by California Casualty | Educators, Helpful Tips |
As a teacher, your to-do list might feel never-ending, with lesson plans, grading, and meetings all competing for your time—on top of the countless ways you support your students. But with a few smart time-management strategies, you can regain control of your schedule, reduce stress, and even find a little breathing room in your day.
We’ve compiled the practical tips to help you streamline tasks, stay organized, and create more balance, so you can focus on what you love most: making a difference in the classroom.
How much time do you actually have?
Let’s start by calculating how much unstructured time you have in your schedule during contracted hours. The easiest way is to conduct a time audit.
- For 3-5 days, record how much time you spend on different activities (e.g. making copies, doing lesson plans, setting up Google classroom, getting coffee, chatting with colleagues).
- Add up the unstructured time you have available daily.
- Then, analyze the results. Where is your time going? What’s taking the most time? Do you want to spend time on these things?
Now let’s figure out how to rearrange tasks to fit more neatly into your schedule.
- Create a list of tasks you do regularly. This can be daily and/or weekly.
- Assign a time estimate to each. If need be, break down larger tasks into smaller, doable chunks to more easily fit into your schedule.
- Categorize each task as creative (lesson planning, writing emails), analytical (grading), logistics (paperwork) and tasks that take less than 15 minutes to complete.
- Mark the priority tasks that must get done.
- Urgent and important – clear deadline and consequences for not acting
- Important – no set deadline but helps you stay on top of things
- Neither – helpful but not necessary, good to do when time allows
Use a planner to map out your week.
- Slot in tasks in available timeslots, starting with the ones you marked as priority.
- When possible, group similar tasks together. Task switching takes more energy and is less productive.
- If any tasks do not fit in the schedule, keep them on a list to do as you have time.
- Consider theming your days to make organization easy, e.g. Monday is administrative work and filing, Tuesday is gathering materials, Wednesday is grading, Thursday is lesson planning, and Friday is photocopy day for the following week’s lessons.
Tips for Better Time Management
Good time management takes practice. Continuously evaluate and adjust your strategies as needed. Here are some additional tips that can help.
- Touch it once. When you pick something up, put it where it goes. Those few extra seconds will save you time in the long run and keep you organized.
- Tackle 2-minute tasks. Completing these small tasks will keep them off your to-do list later.
- Close your door. Anytime you’re without students, keep your classroom door closed to help prevent interruptions. Silence your cell phone and don’t check your email. Set aside time to work on the project at hand.
- Protect your prep. If you have a prep in a shared space, put on your headphones and sit in the least visually distracting spot. Put up a sign above your workspace saying “Easily distracted! I’m happy to catch up later. I promise!”
- Not everything has to be graded. Use a grading matrix like the one below.
|
URGENT |
LESS URGENT |
| IMPORTANT |
Must grade ASAP (course exams, school/county state requirements) |
Must grade when time allows (tests, projects) |
| LESS IMPORTANT |
Students can self-assess using a rubric or grade each other (quizzes) |
Consider not grading (practice, homework, warmups, portfolio pieces) |
- Do the thing you don’t want to do first. Tackling the most challenging or dreaded task early in the day allows you to apply the greatest focus. It also boosts your motivation and makes the rest of your tasks feel easier by comparison
- Leverage tech tools to make your life easier. Try Artificial Intelligence (AI) in lesson planning, creating grading rubrics, and writing notes to parents, among other tasks. Just be cautious if you use AI for grading. That has raised some concerns among parents.
- Get help from your students. Assign your students roles to help maintain the classroom. They can update centers, file papers, and grade each other’s work on simple quizzes like weekly spelling tests. Similarly, you may be able to use parent volunteers to do some of your photocopying if your school policy allows it.
- At the end of each day, write down 3 things you will get done the next morning. That way, you don’t have to think when you walk into class. Prepare your workspace and materials the day before. Similarly, make a list before you leave on Friday for the week ahead.
- Learn to say no. Be selective in taking on additional responsibilities beyond your contractual obligations. Pro Tip: When you want to say no but can’t bring yourself to vocalize it, say “I’ll have to let you know.” Then you may follow up with an email declining the task.
Too much work and too little time
If you’re like many teachers, the workday doesn’t always end when the bell rings. There’s always more you could do—but should you? Decide how much time you’re willing to dedicate outside of school hours and set clear boundaries. Even reclaiming a few hours each week can make a meaningful difference.
- Schedule appointments or commitments at the end of the school day to ensure you leave on time.
- Collaborate with your administrator to prioritize tasks and manage your workload effectively.
- Discuss ways your school can help teachers avoid burnout.
- Prioritize self-care. A well-rested teacher with good work-life balance is a better educator.
At California Casualty, we’re committed to supporting those who inspire and educate the next generation. Happy American Education Week!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Helpful Tips |
It’s holiday season and you’re ready to decorate! But as a renter, your options might feel limited. The good news is that with just a few renter-friendly tricks, you can transform your space into a cozy, festive retreat without breaking the rules or losing your deposit. Whether you’re going for a classic winter wonderland or a modern holiday vibe, these tips will let you celebrate in style!
Tailor the décor to fit your lifestyle and space.
You want your place to feel festive but not cramped, so make sure to work with the space you have. You don’t have to add a lot. Use wall space if you don’t have floor space. Swap out your normal décor with seasonal versions; change your throw pillows or put festive covers on them. Choose a holiday doormat. Remember that a pop of color goes a long way in a smaller space.
Stock up on hanging supplies.
Put away the hammer, the screws and the nails. Those will leave permanent holes in your walls. Instead, stock up on suction cups and adhesive hooks. Choose adhesive options that are easily removable and won’t leave marks on the wall. Command strips, washi tape, and wall putty are all good options.
String up the lights.
Set the scene with lighting. Hang strings of LED fairy lights along the ceiling or at other focal points in your home. For lights in doorways, use a curtain tension rod as the base and wrap the lights around it. You can even add some greenery. Choose lights approved for indoor use; battery-powered lights are a plus, so you don’t have to worry about plugging them in. Flameless candles also create a beautiful glow. Keep light safety in mind. Remember to turn lights off when unattended.
Cling to the windows.
Window clings and removable decals are easy to apply and take off. Since static electricity holds them in place, you don’t need any special tools. Plus, you can find plenty of fun options, from snowflakes to candy and holiday themes.
Try these instead of a tree.
There are many alternatives to a full-sized tree, which can take up much-needed space in an apartment. Instead, decorate a blank wall with an outline of a tree using washi tape. Then adorn it with tinsel, lights, and paper ornaments using a wall-safe adhesive. Try a poinsettia stand to create a festive tree; just be aware that this plant can be hazardous if ingested by small children or pets). Decorate your house plants with lights and lightweight ornaments.
Display your favorites.
The holidays are all about memories. Here’s your chance to put some of yours on display. Show off your favorite ornaments in large clear vases. Hang a gallery of beloved holiday photos from years past. Display your holiday cards on a Command picture ledge or decorate your doors with them. Anything that brings you joy is perfect to display at holiday time.
Turn up the scent.
Fragrance goes a long way to set the mood. Bring seasonal scents into your room with pine, peppermint, cinnamon or your own favorite blend. Add a few drops of essential oils to a spray bottle filled with distilled water. Use it to create the perfect scent. Alternatively, poke whole cloves into oranges and use that as a fragrant centerpiece.
Bring on the green.
Hang full-size or miniature wreaths with suction cups or other adhesives. Artificial garlands make great table centerpieces. Fake greenery is maintenance-free and hypo-allergenic. Real greenery brings a natural look and scent but might need some care to stay fresh.
Don’t overload the outlets.
Electrical outlets can only handle a certain amount of power. Overloading them can lead to a blown fuse – for you and your neighbors – or in the worst case, an electrical fire. Limit the number of plugs that you use and the use of extension cords. Unplug all electrical decorations before you go to bed.
Double check the rules.
Check your lease agreement and the rules of the apartment complex. Many do not allow live trees which dry up and can pose a fire risk. Also, be courteous to your neighbors. Avoid motion sensor lights and sounds that could be set off in the middle of the night. If you’re unsure about whether a décor choice is allowed, double check with your landlord.
Finally, make sure you are covered for the unexpected with renter’s insurance. Renter’s insurance is surprisingly affordable. For as little as $10 a month, you can get a renter’s policy at California Casualty. Not all renter’s insurance is the same. Some policies cover more than others and costs vary. Check with your insurance provider to find out the options.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Helpful Tips, Homeowners Insurance Info |
Those beautiful autumn leaves you’ve been admiring are not so pretty when they’re clogging your gutters. Acorns, leaves, branches, and other debris have a way of piling up, leading to blockages that can cause water damage and costly repairs. Enter gutter guards—a practical solution that keeps debris out while letting rainwater flow freely. Here’s a quick guide to gutter guards, including why autumn is the best time to check and clean your own gutters.
What exactly are gutters?
Gutters are channels along the edge of your roof that direct water away from your home. They include downspouts that bring water down to the ground, moving it at least 5-10 feet away from the foundation. When gutters get clogged, they no longer work the way they should. Water could stay pooled in the channels or move in ways that negatively affect your home. Clogged gutters can lead to expensive problems: soil erosion, basement flooding, structural damage, roof damage, siding damage, and foundation issues. A buildup of debris could also increase the risk of a fire. Luckily, there is an easy way to protect your gutters from getting clogged – gutter guards.
Types of Gutter Guards
There are many different types of gutter guards. Some can be self-installed, and others require a professional. Below is a brief description of the main kinds along with their pros and cons. (Check the warranty on your shingles before you install a gutter guard that requires attaching directly to shingles with screws or nails as that could potentially void it.)
Screen Guards
This is like a window screen for your gutters. The screen keeps out debris while the holes let the water pass through.
Pros: These guards are affordable and can be self-installed.
Cons: Dirt and small debris can still pass through the screen and get in your gutter. These guards need to be removed and cleaned at least once a year.
Micro-mesh Guards
Micro-mesh guards are like screen guards, but with holes that are much tinier. They are particularly good at keeping out pine needles and dirt, which can slip through larger openings. These guards are usually made of stainless steel and other durable materials.
Pros: Micro-mesh guards are low maintenance, and long lasting. They are easy to clean and should be cleaned every 3-12 months.
Cons: They require professional installation.
Reverse-Curve Guards (Surface Tension Guards)
These guards are attached beneath the shingles, and they go over the gutter and curve back a little. The curve creates a hood, so debris doesn’t get into the gutter, but the unique design lets the water seep through.
Pros: These are long-lasting and low maintenance guards.
Cons: Reverse-curve guards require professional installation. They also are highly visible and could affect your home’s aesthetic.
Brush Guards
These guards are made of stiff brushes that point up inside your gutters. The bristles catch debris as the water passes through.
Pros: They are easy to install and remove for cleaning.
Cons: These guards require frequent cleaning. Small debris can get caught in the brushes’ bristles, and these guards can be tough to clean as a result.
Foam Guards
This triangular-shaped foam fits inside your gutter to prevent leaves and other debris from lodging there. It’s usually made from polyurethane and has a spongy texture that allows water to flow through. Some foam guards restrict water flow more than others.
Pros: These are affordable and easy to install. They are good at blocking large debris.
Cons: Small debris can enter through gaps between the foam and gutter walls. The foam also can break and is susceptible to mold due to dampness. These need to be replaced every 1-2 years, depending on weather conditions in your area.
DIY vs. Professional
Should you install your own gutter guards or hire a professional? Here are some things to consider.
Choose DIY gutter guards and install them yourself if:
- You want or need to save money.
- You’re generally handy and comfortable on a ladder.
- Your roof is easy to access.
- You like the choices available for DIY. You can find most at your local home improvement store.
Hire a professional to install your gutter guards if:
- You have the budget for professional installation, and you prefer the convenience.
- You want a warranty to show the installation was done correctly and that will address potential future issues.
- You want a higher quality gutter guard than is available DIY.
- Your roof is unusually steep or is difficult to access.
- You have concerns about doing it yourself.
Before the Installation
The best time to install gutter guards is late summer and early fall. This helps prepare for the large volume of leaves that start coming down during the season. Before the installation, you will want to clean and check your gutters.
Cleaning your gutters is part of fall home maintenance. It helps to ensure that your home is ready for winter storm season and severe weather. Here’s a quick overview of how the process is done.
- Gather your supplies: a bucket for debris, trowel or gutter scoop, garden hose with spray nozzle, latex or waterproof gloves to protect your hands from wet debris, safety eyewear, and a sturdy ladder.
- Start at the downspout. Use your gloved hand or a trowel to remove leaves, twigs and packed material.
- Then go up to roof level on your ladder. Use your gloved hand to clear large debris like leaves or twigs. Use the trowel for compacted debris.
- Remove and clean the downspout strainer.
- Flush the downspout and the gutter with water from your hose.
- Look for leaks, making sure water flows freely through the downspout. You will want to repair any issues before you add gutter guards.
- Inspect your gutter for rust spots or peeling paint which could show signs of deterioration. Again you will want to address any issues and potentially replace those parts before adding the guards.
- Look for mold or mildew near the foundation which could mean water is getting in there. That could signal a larger problem.
Ready to start the project?
Once you have clean gutters without any issues, you are ready to protect them with gutter guards. Measure your gutters so that you will be able to purchase the right length of gutter guards. If you’re doing a DYI installation, make sure to fully read and understand the instructions. Watch tutorials and online customer reviews for a heads up on potential mistakes. Know that installing gutter guards can take anywhere from a couple of hours to a couple of days. If you’re choosing a professional installation, make sure to get several estimates and ask for references to avoid scams.
Your home is your greatest investment. Keep it fully protected for added peace of mind.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Helpful Tips, Pets |
Your pet is part of the family, so you want to make sure they’re welcome wherever you rent. From understanding pet policies to preventing your four-legged companion from leaving a lasting pawprint on the property, there are a few key things to keep in mind. Whether you’re moving with a playful pup, a curious cat or a chatty bird, here’s how to navigate the rental process and find a home that’s both pet-friendly and hassle-free!
Almost half of renters live with pets, according to Zillow. Pet owners tend to be responsible and reliable. They renew their leases more frequently than non-pet owners. In this regard, they’re desirable tenants. There is a chance with pets, of course, of damage to the rental property or possible disturbances with neighbors. Landlords who welcome pets will make accommodations, such as charging a pet feet, to minimize their financial risk.
Importantly, not every property is ready to welcome your pet. The following steps will help guide you in finding the perfect home.
Research pet-friendly rentals.
Start your search early. It will take extra time to find the right fit. There are several ways to find pet-friendly rentals in your area. Importantly, do not try to hide the fact that you have a pet. That would put you in violation of your lease.
- Ask friends and family members to keep a lookout for pet-friendly places.
- Inquire about pet-friendly apartments and homes in pet groups on social media, at the local Humane Society, and at your veterinarian.
- When searching rental websites, look for filters for pets. Make sure to check if there are restrictions on types, breeds, or numbers of pets.
- If a rental does not mention pets, don’t discount it. Reach out and ask. Single family rentals may be more likely to be flexible on a case-by-case basis.
- Some websites allow you to search for pet-friendly rentals. These include Apartment Advisor, Hotpads, People with Pets, and Zillow.
Note that landlords are required by the Fair Housing Act to make reasonable accommodations for disabled renters with service dogs, even if they don’t generally allow pets.
Create a pet resume.
One effective way to present your pet to your future landlord is by creating a pet resume. This can help turn tolerant landlords into pet-friendly ones.
- Start with a cute photo, your pet’s name, age, breed, and weight. For dogs and cats, note whether they are spayed.
- Describe your pet’s personality and favorite things.
- Include a list of vaccinations and proof your pet is licensed in the town, showing you are a responsible pet owner.
- If there are any past incidents, include them and tell how you will take action to prevent them in the future.
- Get a reference letter from your current landlord, your trainer, or previous roommates about your pet. Make sure to talk about areas of concern to landlords: behavior around others, odor, noise, etc.
- You may find a sample resume here: https://rentberry.com/blog/wp-content/uploads/2017/04/Dogs-resume-sample-by-Rentberry.pdf.
Set an extra budget.
Be prepared to pay extra when renting with a pet, as compared to those without pets. The landlord must cover his/her risk in case there is damage. For example, carpets may have to be replaced when a renter leaves if a pet urinated there.
- Expect to pay a pet deposit ranging from $250 to $500. The landlord can use this money to make repairs when you leave. However, it may or may not be refundable, so make sure to ask.
- You may be charged a monthly pet rental fee in addition to your own rent.
- Note that if you have a service animal, your landlord cannot charge you a pet fee. It is against federal law to do so.
- Review local and state laws as they apply to pets. Some states limit what landlords can charge in pet fees.
Check out the space for your pet.
Once you find a good rental, you will want to visit it and check it out. What you see online may not always be what’s there in reality. A personal visit will show you if it’s right for you and your pet.
- Find out if there are any restrictions on where pets can go.
- If your pet needs an outdoor space, is there a backyard area? A nearby park or place to walk?
- If you have a small living space and no backyard, make sure that setup will be right for your pet.
- For cats, keep them entertained with multi-level living such as cat condos and kitty condos placed up high.
- Check whether there are plants that are poisonous to your pets on the property.
Read your lease thoroughly.
Before you sign a lease at your new place, make sure that it says exactly what you were promised by your landlord. Specifically check that it spells out the pet policy.
- Never sign a lease that says no pets even if the landlord verbally gives you permission. Make sure it is written in your lease that pets are allowed.
- The lease should clearly outline pet deposits and fees.
- Take the time to understand and agree to the rules you and your pet must follow.
Include pet coverage in your renter’s insurance.
Many landlords require you to have renter’s insurance. It’s also a good idea to have it to protect you, your possessions—and your pets.
- Renter’s insurance is like homeowner’s insurance but for tenants. As a start, it protects your personal belongings (that’s right, your landlord’s insurance policy will not cover your belongings) but that’s not all. It’s an important safeguard if you’re found at fault for property damage or injuries at your place (and even around the world). It also can help if you don’t have access to your apartment or home due to a covered loss.
- Adding your pet to your renter’s policy will cover you if your pet damages someone else’s property or injures another pet or person.
- Note that sometimes, there are breed restrictions for coverage.
Moving with Your Pet
Your pets are part of the family, but moving day will be particularly stressful for them. After all, they won’t understand why strangers are taking their furniture. With all the commotion, it’s also easy for a pet to get lost in the shuffle, or have a scared animal run away or hide. Consider having relatives or friends take care of your pets or board them in a kennel for moving day. Also make sure that you have your pet’s records for easy access when you need them.
Are you renting without a pet but would like to adopt? Make sure your lease allows it. Finally, don’t forget to protect your fur baby with pet insurance for added peace of mind, and to save on your vet bill. Remember, you can easily add pet insurance from Pet’s Best to your California Casualty auto or home policy. Find out more about what pet insurance can cover by talking with a California Casualty customer service representative today.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Firefighters, Nurses, Peace Officers |
On National First Responders Day, we honor the brave men and women who selflessly rush into danger when others flee, putting their lives on the line to protect and save. Whether battling fires, responding to medical emergencies, or maintaining order in the face of chaos, first responders serve with unmatched courage and skill. In the spirit of gratitude and admiration, we’ve gathered inspirational quotes to celebrate their heroism and offer encouragement to those who work tirelessly to keep our communities safe. Let these words serve as a tribute to their bravery and a reminder of the unwavering dedication they show every day.
On Heroism
“I’ve always seen first responders as unsung heroes and very special people because, when everyone else is running away from danger, they run into it.”
– Dwayne Johnson, actor
“Real heroes don’t wear capes. Real superheroes wear uniforms and badges and stethoscopes! Real superheroes are members of our military, law enforcement, and first responders. Pretend superheroes wear capes.”
– Dean Cain, actor
“How important it is for us to recognize and celebrate our heroes and she‑roes!”
– Maya Angelou, poet
“Next to creating a life, the finest thing a man can do is save one.”
– Abraham Lincoln, 16th President of the United States
“The hero is the man who lets no obstacle prevent him from pursuing the values he has chosen.”
– Andrew Bernstein, American philosopher
“Courage is being scared to death but saddling up anyway.”
– John Wayne, actor
On EMTs
“Even if we’re not saving lives, what we do matters. It matters in ways unnoticed by us, to people you may not even remember tomorrow…EMTs are privileged to play in life’s great game. Too many unlucky people watch the action thunder by, stuck at a desk, or watching it on television at home.”
– Kelly Grayson, pep talk published in Ambulance Drive Files
“I didn’t become an EMT to get a front-row seat to other people’s tragedies. I did it because I knew the world was bleeding and so was I, and somewhere inside I knew the only way to stop my own bleeding was to learn how to stop someone else’s.”
– Daniel José Older, New York Times best-selling author who worked as an EMT earlier in his career
On Police Officers
“The police officer who puts their life on the line with no superpowers, no X-Ray vision, no super-strength, no ability to fly, and above all no invulnerability to bullets, reveals far greater virtue than Superman — who is only a mere superhero.”
– Eliezer Yudkowsky, American writer
“Being a good police officer is one of the most difficult, dangerous, idealistic jobs in the world.”
– Thomas Hauser, writer
“Many of the best parts of America’s history would have been impossible without police. All the freedoms we enjoy — freedom of speech, freedom of worship, freedom from fear — sit on a foundation of public safety.”
– William Bratton, former New York City Police Commissioner
“When a man becomes a fireman his greatest act of bravery has been accomplished. What he does after that is all in the line of work.”
– Edward F. Croker, former New York City Fire Department Chief
“I can think of no more stirring symbol of man’s humanity to man than a fire engine.”
– Kurt Vonnegut, author
“All men are created equal, then a few become firemen.”
– Anonymous
On Nurses
“Save one life, you’re a hero. Save 100 lives, you’re a nurse.”
– Anonymous
“Our job as nurses is to cushion the sorrow and celebrate the job, every day, while we are ‘just doing our jobs.’”
– Christine Belle
“Not all angels have wings…some have scrubs.”
– Anonymous
“Nurses—one of the few blessings of being ill.”
– Sara Moss-Wolfe
On Caring
“There is no higher honor than to be given the responsibility to care for another human being.”
– Richard K. Schachern
“For me, I am driven by two main philosophies: know more today about the world than I knew yesterday and lessen the suffering of others. You’d be surprised how far that gets you.”
– Neil deGrasse Tyson, American astrophysicist and writer
“Dare to reach out your hand into the darkness, to pull another hand into the light.”
– Norman B. Rice, former mayor of Seattle
“To know even one life has breathed easier because you have lived. This is to have succeeded.”
– Ralph Waldo Emerson, poet
“You make a living by what you get, but you make a life by what you give.”
– Anonymous
“The best way to find yourself is to lose yourself in the service of others.”
– Mahatma Gandhi, social activist
“What we have done for ourselves alone dies with us; what we have done for others and the world remains and is immortal.”
– Albert Pike, American author and poet
At California Casualty, it’s our policy to do more for the people who give more. Educators. Firefighters. Law Enforcement. Nurses. We have been protecting our Community Heroes with top-notch home and auto insurance for over 100 years.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
