can differ and vary in intensity.
If you or someone you know is struggling with any of these signs of PTSD or other mental health issues, you are not alone. Please reach out to a mental health professional. If you do not feel comfortable speaking to a professional, start by reaching out to a close colleague, family member, or friend.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
About an hour after the first plane struck the World Trade Center on the morning of September 11, 2001, Michael Wright found himself on the 81st floor of the North Tower, trapped in complete darkness and smoke. That’s when he heard the rumble: The South Tower was collapsing.
“I was lucky enough to be next to a first responder,” Wright said. “I can credit him for the fact that I am alive now.”
For John McLaughlin, rescuers found him the next morning, buried in the ruins of building two. “The last bits of rubble were cleared, and they were able to pull me out with nylon straps,” he said.
Survivor Wendy Lanski recalled how after the planes struck, “Police and firefighters and EMS workers were everywhere … [they] were coming up to us, grabbing us in groups, saying, ‘Go out this door, run across the street, cover your head, and don’t look up.’” As she and her colleagues rushed to escape the building, first responders were charging in, intent on saving lives.
Tragically, many of them never made it out. In all, 412 first responders – 343 firefighters, 24 law enforcement officers and 8 emergency medical personnel – were lost when the towers fell. With them, 2,565 people in and around the buildings.
Unprecedented
September 11, 2001, marks the deadliest terrorist attack in U.S. history, when four commercial planes were hijacked by members of al Qaeda and flown into buildings in New York City and Washington, D.C. The fourth was thwarted when passengers resisted, causing it to crash into a field in Pennsylvania instead of its intended target.
The attack left Americans reeling in shock, horror, and grief. In an instant, devastation rippled out across families, communities, and the nation.
In sharing that heartbreak and devastation, though, Americans came together. Within hours, an incomprehensible tragedy had galvanized a renewed spirit of national unity.
Much of that was sparked by the stories of courage and heroism that had emerged within minutes of the attack. Strangers risking their lives to run back into the towers to save others. Office workers staying behind for friends who were trapped or had disabilities.
And, of course, the hundreds of first responders – the warriors who rushed in to save lives, despite the overwhelming danger. Over the next days and weeks, countless stories like those of Wright, McLaughlin, and Lanski emerged, painting a profound story of the best of humanity.
Remembering the Fallen
Besides being the single deadliest attack in human history, 9/11 was also the single deadliest incident for firefighters and law enforcement officers in U.S. history.
As we take time on 9/11 to reflect on the national tragedy that occurred 19 years ago, we will remember the heroes who made the ultimate sacrifice that day. They were fire, EMS, and law enforcement personnel, but more importantly, they were husbands, fathers, wives, mothers, brothers, sisters, friends, and beloved colleagues.
How You Can Honor Them
Here are some ways you can honor our 9/11 heroes:
Visit a memorial. There are memorials and monuments at or near the sites of the attacks, as well as across the country. The 9/11 Memorial & Museum also offers an online experience to learn more and pay tribute.
Help 9/11 responders. Due to the chemicals and toxins released at the attack sites, many 9/11 first responders have since developed or died from illnesses such as cancer, respiratory diseases, and other chronic conditions. Support organizations that are directly helping responders who’ve fallen ill.
Support your local first responders. By supporting your local heroes, you are giving thanks to all those who answer the call to serve and protect. Say yes to that next pledge or fundraising drive hosted by your community’s firefighter or police department.
If you are a first responder, you can:
Join a 9/11 memorial stair climb. Every year, thousands meet up to climb the equivalent of 110 stories, the height of the World Trade Center towers. Normally held in office buildings, convention centers, and stadiums, this year the stair climb events are mostly virtual. Find one near you.
Engage with your community. Although your job is serving others, doing so in your off hours – for causes close to your heart or in different areas of interest – will bring you closer to your community and first-responder network. Find a cause that could use your expertise or energy, or educate others about the EMS profession and inspire the next generation of first responders.
Practice self-care. Learn to be aware of and manage your stress levels. Employ healthy coping mechanisms, take care of your mind and body, and be sure to reach out if you need to talk with someone or get support. Be there for your first responder family, many of whom are at increased risk of suicide.
Although we can’t erase the tragic events that took place 19 years ago, we can honor its fallen heroes by being kind and generous toward our neighbors and finding ways to serve in our communities.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Get a $25 gift card when you complete an auto quote with a representative.
*Please allow 6-8 weeks for delivery. One gift card per household, per year. Offer not valid when a California Casualty policy is already in force. Offer not valid in FL, GA, MD, NC, ND, TN and UT.
Offer not available to United MileagePlus® Members.
