Spring is in the air, and your yard is practically begging for a green makeover. Before you dive headfirst into planting paradise, however, let’s talk about our four-legged friends. Pets don’t just smell the roses, they eat them. Which plants are a big “no-no,” and which ones are safe for our fur babies?
Pet-friendly plants:
We did the research to find the list of plants that are considered pet friendly. Here are some of the most popular options for your garden.
Camellias are flowering shrubs with pretty blooms. They are perennials, and once established will come back again and again. These plants prefer shade, and once established need little care.
Cat grass is great for digestion, and cats love it. This is an annual plant that you can put directly in your garden, after the frosty season has passed. Most likely you’ll grow I from seed. Make sure you watch for weeds and pests, both of which are common outdoors.
Coral bells feature small sprigs of tiny flowers on long stems. Their leaves also are colorful and can come in shades from green to orange and black.
Fuchsias have beautiful pink and purple blooms that look great in hanging baskets. They bloom from spring to late fall.
Marigolds are colorful annuals that act as a type of natural pest control. They keep beetles and other bugs away, while also attracting bees.
Purple basil plants add vibrant color to your garden and, as a bonus, can be harvested and used in your favorite pesto recipe. They prefer a sunny spot and need plenty of water.
Snapdragons are beautiful additions to your garden with their range of colors on tall stems. They do best in full sun.
Sunflowers come in a variety of sizes and colors. They can grow several feet tall for a dramatic effect. Plus, the seeds attract birds throughout the fall.
Zinnias come in many colors including purple, white, yellow, orange, pink, red, and even green. You will love that they attract butterflies to your garden.
Spring is for outdoor gardening, but don’t forget that there are many pet-friendly house plants too.
Plants dangerous to pets:
There are hundreds of problematic plants — too many to list in a single blog. We’ve compiled a list of some common ones you might already have in your garden. After all, you didn’t know until now that they could be harmful. Before you plant anything new or unfamiliar, do your research to ensure it’s safe for your pet.
Azaleas can cause stomach upset, heart issues, and seizures. Eating azaleas can be fatal without treatment.
Daffodils can cause severe vomiting and diarrhea, low blood pressure, and heart arrhythmias. In addition, the sharp calcium oxalate crystals contained in daffodils also can cause irritation of the tongue, mouth, and throat. Even drinking water from a vase filled with daffodils is dangerous.
Foxglove can cause nausea, vomiting, an irregular slow pulse, tremors, and bloody diarrhea. This can be life-threatening.
Hyacinth can cause intense vomiting, bloody diarrhea, and tremors. The bulbs include toxic calcium oxalate crystals which pierce a pet’s sensitive mouth and the inside of the intestines. The result could be severe intestinal damage.
Lilies can cause kidney failure in cats. They are also somewhat toxic to dogs, causing upset tummies.
Morning glory can cause vomiting, diarrhea, tremors, rapid heartbeat, and liver failure. The seeds are the most toxic part of the plant, and ingesting a large amount may cause hallucinations.
Rhododendrons are related to azaleas and have similar effects, including stomach upset, heart issues, and seizures. They can be fatal if eaten.
Tomato plant leaves are full of solanine, which can cause nausea, vomiting, and a slow heart rate.
Tulips can cause vomiting and diarrhea, abdominal pain, tremors, and even coma. Even drinking water from a vase filled with tulips is dangerous.
If you live in the western part of the U.S., be on the lookout for foxtails, a type of grass-like weed. Not only can they get stuck in your pet’s hair, but they can also work their way up into their nose and ears, causing serious infection and even death.
For added peace of mind, consider pet insurance which can help make treatments more affordable if your fur baby does get into a household danger or outdoor hazard.
Happy Spring and safe gardening!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Are you ready to unleash some serious tail-wagging fun and purr-fect joy? Whether you’ve got a barking buddy, a whisker-twitching sidekick, or a feathered friend, it’s time to shower your pet with extra attention. After all, Love Your Pet Day is Tues., Feb. 20, and who loves us more than our pets?
Give them treats and toys.
Store-bought treats are great, but making your pet a treat is extra special. It’s also easier than you may think. Check out our blog on easy pet treat recipes for dogs, cats, rabbits, birds, and reptiles.
Most cats love to eat grass and need it for their digestion. You can grow your own cat grass right inside your home. Not to be confused with catnip, cat grass is a mixture of rye, barley, oat, or wheat seeds. It’s a healthy option for cats, and may keep them away from your plants.
Take your pet to a pet store and let him/her choose a special toy or treat. Consider Kong-style toys that you can fill with peanut butter for dogs or treat dispensing toys for all types of pets. While you may not take your bird to a pet store, try wrapping their gift. Birds can have as much fun unwrapping as they do with the treat or toy.
Spend some quality time.
Playtime is a great way to bond with your pet. So, grab that squeaky toy, dangle that feather wand, and get ready for some tail-chasing, treat-tossing, cuddle-filled bliss! Dance with your bird to their favorite music. Give your rabbit, bird or reptile some out-of-habitat time to safely explore under your supervision.
Challenge your pet with a puzzle. Hide treats in an empty egg carton. Cats love to hunt, so consider hiding feeders around the house for them to find. You can make your own puzzles for dogs, cats, and birds, or find ones online from a reputable pet supplier.
Schedule some cuddle time. Playtime can be exhausting so follow it with a nap on the couch or some quiet time. Follow your pet’s cue on the cuddle, though. Some pets like hugs and kisses; others do not.
Learn your pet’s language.
Your pet “talks” to you in their language. Wouldn’t it be fun to know what they’re saying? Check out Canine Body Language: A Photographic Guide by Brenda Aloff for dogs or Think Like a Cat by Pam Johnson-Bennett.
Pay attention to your pet’s nonverbal cues. Try to understand what your pet enjoys and what he or she wants.
Songbirds and parrots are able to mimic human speech. They need to be taught with lots of repetition. Dogs and cats have been known to press buttons that “speak” human words. Whether or not your pet communicates at these levels, you can enjoy the learning process.
Take a class, meet a friend.
Consider training classes for mental and physical enrichment for your pet. For dogs, there are classes on social skills, tricks, nose work, and agility. You can help your pet to earn their Canine Good Citizen or Therapy Dog certification. Look up tutorials online for tricks and activities that you can do with your type of pet.
Join a local pet enthusiast group. Not only will you make friends with others who love pets, you might enjoy local meetups at pet-friendly places from outdoor dining to parks, and more.
Get some exercise.
We and our pets both benefit from regular exercise. Get your dog walking, running, playing fetch, tug of war, learning agility, and more can help keep them physically fit. As a bonus, you’ll get exercise too.
Yoga is an exercise that you can do at home with your pet. Dog Yoga is increasingly popular. Incorporating your pet into your yoga routine will make them feel important and you might be more likely to exercise. Even if it’s a complete fail, you’re likely to enjoy laughter and cuddles.
Feed them healthy food.
Just like humans, pets require a balanced diet to stay healthy. A diet rich in essential nutrients helps support their immune system, promotes healthy growth and development, and provides the energy they need for their daily activities.
A nutritious diet can prevent various health issues such as obesity, diabetes, and heart disease, extending your pet’s lifespan and enhancing their quality of life. By prioritizing their nutrition, you’re investing in your pet’s long-term health and happiness, ensuring they lead a vibrant and fulfilling life by your side.
Get them groomed.
Regular grooming doesn’t just help your pet look their best; it helps to remove dirt, debris, and loose fur from their coat. This prevents matting and reduces the risk of skin irritations. Brushing your pet’s fur also promotes healthy circulation and distributes natural oils, keeping their coat shiny and healthy. Plus, it’s a nice time to bond with your pet.
Additionally, grooming sessions provide an opportunity to check for any abnormalities such as lumps, bumps, or parasites, allowing for early detection of potential health issues.
Visit the vet.
Just as humans need regular check-ups with a doctor, pets require routine veterinary visits to monitor their overall health, detect any potential issues early, and ensure they receive appropriate vaccinations and preventive care.
Pet insurance can help offset some of the larger costs of pet care. For a nominal monthly fee, you can have access to coverage that will help if your pet needs surgery or has health issues. Shop around for a pet insurance policy that fits your needs. Before you purchase, make sure you understand the deductible, the coverage limits, and the exclusions. Some policies do not cover pre-existing conditions or wellness care.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
It can happen in an instant. A child falls into the pool. A friend collapses in the heat. Someone chokes on a piece of food. If you know CPR, you can help.
CPR is short for cardiopulmonary resuscitation. It is a lifesaving technique used in situations when someone’s heart stops or they stop breathing. CPR helps supply blood and oxygen to vital organs. It increases your chances of survival. It can be used for both humans and pets.
Follow this guide to know what to do if you have to administer CPR in an emergency.
Before beginning CPR
Check for responsiveness. Shout, “are you okay?” Or tap the individual gently and see if he/she moves or makes a sound. If there is no movement, no pulse, no breathing, or the person is unconsciousness, it’s time to start CPR.
If you’re alone, and performing CPR on a child, start immediately. You’ll call 9-1-1 after 2 minutes of CPR and rescue breaths.
If you’re alone, and performing CPR on an adult or teen, call 9-1-1 before you start CPR. Put your phone on speaker.
If you’re with others, point to one person. Tell him or her to call 9-1-1 and then begin CPR. If you don’t specify the person, there’s a chance that no one will make the call. If there might be an automated external defibrillator (AED) nearby, send someone to get it as well.
For pets, an emergency vet is the equivalent of 9-1-1. See the last section for steps to take in performing CPR.
CPR for Adults
CPR for adults also applies teens. The general rule is that if the person has entered puberty, this technique may be used.
Step #1: Put the person on their back on a flat firm surface. Kneel beside them.
Step #2: Do 30 chest compressions to get the blood flowing.
Place your two hands centered on the person’s chest.
Make sure your shoulders are directly above your hands. Lock your elbows.
Push down at least 2 inches hard and fast, about 100-120 compressions per minute.
Let the chest return to normal between compressions.
Step #3: Look, listen and feel for breathing.
Look to see if their chest is rising and falling.
Listen for breathing sounds.
Feel their breath against your cheek.
Step #4: Give 2 rescue breaths to deliver oxygen to the organs.
Tilt the head and lift the chin to open the airway.
Make sure there is nothing in the mouth obstructing the airway. If there is, sweep it out with your fingers.
Pinch the nose shut, while you take a normal breath.
Put your mouth over the person’s mouth and make a complete seal.
Blow the breath into their mouth for one second. Watch the chest rise. If the chest does not rise, try repeating the head tilt and breath. If the chest still doesn’t rise, there may be something blocking the airway.
Repeat the process of blowing for a second breath.
Step #5: There may be an AED if you are in a public place. This machine delivers an electric shock to the heart. It can help restore a heart’s rhythm. After five cycles of CPR, turn on the AED and follow the voice prompts.
CPR for Children (1-12 years)
A child’s airway is more delicate than an adult’s airway. If you approach CPR on a child as you would an adult, you could do harm. You will need to be more careful with the head tilt and the compression strength and depth.
Step #1: Place the child on his/her back on a flat surface. Kneel next to the child.
Step #2: Do 30 chest compressions.
Put heel of one hand on the breastbone, just under the nipples. Make sure your hand is not on the end of the breastbone.
Push down about one-third of the child’s chest, about 1.5 to 2 inches. Aim for 100-120 compressions per minute.
Let the chest return to normal between compressions.
Step #3: Look, listen and feel for breathing.
Look to see if their chest is rising and falling.
Listen for breathing sounds.
Feel their breath against your cheek.
Step #4: Give 2 rescue breaths for every 30 compressions.
Lift the chin to tilt the head back. Be careful not to tilt the head too far.
Make sure there is nothing in the mouth that is blocking the airway.
Pinch the nose shut, while you take a normal breath.
Put your mouth over the child’s mouth and make a complete seal.
Blow the breath into their mouth for one second. Watch the chest rise. If the chest does not rise, try repeating the head tilt and breath. If the chest still doesn’t rise, there may be something blocking the airway.
Repeat the process of blowing for a second breath.
Step #5: If an AED with pediatric pads is available, use it after five cycles of CPR. Pediatric pads adjust the energy level used. You can use adult pads for children ages 8 and older.
CPR for Babies (under a year)
Babies have flexible bones and are still developing. You must take care with the force of your compressions and breaths.
Step #1: Place the child on his/her back on a flat surface such as a table or floor.
Step #2: Do 30 chest compressions.
Use only 2 fingers to provide compressions in the center of the baby’s chest.
Place your fingers in the center of the chest just below an imaginary line between the nipples. Compression depth should be about an inch and a half.
Do 30 gentle chest compressions. Aim for 100 compressions per minute.
Step #3: Look, listen and feel for breathing.
Look to see if their chest is rising and falling.
Listen for breathing sounds.
Feel their breath against your cheek.
Step #4: Give 2 rescue breaths for every 30 compressions.
Gently tilt back the baby’s head and lift its chin to open the airway.
With your breaths, do not use the full force of your lungs. Use your cheeks to puff air into the mouth and nose.
Give one gentle puff of air for the duration of a second. Wait one second and give a second puff.
Watch to see if the baby’s chest rises. If it doesn’t rise, repeat the head tilt, and give another breath.
Step #5: If available, use the AED only with pediatric pads, after five cycles of CPR.
CPR for Pets
You also may perform CPR on a pet. Make sure to only do it for unconscious animals, as even a beloved family pet can bite from pain or fear. The following guidelines are geared toward our fur babies.
Step #1: Place the pet on a flat surface such as a table or floor. Kneel or stand behind the pet.
For large dogs, put the dog on its back and compress its chest as you would a human.
For small dogs and cats, lie them on their side and compress the side of the rib cage or position the animal on its back and press on both sides of the rib cage.
Step #2: Do 30 chest compressions.
Compress at least a third the depth of the chest, but not more than a half the depth.
For small dogs and cats, do compressions with one hand to avoid pushing too hard.
For dogs over 60 lbs.: do 60 compressions per minute.
For animals 11 to 60 lbs.: do 80-100 compressions per minute.
For animals 10 lbs. or less: do 120 compressions per minute.
Step #3: Give 2 rescue breaths.
Make sure the pet’s windpipe is as straight as possible. The head should be flat on the table or floor with tip of nose aligned with the spine.
Open the animal’s mouth, and make sure the air passage is clear. Remove any objects.
Open your mouth. Put it over both nostrils of your pet. For large dogs, close the pet’s jaw tightly and breathe into the nose. For small dogs and cats, cover the animal’s nose and mouth with your mouth as you breathe.
Blow hard and quickly and make sure you see the chest rise.
Step #4: Alternate breaths with compressions. There should be 30 compressions to 2 breaths.
Step #5: Since 9-1-1 is not an option for pets, get someone to help you get your pet to an emergency vet. Continue CPR on the drive over.
CPR training is available for adults, children, babies, and pets. Contact your local Red Cross for information on human CPR and ask your veterinarian about animal CPR. Keeping your pet fully insured also will help should an emergency arise.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
It’s springtime, and you can’t wait to get outside. Your pets feel the same way! After a long winter cooped up, it’s fun to enjoy the nice weather, but it’s not all long walks and trips to the park. From allergies to insects and so much more, spring is filled with potential for illness and injury. Here’s what to watch for, inside and out, to keep your pets safe this season.
You do your spring cleaning to make everything fresh for the new season. Unfortunately, almost all chemicals, even natural ones, are harmful to pets. That includes soaps, bleach, polishes, and cleaners, all of which can irritate your pet’s skin and damage their gastrointestinal tract if ingested. In addition, cleaning supplies like sponges can present problems if eaten.
Whenever possible, use natural cleaners that are marked safe for pets.
You can make your own natural cleaning solution of baking soda and vinegar. Mix one-part baking soda to two parts vinegar (e.g. ¼ cup baking soda and ½ cup vinegar). Pour the mixture into a spray bottle.
Pets like to drink from the toilet. Avoid adding toilet cleaner to the water; that could make them sick.
Store cleaning products out of paws’ reach. Keep pets safely away while you’re cleaning.
Spring is a popular time for home improvement projects in and around the house. Beware of nails, staples, blades, and power tools, as they could injure your fur baby. Paints and solvents also can be toxic, and can cause chemical burns.
Keep your pet in a pet-safe area during home improvement projects. Do not let them wander around unsupervised.
Be aware that the loud noises from power drills and saws can be frightening for your pet. It could even scare them into running away. Consider asking a family member or friend to take your fur baby on a walk or to stay with your pet during the project.
Clean up the area completely. Store tools and supplies safely out of reach.
The fertilizers, insecticides, and herbicides that we use on our lawns can be dangerous if pets eat them. It can be tempting because bone meal is used in some fertilizers, and dogs love bones Manure is also a popular choice. (Enough said.)
Dilute fertilizer with plenty of dirt and water.
Keep your pets away from treated areas for at least 24 hours.
Don’t let your fur baby walk on recently fertilized areas. The poisons can be absorbed through their paws.
Hazard #4: Poisonous Plants
Plants grow and flower in springtime, and many are toxic to animals. Lilies can cause kidney failure in cats. Rhododendrons and azaleas can be fatal if eaten by your fur babies. Even drinking water from a vase filled with tulips and daffodils can be dangerous. If you live in the western part of the U.S., be on the lookout for foxtails, a type of grass-like weed. Not only can they get stuck in your pet’s hair, but they can also work their way up into their nose and ears, causing serious infection and even death.
Identify the plants in your house and get rid of any that could be toxic to your pets. Replace them with pet-friendly plants.
Identify the plants in your yard that could be dangerous. Fence or block them off so your pet doesn’t have access.
Supervise your fur babies when they are outside. Provide alternate entertainment such as a game of fetch to keep them occupied.
Hazard #5: Spring Allergies
Just like humans, pets can be allergic to dust, plants, and pollen that are everywhere in the springtime. Look for signs of allergies, such as itching, minor sniffling, and sneezing. Your fur baby may also repeatedly bite or lick its paws, rub its face or shed excessively.
Bathe your dog with a hypoallergenic shampoo. Ask your vet for recommendations on how often.
Wash your pet’s bedding in hot, soapy water. Do the same for any plush toys. Dry them on a hot dryer cycle to kill dust mites.
If you suspect allergies, take your pet to the vet to get tested. Your vet can provide allergy medication for much-needed relief.
Hazard #6: Bugs
The bugs come out in spring. Fleas, ticks, parasites, hide in tall grass and crawl on your pet. Mosquitos can nest in stagnant water. Buzzing insects can cause painful stings and even life-threatening injuries. Even the sprays and treatments to control these pests can be toxic. Slug bait is poison mixed with sugar and can be fatal if ingested.
Make sure your pet is on year-round heartworm preventative to guard against heartworm-positive mosquitos.
Keep insect repellents out of pet’s reach. They can cause neurological damage.
If your pet is stung by a bee, use an ice pack to keep the swelling down. A bag of frozen peas works well. Remove it often so you don’t cause frostbite. If swelling is severe or your pet has difficulty breathing, go to the vet at once.
Hazard #7: Windows
We’re tempted to open our windows wide in the spring, to let in that beautiful weather. Before you do, make sure that your window screens are secure. More than one fur baby has fallen through a window screen that wasn’t.
Make sure your window screens are sturdy and have a snug fit. There should be no holes or gaps.
Always supervise pets around open windows, especially cats.
Keep your fur baby from hanging out of the window in your car. Flying debris can enter their ears or eyes and cause problems. Abrupt stops can also launch them out the window. Always secure your pet in a crate or a seatbelt harness specially designed for them.
Hazard #8: Rising Temperatures
The warm spring temperatures can sometimes be pretty hot, depending on where you live. That puts our furry friends in danger of overheating.
Make sure your pets are well-hydrated, and have access to fresh drinking water and shade if they are outside.
Check that the drinking bowl isn’t dirty from pets sticking paws in it to play or cool down.
Do not leave pets unattended in vehicles. The temperature inside a car can quickly become dangerous.
Hazard #9: Spring Holidays
Treats such as chocolate are popular at spring holidays such as Easter, Passover, and Mother’s Day. However, they’re toxic to your pets. So is xylitol, a common sugar substitute. Be aware that your special celebration may include these and other household dangers for your fur baby.
Keep a list of harmful foods in your kitchen for easy reference. Check ingredients before you give human food to your pet.
Never give your dog cooked bones, such as from your family dinner. Cooked bones are brittle and can splinter in a pet’s mouth.
Supervise your pet whenever he/she is eating.
Secure your kitchen garbage so that pets cannot access it. Put it behind a closed cabinet door or buy locks for your trash cans.
Should something happen to your pet, pet insurance can help offset some of the larger costs. Remember, you can easily add pet insurance from Pet’s Best to your California Casualty auto or home policy.Find out more about what pet insurance can cover by talking with a California Casualty customer service representative today.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
It’s time to go for a w-a-l-k. (Cue the excited wags and barks.) But walking in the summer heat presents some challenges for our fur babies. From hot pavements to high temperatures, conditions can be dangerous for your pup.
Follow these tips to safely walk your dog in the summer heat, including signs to watch out for in case of heatstroke.
Tip #1: Time your walks for the coolest part of the day.
Even when it’s hot outside, there are times of day when it’s a little less hot. Plan around the temperatures, scheduling an early morning walk or an evening stroll. In general, before 9 am and after 6 pm are usually the coolest times.
Tip #2: Bring water along.
Bring a water bottle and a dog bowl to give your dog a drink on hot walks. In addition, consider a spray mist bottle or a wet towel to use to cool your dog down.
Pro Tip: Introduce the bowl and the sprayer at home first with your dog to make sure your pup is comfortable with them.
Tip #3: Seek shade.
Walk in the shade as much as possible and choose a route where you can stop in the shade. Walk on the grass if possible. If not, the concrete sidewalk is generally cooler than the street made from asphalt. If your dog lies down in the cool grass, let him. It’s his way of regulating his temperature.
Tip #4: Check the pavement.
When the temperature is just 86 degrees outside, the pavement can reach a sizzling 135 degrees! That’s way too hot for your pup’s sensitive paws. Before you walk, check the sidewalk or road. Put the back of your hand directly on the pavement. If you can keep it there comfortably for 5-10 seconds, it’s okay to walk. If not, avoid the asphalt and concrete at all costs.
A word about dog boots: You can buy dog boots or paw protectors to protect against hot pavement. Look for non-slip, water-resistant shoes that fit your dog’s paws well and stay on. Also, choose breathable ones. Since dogs do sweat through their paws, that will help keep them comfortable.
Tip #5: Protect against sunburn.
If your dog has a shorter coat or bare spots that can burn, consider dog-friendly sunscreen.
For dogs with long fur, you can give your dog a summer haircut, but don’t shave her to the skin. Dogs need an inch of fur to protect against sunburn.
Tip #6: Know when to turn back.
Your dog will communicate that he has had enough. If he continues to lie down and pant, that’s a signal that the heat is getting to him. Go slowly, and if your dog seems unenthused to walk, don’t push it. Head back and enjoy some air-conditioned indoor time.
Tip #7: Know the signs of burned paws.
Burned paws are painful for our pups. Make sure you check your fur baby’s paws after summer walks. Look for these signs of possible burns:
Limping
Excessive biting of feet
Discolored pads, redness or blisters on the paws
Tip #8: Know the signs of heatstroke in dogs.
Heat exhaustion is not just for people. Our pets can get heatstroke, too. In fact, it can be very serious and even deadly. That’s because dogs don’t have sweat glands. Instead, they rely on panting to cool themselves down. When that doesn’t work, the heat builds up in their bodies, causing heatstroke.
Some dogs are more susceptible. These include older dogs, dogs with shorter snouts, obese dogs, and dogs battling illness. Watch for these signs:
Excessive panting and drooling
Difficulty breathing
Fever (dog’s nose is dry and hot rather than wet and cool)
Bright red, gray, purple, or blueish gums
Rapid pulse
Weakness
Vomiting or diarrhea
Lack of urine
Muscle tremors
Dizziness
If your dog exhibits signs of heatstroke or has burns on his or her paws, call your veterinarian immediately. You may be asked to bring your pet in for treatment.
For emergencies like this, pet insurance can help. Remember, you can easily add pet insurance from Pet’s Best to your California Casualty auto or home policy. Find out more about what pet insurance can cover by talking with a California Casualty customer service representative today.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
We love our pets like family, but if we’re being honest, they can be quite expensive. That’s not only in treats, household items, and little splurges but also in veterinary care.
Vet costs can add up quickly, especially if your pet has a health issue or if you have multiple pets. But taking your animal to the veterinarian is an important part of being a responsible pet owner and making sure your pet stays at its healthiest.
Here are some tips to give your fur babies, feathered friends, and reptiles the best care possible without a huge bill.
1. Shop around.
Not every vet charges the same, so it’s a good idea to shop around. Vets in smaller towns may charge less than in more populated urban areas. Call and get costs for exams, vaccinations, and standard procedures such as teeth cleaning, spaying, and neutering. Ask if they give multi-pet discounts if you bring pets in together. You don’t have to choose your vet solely on cost, but keep that in mind when you make your selection.
Pro Tip: Reach out to the local Humane Society or vet school clinic. They may have low-cost options for veterinary care or procedures.
2. Know your vaccines.
Some vaccines like rabies are required by law. Others are optional. Assess whether your pet needs a vaccine based on their potential risk for the illness. For example, if you don’t board your dogs, they may not need Bordetella to protect against contagious kennel cough. But if they’re frequently at the dog park with other dogs, you’ll want them to have it.
Pro Tip: Check with your municipality. They may hold a free rabies shot clinic annually.
3. Research prescription options.
You’ll likely give your fur babies flea and tick medications. You may need to treat your bird or your lizard with an antibiotic. You might need a prescription to calm your pet during a storm. You could get these medications through your vet, or you can get the prescription and shop around. Contact your local (human) pharmacy. If there is a human equivalent to the pet medication, they may be able to fill it for a lower price. You can also enroll in a prescription discount plan like GoodRx or WellRx. Some plans cost but you’ll still realize the savings in discounts.
4. Ask about referrals and specials.
Veterinary offices often run specials. They may discount dental procedures for National Pet Dental Health Month, for example. They may give you a credit for referring a friend. Ask your vet for their schedule of specials and discounts for the year, and plan your pet’s care around that calendar.
5. Don’t automatically say ‘yes’.
Your vet may recommend treatments for your pet. Ask why they’re necessary and what the alternatives are to doing them. Sometimes these recommendations may be precautions but not absolutely necessary. Other times, they may be to rule out issues, but the treatment may be the same. If there is a high cost for treatment, you can hold off and research other places that may be able to provide it at a lower cost. Then take that quote to your vet and ask if they will match the price.
6. Talk to an online vet first.
You can sometimes save on an in-person vet bill by talking to an online vet first. Telemedicine options have increased for veterinary care. For just about $30 or so, you can talk to a vet, have him/her examine your pet virtually, and answer medical questions. For example, if your pet was exposed to a potential household danger, the online vet can let you know if you need to bring your pet in for treatment. Just know that online vets cannot prescribe medication if your pet hasn’t been seen in person by a vet recently.
7. Consider help from a pet charity.
You may qualify for help with your vet bills from an animal welfare charity. These are nonprofit associations that provide assistance for specific types of situations, such as donating wheelchairs for disabled pets, care for cancer treatment, and help for elderly, disabled, or low-income families.
8. Keep up with preventive care.
Nourishing food, regular exercise, and annual vet visits will help keep your pet healthy. Heartworm testing, stool screenings, dental care, parasite control, and bloodwork are all part of regular preventive care. Keeping your pet active and healthy, and checking in regularly on their health, will help reduce vet bills in the future.
9. Purchase Pet Insurance.
Pet Insurance can help offset some of the larger costs of pet care. For a nominal monthly fee, you can have access to coverage that will help if your pet needs surgery or has health issues. Shop around for a pet insurance policy that fits your needs.
Before you purchase, make sure you understand the deductible, the coverage limits, and the exclusions. Some policies do not cover pre-existing conditions or wellness care.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
