There are four things standing between you and the pavement when you drive—your tires. Keeping them in good shape is key to staying safe on the road. Whether you’re gearing up for a long drive or just your daily commute, knowing how to check your tire pressure is a small step that can make a big difference.
That’s because the right tire pressure can have some far-reaching impacts:
If you drive a passenger car, your tire pressure is likely between 32 to 35 pounds per square inch (psi). SUVs and trucks require a higher psi. Here’s how to find the exact number:
Open your driver’s side door.
Look along the doorjamb for a sticker. It should display the pressure (including whether you need specific pressures for front and rear tires and your spare).
You can also find the recommended pressure in your owner’s manual.
Importantly, do not go by the number that is on the sidewall of your tires. That is the maximum pressure allowed.
Dangers of Overinflating or Underinflating Tires
You want the right amount of pressure in your tires, not too much and not too little.
Overinflating causes the center of the tire’s tread to wear faster. It also decreases traction and your tire’s ability to absorb impacts.
Underinflating causes the outer edges to wear faster. Your car may pull or drift to the side.
Both overinflation and underinflation cause uneven wear, which reduces your tires’ lifespan. At the very least, it will require you to purchase a new set sooner than normal; at the worst, it could cause a
Start with the Right Tools
Now that you know the basics about tire pressure, you’ll want to gather the right tools. You need a tire pressure gauge to start. While you could use one built into an air machine at a gas station, those aren’t always the most accurate. It’s always good to have your own, which you can use at home and anywhere. You can purchase a gauge at an auto supply or hardware store. You will likely have a choice of three kinds:
Stick gauge: Usually the most inexpensive option, this type of gauge resembles a pen. It has a small bar that pushes out to show the reading.
Dial gauge: This type of gauge has a round dial that looks like a clock face or compass. The needle will stop at the number to show the reading.
Digital gauge: This gauge has an LCD display showing the pressure in numbers. However, it needs batteries to operate and when they run out, you will need to replace them.
Optional but handy:
You can buy a portable air compressor to allow you to fill your tires anywhere and not just at a gas station’s air compressor kiosk. These vary from manual hand-operated or foot pumps to those you can plug into your car’s battery or a 12V power port. You will pay more for one with a built-in gauge, which can be helpful. If you are considering a purchase, look for one where you can put in the proper pressure and the unit will shut off when it reaches that number.
How to Check Pressure
You should check your tires’ pressure monthly or whenever there are changes in weather that could affect them.
Start with a “cold” tire which is when a vehicle has been parked for 3 hours or more, or one that has been driven less than a mile at moderate speed. Tires heat up when they’re driven and that will increase the air pressure, and you won’t get an accurate reading.
Remove the screw-off cap on your tire’s air valve. Put it someplace safe where you will not lose it.
Place your tire gauge over the valve and push it into the stem. If you hear air escaping, continue to press it in until that stops.
Check the reading on your tire gauge. Note that some gauges need to be in the tire’s valve for the reading; others may be removed.
If the reading matches the recommended pressure, screw the cap back on. If not, take the next steps to add air or take it out.
Repeat for each tire.
If you can access your spare, do it for that one as well. It will be helpful to have a spare ready to go should you need to change a tire.
How to Add Air
You can find air compressors at most gas stations, and they are often free or a minimal charge.
Park so the tire in need is closest to the machine so the cord will reach.
Read the directions on the compressor before paying (if there is a cost). Once you pay, you should hear the machine turn on.
Remove the screw-on cap on the tire valve. Put it somewhere safe.
Press the hose nozzle on the stem of the valve. You should see the tire inflating and the numbers on the air machine going up.
If you hear a hissing noise, you’re letting air out. Push the nozzle in to attach it properly.
Check the pressure with your gauge.
Repeat until you have the right number. Replace the cap.
If you had to drive a few miles to get to a gas station with air, your tires will be hotter than normal. Remember your base “cold tire” reading and calculate the difference between that and the ideal pressure. Add that amount. (For example, your tires needed to be 33 psi but were only at 31 psi in your driveway, you will want to add 2 psi.) Then, check again later after the tires have been sitting for 3 hours to make sure it’s the right amount.
How to Remove Air
You don’t need an air machine to let air out. You just need a flathead screwdriver.
Take the cap off the valve.
Press the end of the screwdriver into the center of the valve stem.
Hold it for a few seconds. Listen for air escaping.
Check the pressure and repeat as necessary.
Pressure Changes by Season
As the weather changes, you will notice corresponding changes in your tire pressure. That’s because air expands as it gets hotter, which raises the pressure. It contracts as it gets colder, which lowers it. In cold weather, tire pressure can decrease about 1 psi for every 10-degree drop in temperature. That’s why it’s important to check your tire pressure when the weather changes, in extreme heat and cold, and adjust as needed.
Note that your car’s tire pressure light activates when there’s a temperature change as well as a small leak. The light goes on when the pressure is about 25% below the recommended level.
A Word About Air vs. Nitrogen
When it comes to keeping your tires inflated, you have a choice: air or nitrogen. If you have nitrogen in your tires, you will need to revisit a nitrogen provider to fill your tires. You will not be able to fill them at air kiosks at a gas station.
Keeping the right tire pressure will help extend the life of your tires. Keeping your vehicle well maintained will help extend its life. Finally, protect it with the right insurance coverage. This will give you peace of mind for your journeys ahead. Safe travels.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
When it comes to house hunting, preparation is key. Whether you’re a first-time buyer or an experienced one, the right tools can make all the difference. From capturing details to measuring spaces, here’s the gear you need to ensure a smooth and successful search for your new home.
Tape Measure
While you can use an app on your phone to measure a space, it will be less accurate than using a traditional metal tape measure. You can buy one at any hardware or big box store. Before you go house hunting, make sure to measure your furniture so you’ll know whether it will be right for the homes you are touring. For your potential new home, here are some considerations.
How wide are the door openings? Will your furniture fit through?
Measure the rooms where you will be bringing furniture. Do you have sufficient space to arrange them the way you’d like?
Measure the appliance spaces if you are bringing your own washer-dryer, refrigerator, etc. to ensure they will fit.
Camera/Phone and Notepad
You don’t want to rely on photos from the listing. Those are staged. Speak to your agent and ask if you can take photos. You also don’t want to rely on your memory. Use your phone or a notepad to take notes. You also can make quick sketches.
Jot down things you like and don’t like about each home.
Sketch out floorplans. Mark locations of windows and doors for future reference.
Take photos of the house and rooms from different angles.
Pro tip: Bring along printouts of online listings so you won’t have to write everything down.
A Level
Homes are never completely level. They settle over time. However, you shouldn’t find sloping floors, warped walls or cabinets that do not appear straight. You can buy a pocket level, a measuring tool that shows whether a surface is perfectly parallel.
These tools typically have a bubble of air suspended in a vial of liquid. When a surface is level, the bubble will be within the guidelines. There are digital and laser levels, too, which are more expensive.
Place your pocket level along the floor, on counters, or anywhere else that should be a horizontal surface.
Look for the space between the doors and the floor as they swing out. Is the gap wider at any point?
Floors that are not level could signal larger structural problems. Do your due diligence if you are buying a home in that condition.
Moisture Meter
Moisture problems aren’t always obvious and can be hidden. Bring along a moisture meter and you can measure the amount within the home. You can buy these meters at a hardware or big box home store. Choose one without pins so that you won’t put holes into a home you might not be buying.
Moisture meters usually go from 1 (dry) to 100 (wet). Anything at 17 or above is a cause for concern. It could indicate water damage and leaks.
The moisture meter must contact the surface to provide an accurate reading. There should be no visible moisture on the surface being tested.
Place your meter flat against a surface such as wood or drywall. Try it in different places as you may find varying moisture levels.
Pro Tip: Go house hunting after it rains. You’ll see where water collects around the house and in the gutters, and you may observe moisture or leaks inside.
Outlet Tester
This handy tool checks that each contact in the outlet is connected to the correct wire. It can identify several common wiring errors. You can buy a standard receptacle tester that plugs into an outlet or a non-contact voltage tester. Always be careful when performing tests on a live outlet.
Plug your tester into an outlet. Repeat for several outlets throughout the home.
A series of lights on your outlet tester will light up. Read the key code to determine what the lights mean. In some cases, an alarm will sound.
If you do get a concerning reading, that means there are likely issues with the wiring in the house.
You can use that additional anticipated expense to bring the price down, or you may choose to walk away from the potential problem.
Water Pressure Gauge
With low water pressure, showers and laundry will be longer and more frustrating. Low pressure also could signify a problem with the plumbing. Bring along a water pressure gauge to check out whether this is an issue in your potential purchase.
If the water comes from a municipal utility, you can use an outdoor hose spigot near where water enters the house. If water is from a well, use a faucet close to the tank.
For the most accurate reading, make sure water isn’t being used elsewhere in the house, such as with laundry or dishwashers.
Do not test from a hose. Make sure your pressure gauge screws directly onto the spigot or faucet and that the seal is tight.
Turn the water on all the way and read the gauge. A normal reading is from 40-80. Anything outside that range is cause for concern.
Flashlight
Even well-lit homes have dark corners and areas that aren’t easily seen. If you’re considering a purchase, you want to see everything—the good and the bad. Bring a pocket-sized flashlight or use the light on your phone to peek into dark areas.
Look under appliances, in corners, dark basements, etc.
Look for spiders, mold and any potential problem areas.
A mirror can help you peek around corners.
Pro Tip: Bring a UV flashlight and shine it on carpets to reveal places where pets have made messes.
Looking for a new home is an exciting time. Should you have questions about protecting your new investment, don’t hesitate to reach out to an agent for the right policy.
Happy house hunting!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Imagine finding a contractor to repair your roof after a damaging storm, only to discover that you’ve been duped by a scammer. It’s a situation no one wants to face, yet contractor scams are on the rise, leaving unsuspecting homeowners with unfinished projects and empty wallets. Before you embark on your next project, whether it’s a home renovation or repairs following a disaster, it’s important to know the warning signs so you don’t become the next victim.
What exactly is a contractor scam?
You expect a contractor to provide professional repairs or updates to your home. However, when they make promises but they don’t deliver on them, that’s a scam. They intentionally mislead you. They might do a job that is substandard, overly expensive or they may not do the job at all. If your area is hard hit by a wildfire, tornado, hurricane, extreme weather or other disaster, be aware. Scammers posing as contractors may try take advantage of the situation.
Types of Scams
Pushy, door-to-door contractors
Beware of contractors who show up at your door, unsolicited. That’s the first red flag. When they are high-pressure salesmen, you know something is wrong. They can be very convincing, but don’t fall for discounts that only apply if you hire them on the spot. If you didn’t ask for their quote, chances are they are not the right contractor for you.
Out-of-state contractors
Some contractors chase storms to look for easy money. Be suspicious of anyone out-of-state who is offering a quote on work. Be especially careful of contractors working out of their vehicle rather than an office. An out-of-state contractor can be hard to contact if you have issues or work isn’t completed. Choose a local contractor instead.
Unlicensed and uninsured
Scammers may tell you they don’t need to be licensed to do the work. That’s not the case. Your state likely has requirements a contractor must meet. They need to be licensed, and they should be able to show you a license from the state contractor’s board. Double check the number that they show you with the board; scammers can sometimes present inactive licenses. A contractor should also have proof of insurance. If they don’t, that means you could be paying for expensive mistakes that they make.
No references and/or bad reviews
Ask for photos of previous work and customers you can contact. If a contractor cannot provide that, then it’s likely they are not legitimate. Also do a search online for the contractor’s name along with the word “scam” or “complaint.” Read the reviews. Check with the Better Business Bureau to see if there are complaints filed. You might find reasons not to hire this contractor.
No written contract
You should know in writing what work will be done for what price. When contractors don’t provide a written contract before work starts, that’s not professional. You should always thoroughly read the contract, including the fine print. Don’t sign it if you have any concerns. Never sign a blank contract.
Payment requires in full at the start
Don’t deal with a contractor who asks for payment in full upfront. Sometimes contractors require a deposit, but full payment should never be provided before work is done. Know that you can negotiate a reasonable downpayment; some states even limit how much that can be. Contact your state consumer protection agency to find out more.
Unusual forms of payment
Beware of payment requests for wire transfers, gift cards, payment apps, insurance checks, cryptocurrency or cash. Don’t borrow money from a lender they know. Scammers love these types of payments because they are almost impossible to get back. Beware of scammers who offer to help you qualify for FEMA relief for a fee. FEMA doesn’t charge fees, and you are better off doing that on your own.
Cost quotes on places you cannot see
Don’t let an unknown contractor inspect your roof and then tell you what must be done. Ask for pictures of places you cannot easily access, such as crawl spaces, ducts, your roof, etc. Then verify that those images are of your home. If it is a cost quote on an area that you cannot see, get several quotes from those you trust.
Promise of immediate repairs
If something sounds too good to be true, it probably is. Don’t believe a contractor who promises immediate repairs. There’s usually a timeline for quality work. Make sure the contractor you choose doesn’t cut corners by skipping steps to get repairs done right away.
Frequent unexpected expenses
Whenever there’s a construction repair job, there’s a chance of unexpected expenses. Your contractor may find mold, for example, when they work on your home. However, when there are frequent unexpected expenses or expensive ones, get a second opinion. You may find that these unexpected expenses aren’t real ones at all.
Low-grade materials
Make sure the material listed on the estimate is the material being used. Contractors can switch out low grade materials to save money and sacrifice quality.
No one on the job
If no one is on the job during working hours, that’s a big red flag. It could be that your contractor is using subcontractors that arrive after their day jobs. Or it could be that no one will show up to do your work at all.
Protect Yourself from Scams
You can take precautions to help prevent falling victim to a contractor scam. Here are some guidelines.
Contact your home insurer. When your home is damaged from extreme weather or other disasters, your insurer will need to survey the damage before you get it repaired. They will help you prepare a claim and identify reputable contractors. Before you hire anyone, verify your insurance coverage. Don’t rely on a contractor to tell you what is covered.
Get multiple quotes from local contractors. That way you’ll know if the price is in the ballpark. Remember that the lowest bid is not always the best. That contractor may be cutting corners. Also make sure you are comparing apples to apples. Pro Tip: use the BBB Get a Quote tool at https://www.bbb.org/get-a-quote.
Do your research. Check references and ask for photos. Verify your contractor’s license and insurance. Read online reviews and look up your contractor on the Better Business Bureau.
Get a written contract. Make sure it includes the contractor’s name, address, phone, license number, an estimated start and finish date, a payment schedule, the scope of work and cost of labor and materials. Make sure it also includes a written statement of your right to cancel the contract within three business days if you signed it in your home or in a location other than the contractor’s permanent place of business. Make sure it has no blank spaces that a contractor could fill in later.
Guard your money. Never pay a deposit that is more than 25% of the total cost and never pay anything until materials are delivered to your home. Don’t sign over insurance checks to contractors. If you have any questions, contact your insurance agent. Don’t make the final payment until the job is complete.
If you suspect a scammer, report them. You can report scams to the Better Business Bureau, the National Center for Disaster Fraud, and the Federal Emergency Management Agency (FEMA). You can also consult StopFraud.gov.
Your home is one of your greatest investments. Make sure it is covered with the right insurance.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Imagine turning your classroom into a hub of creativity and efficiency with just a few clever tweaks. These classroom hacks aren’t just about organizing supplies; they’re about saving time, reducing stress, and making learning more fun for everyone. Ready to unlock the secrets to a smarter, more effective classroom? Let’s dive in!
General hacks
Painter’s tape: Put painter’s tape on the wall, desks or bulletin boards before attaching Velcro or even using hot glue. It makes it so easy to remove everything when you’re done.
Shrink-it and laminate: Reduce your schedule and your class list(s) down to a tiny size. Laminate and wear them behind your badge for easy access.
YouTube edit: Add a dash after the “T” in the YouTube link and you’ll get access to the ad-free version of your videos.
Rubber band: Fasten a rubber band under the hand sanitizer pump (or any other pump) to limit the amount that comes out. You can adjust the placement as needed.
Organization and storage
Backpack hooks: Get those backpacks off the floor with hooks that fasten right on the back of students’ chairs. The extra wall space and maneuverability will make your classroom seem larger.
Magazine racks: Organize papers in magazine racks or file boxes. Label them so you know which is which. This way, they’re also easy for students to access as needed.
Hanging shoe rack: These are perfect to store supplies, from multiples (like headphones) to basics (scissors, tape and more). Get one with clear pockets so you can easily see what’s inside. Pro-tip: Keep one slot for errant marker tops that could then be used for markers suddenly missing tops.
Shower curtain rod: Once you set up this rod, you can use hangers with clothespins to hold plastic packets with papers.
Classroom management
Coloring tablecloths or murals: Allow students to color when they finish work early or while awaiting transitions.
Tap lights: Place the lights next to the descriptions of classroom noise levels (e.g. playground voice, table talk, whisper, and no voice). Then tap the light corresponding to the appropriate level. For a fun alternative, try this website to alert students when they’re too loud.
Mystery rewards: Write down a series of rewards, such as extended recess or no homework. Then cover those rewards with Post-it notes. Write a desired behavior on the Post-it, such as lining up quietly. When students do it successfully, remove the Post-it to reveal the reward.
Mirror: Hang a full-length mirror horizontally and at an angle above the white board, smart board, or blackboard in your classroom. This works as a rear-view mirror so you can see student behavior while you’re facing away. Pro tip: One teacher uses extra-large binder clips to attach to mirror corners, then runs a cord through the black part between the clip and mirror for a no-tools way to secure the mirror.
Quiet spray: Fill a spray bottle with water. Colorfully and clearly label it “quiet spray.” When you need the class to settle down, spray the mist in the air. You will automatically grab student attention and generate lots of smiles.
Arts and crafts
Soap dispensers: Store paint in old, clean soap dispensers so students can pump to get the paint.
Salt shakers: Fill salt shakers with glitter for an easy way to dispense. Pepper shakers will work too but they have fewer holes.
Laundry drying rack: These racks are perfect for drying student artwork overnight, without taking up that coveted counter space.
Duct tape marker caps: Take a box of new markers and duct tape the caps together in a set. That way, students can pull out the markers, use them and replace them in the set. It’s an easy way to make sure none are missing.
Small groups
Stadium seating: These seats have backs, which make sitting on the floor comfortable. Students love them and they are perfect for small group work when you don’t have an extra table and chairs.
Rolling carts: Long the domain of traveling teachers, rolling carts are wonderful self-contained storage units. Use them to store the essential supplies, from books to manipulatives, for small group work.
Dry-erase clipboards: These eliminate the need for a desk and can be used again and again. For a tip on storage and erasers for these markers, see the next section. Pro Tip: Not enough white boards to go around? Use a plastic plate. You’d be surprised at how well it works.
Number assignments: If you have a Chromebook cart, assign each student a laptop number for the year. Make sure there’s a corresponding number on the cart. That way, you can easily track that the Chromebooks are returned and plugged in to charge.
Independent work
Socks and pom-poms: Use old socks to store dry erase markers. The socks also make great erasers. Alternatively, glue pom poms at the end of dry erase markers for automatic erasers.
Dry erase pockets: Place worksheets in dry erase pockets so students can work on problems again and again.
Silverware tray: Get an inexpensive silverware tray and use it to organize writing utensils in your writing center.
Highlighter basket: Place a basket of highlighters by the place where students turn in work. Have them highlight their name before they place their paper in the bin. This helps reduce no-name papers.
Check out our blog on Design Tips for more ideas of how to organize your classroom. Our Welcome Back to School blog offers tips on the first 10 days of prep and plans.
Do you have a classroom hack that’s not on the list? Share it with your fellow educators in the comments.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Who says fetch is the only game in town? From puzzles to hide-and-seek treats, brain games turn playtime with your dog into a mental workout, keeping your pup entertained with tail-wagging fun! Games help focus high-energy pups, reduce anxiety and bored behaviors, and build confidence. These fun activities also strengthen your bond with your dog.
Best of all, with just a few supplies, you can make your own brain games. In honor of the Dog Days of Summer, we’ve put together some of our favorites for you to try. Make sure you supervise your pup while playing so they don’t eat something they shouldn’t. Remember to give your dog plenty of praise and positive reinforcement when they solve the puzzles.
Muffin Tin Puzzle
Supplies: muffin tin, tennis balls, treats or kibble
Instructions:
Turn the muffin tin upside down. Place treats or kibble between the cups. Let your dog eat them.
For a slightly harder version, place tennis balls in the indentations between the cups and above the treats.
Increase the level of difficulty by turning the muffin tin right side up. Place treats in the cups and cover them with tennis balls.
For the hardest level of difficulty, fill only some of the cups with treats or kibble. Cover them all with tennis balls.
Egg Carton Puzzle
Supplies: empty egg carton, treats or kibble
Instructions:
Open the egg carton and place treats or kibble in some of the cups.
Don’t close the carton completely. Challenge your dog to try to open it and get the treats.
Once your dog can open it, try it when the carton is closed completely. Your dog will likely bounce it around in the process.
Help your pup out as needed to learn the skill.
Treat Dispenser Puzzle
Supplies: Plastic container with lid (empty yogurt or sour cream containers, empty water bottle), cutting tool, treats or kibble
Instructions:
Cut some holes in the lid that are big enough for treats or kibble to pass through. Make sure the holes are not so big that too many will fall out.
Put some treats or kibble inside and close the top. Give it to your dog and watch him or her roll it around to dispense the snack.
You can increase the difficulty by using a container with a smaller opening, such as a plastic water bottle with the cap off.
The Shell Game
Supplies: 3 identical plastic cups, treat or kibble, small ball (optional)
Instructions:
Place your dog in the sit position.
Put the 3 plastic cups upside down on the floor in front of him/her.
Place a treat underneath one cup. Slide the cups around to mix up the order.
Ask your dog to identify the cup with the treat. When he finds it, and topples the cup, he can eat it. Or he can touch it with his nose, and you can lift the cup.
For a variation of this game, use a ball instead of a treat.
Destruction Toy
Supplies: empty cereal box or paper towel or toilet paper tube, tape, treats or kibble
Instructions:
Remove the plastic bag from the cereal box.
Place a handful of treats inside.
Tape it up and watch your dog tear it apart.
Alternatively, use a toilet paper tube or paper towel tube. Put the treats inside. Fold and tape the ends.
For an easier game, skip the tape.
Mystery Box
Supplies: paper, shoebox, treats or kibble
Instructions:
Place a treat or two in the middle of the paper and then crunch it into a ball.
Place the paper balls with treats in a shoebox.
Add some decoy paper balls without treats.
Have your dog find the treats.
For an easier variation of the game, make a treat-paper ball and throw it for your dog to retrieve.
Doggy Ball Pit
Supplies: kiddie pool, balls, treats or kibble
Instructions:
Fill the kiddie pool with balls.
Sprinkle treats on top of the balls.
Have your dog go into the pool to find the treats.
The treats will shift as your pup walks around.
To make this easier, start with a few balls and increase as your dog’s comfort level builds.
Snuffle Mat
Supplies: plastic mat with a grid of holes (like a sink mat), fleece strips, scissors as needed
Instructions:
Cut or tear the fleece strips so they are 6-8 inches long.
Push them through the holes in the mat. You may need a scissor to open the holes.
Tie the fleece strips as needed to create a carpet.
When the mat is filled with fleece, toss in a few treats and let your pup snuffle through to get them.
Hot and Cold Game
Supplies: Kibble or treats
Instructions:
Hide a treat in a room while your pup is not there.
Bring your dog into the room.
Using your voice, give your dog clues as to where the treat is location.
Calm quiet tones signal that your dog is walking away from the treat.
Excited higher pitch tones indicate they are heading toward the treat.
This will take practice, but once you are successful, it is an easy game to play anywhere, anytime.
A simpler version is to toss the treats in the air and have your dog retrieve them.
Finally, don’t forget to protect your fur baby with pet insurance for added peace of mind, and to save on your vet bill. Remember, you can easily add pet insurance from Pet’s Best to your California Casualty auto or home policy. Find out more about what pet insurance can cover by talking with a California Casualty customer service representative today.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Back-to-school shopping can be stressful and expensive. But it doesn’t have to be. Discover how to turn this annual ritual into a stress-free, budget-friendly adventure, ensuring your kids are well prepared without breaking the bank.
#1: Do an inventory at home.
Before you buy anything, “shop” at home. See if there are leftovers from last year. You might already have a supply of #2 pencils or unused notebooks. Check closets and last year’s backpacks. Make it a fun treasure hunt where the kids get involved.
#2: Spread out the shopping.
Give yourself plenty of time to find the best prices on the items on your list. Start early so you won’t feel pressured to buy everything in one trip. Also, remember that you don’t have to get it all by the start of school. Email the teacher to ask which items are most important, and which can wait. For clothing, start with the necessities: one pair of everyday shoes, one pair of sneakers, and a couple of new outfits. Wait until the fall holidays to shop the clothing sales.
#3. Check giveaway groups.
There are communities of recyclers who give away things for free. You can find many of them online. Check with your our local Buy Nothing Project group on Facebook or the Buy Nothing app. Look for your area’s Freecycle Network. Join these groups and ask your neighbors for what you need. You might be surprised at what you find, and it could inspire you to do your own decluttering.
#4. Shop without the kids.
It will be less stressful to shop without the kids and easier to stick to your budget. Plus, if you’re not doing a dedicated shopping trip for school supplies, it’s easier to pick up things as you’re out. However, if you are going to bring your kids, get them involved. Set expectations about what they will be getting so they are not disappointed. Start with a short list of items and a budget. Pro Tip: If they can spend under that amount, give them the extra to spend on something they’d like.
#5. Go with a plan.
Estimate how much items will cost and set your budget. Keep that list with you so you can check it periodically as you’re out. Importantly, stick to the list. Remember you don’t have to get everything in one trip or at one location. Watch weekly ads from local stores. Download apps to get notices of sales. Be strategic about how and where you shop.
#6. Compare prices before you buy.
How do you know you’re getting the best price? Try online tools like Google Shopping, which will compare prices. Coupon browsers like Honey, Capital One Shopping and CouponCabin also can help. Some stores match competitors’ advertised deals but there are limitations. (For example, Walmart will match a price on one item per day and only if it’s on Walmart.com for a lower price.) Shop with a credit card that gives cash back for extra savings.
#7. Check dollar stores and thrift stores.
Dollar stores offer great deals on essential supplies, such as glue, highlighters, pencil pouches, notebooks, and more. However, as our teacher friends often mention, it’s worth purchasing the name brands, Crayola and Ticonderoga, for crayons and pencils which may not be found at the dollar store. Thrift stores are also a great source to gear up for back to school. Look for gently used items from clothing to backpacks. Just make sure to check back regularly for new finds.
#8. Use discounted gift cards.
This clever hack allows you to buy a gift card for less than its face value. Then you can spend it at full value. That’s an automatic discount if you use it for school supplies. Check out sites like GiftCardGranny, Raise, MyGiftCardsPlus, and CardCash. Just make sure to carefully read the requirements. Do you have an unused gift card that you won’t use? You can sell it for extra cash too.
#9. Buy in bulk.
If you have membership to a warehouse store, check out school supplies that you can buy in bulk. You can split them among your children or share them – and the cost – with friends and family.
#10. Watch for sales after you’re done.
Keep your receipts. If the price drops on your item within two weeks, you may be able to get some of your money back. Policies vary per store so check with yours when you make the purchase.
Finally, prepare for the school year by brushing up on back-to-school safety and carpooling tips. Teach your kids how to be safe around cars. For added peace of mind, make sure you and your precious cargo are fully protected with the right vehicle policy. Wishing you a happy and healthy back-to-school season!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
