Safety Tips for Driving in the Fall

Safety Tips for Driving in the Fall

Fall brings cool, crisp weather, and beautiful colors, but it also brings its share of driving hazards. Autumn is damp and foggy in many places and temperatures tend to drop at night. These seasonal changes can impact road conditions.

Here’s what you need to know to stay safe when driving this fall.

 

Tip #1: Be aware of changing light patterns during shorter fall days.

Fall days naturally are shorter.  The sun moves closer to the horizon, creating increased glare during sunrise and sunset hours. Once we end Daylight Savings Time on November 7, it will get darker earlier in the evening. “While we do only one-quarter of our driving at night, 50% of traffic deaths happen at night,” according to the National Safety Council. That’s because depth perception, peripheral vision, and color recognition are reduced in the dark.

    • Keep a pair of sunglasses in your car for times when the sun’s blinding glare can obstruct your vision. In the fall, this often happens during morning and evening rush hour.
    • Keep your windshield clean so that dirt streaks don’t contribute to the glare.
    • Be especially careful driving in neighborhoods during dusk or dawn hours. The low light can make it harder to see children playing or people walking their dogs.
    • At night, the glare of approaching headlights can be blinding. Do not wear sunglasses as they can obstruct your vision at night. The best strategy is to avoid looking directly into the lights of oncoming traffic. Glance toward the right and look for the white painted road line.

 

Tip #2: Slow down for leaves, which can make roads hazardous.

Autumn leaves are beautiful to behold but they’re also dangerous. Driving on wet leaves is as slippery as driving on ice. Leaves may be slippery when wet but If temperatures fall, those wet leaves actually become icy. Even dry leaves are dangerous. They can reduce traction and cause skidding. They can cover up road markings and potholes.

    • Clean leaves off your windshield so they don’t get stuck in your wiper blades and block your vision.
    • When driving on roads with leaves, slow down. Imagine hidden potholes under the leaves, which you would not want to hit at higher speeds.
    • Give yourself plenty of distance between yourself and the car in front to avoid braking suddenly on a slippery surface.
    • This is prime time for leaf gazing. Be aware that some drivers will have their eyes on the colorful fall foliage, rather than focusing on the road.
    • Never drive through a leaf pile. Children love to jump and hide there.
    • Do not park over a pile of leaves. It could create a fire hazard from the heat in your exhaust system.

 

Tip #3: Take care to see, and be seen, in fog.

Chilly fall mornings can create foggy conditions which reduce your visibility and the perception of distance when driving. You can take measures to see and be seen in fog.

    • Keep your headlights on, even during the daytime in fog. Use fog lights if you have them. They are designed to shine low along the road.
    • Avoid using your high beams. They do not work well in dense fog and will create a glare, making it harder for you to see.
    • Keep moving at a safe speed, but put lots of distance between yourself and other drivers.
    • Reduce distractions so you can focus completely on the road.
    • Use your windshield wipers and defroster to keep your glass clear. Set your defroster to warm to help dry out any moisture.
    • If you need to, pull over to a safe spot. However, you will want to turn off your lights. In a fog, other drivers may see lights and think you are in a traffic lane. That could cause a collision.

 

Tip #4: Slow down on bridges and overpasses, which can freeze before roads.

As overnight temperatures drop below freezing, you can expect morning frost. That frost can impact your commute.

    • Warm-up your car and clear away any morning frost on your windshield and windows before driving.
    • Slow down on bridges, overpasses, and shaded areas. Like the signs say, they really do freeze before roads.
    • Be aware of black ice. It doesn’t have to be snowing to create those slippery surfaces.

Tip #5: Be alert for deer at dawn and dusk.

Fall is breeding season for deer. That means you may see them more as they travel to find mates. You are more likely to hit a deer in November than at any other time of year, according to the Insurance Institute for Highway Safety. An adult deer can range from 150 to 300 pounds, so hitting a deer can cause significant damage to your car as well as kill the animal.

    • Deer are most active during dusk and dawn. Be watchful of the side of the road movement during those times, especially in areas where there are deer crossing signs.
    • Deer travel in groups. If you see one cross the road, chances are there are others following.
    • If you see a deer, avoid swerving. Try to come to a controlled stop and wait for the animal to pass by. Put on your hazard lights to alert other drivers that you are stopped.

Tip #6: Make sure your vehicle is in good working order.

Keeping your vehicle in top condition will help you navigate the challenges of fall driving more easily.

    • Check your vehicle’s headlights, turn signals, and tail lights to make sure they are working. Make sure your headlights are aligned.
    • Check your car’s wipers and replace the blades if they are showing signs of wear.
    • Check your car’s heating system to make sure it’s working.
    • Make sure your tires have enough tread and are inflated. As temperatures rise and fall, your car tires may expand and contract. This causes loss of air pressure. You will want your tires to be inflated to manufacturer specifications. Check your owner’s manual.
    • Finally, make sure you have the proper car insurance. Coverage will give you peace of mind should anything happen.

 

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

 

Staying Safe and Visible This Halloween

Staying Safe and Visible This Halloween

Get ready for a scary good time! Halloween is nearly here and kids everywhere will be out trick-or-treating. Remember a safe Halloween is a Happy Halloween; make sure your children are out and about in a way that they can be easily seen.

The ghosts and goblins (or more likely known as little trick-or-treaters) come out after the sun has gone down.  Which is fun when you’re behind the mask, but not so fun if you are behind the wheel. When it’s dark, it’s harder for drivers to see pedestrians in the street. Add to that, excited children who may run out suddenly, and the results could be tragic. In fact, children are twice as likely to be hit by a car on Halloween than on any other day of the year.

That’s why it’s important to decide carefully on the costume your child will wear to ensure he/she is the most visible. And before they leave the house, you’ll also want to go over important pedestrian safety rules. You may even decide that accompanying your child is the best thing to do (recommended for children under 12).

Here are some more Halloween safety tips to consider for every vampire, witch, and werewolf!

 

Tip #1: Use reflective tape on your child’s costume.

Increase your child’s chances of being seen by adding pieces of reflective tape to his/her costume and/or jacket. Do so creatively and you may have a skeleton with glowing bones or a superhero with a gleaming emblem. Reflective tape works by reflecting light back, so wearers will be easily seen in a car’s headlights even in the pitch dark.

Tip #2: Add a glow stick or a clip-on light.

Decorate your child’s costume or candy bag with clip-on lights. These can be Halloween-themed lights or any small clip-on. Consider giving your child glow stick bracelets or necklaces; these are a festive, fun, and bright addition to any costume.

Tip #3: Select costumes with light colors.

Darker color costumes may be spooky but they are hard to see when it gets dark. When possible, choose lighter-colored outfits. If your child insists on a dark color, use tip #1 to lighten it up.

Tip #4: Choose face paint over masks.

Masks can block your child’s vision and depth perception. They also cover up your trick-or-treater’s face so it may not be easily seen. Face paint is a great alternative. You can even find glow-in-the-dark varieties for more visibility. Choose a face paint that is labeled safe for use with children. Test it on your child’s arm before Halloween. If you want a natural version, you can make homemade face paint.

Tip #5: Travel in groups and carry a flashlight.

Whether you walk around with your kids, or they travel with their friends, insist that they go in groups. Large groups – especially with both adults and children – are easier to see. If one or more group members carry a flashlight, that’s added protection. Having an adult also will help keep trick-or-treaters safe. The excitement of Halloween can overtake a child’s focus on safety.

Tip #6: Don’t walk and text.

You may often text while you’re walking but it’s not a good idea –and while supervising children on Halloween, it’s an especially bad idea. A study from Stonybrook University showed that we are 61 percent more likely to veer off course when we are walking and texting. Not only could you walk into traffic – or other people – or step off the curb, but your attention is distracted from the trick-or-treaters in your care.

Tip #7: Choose safe, lighted routes.

If you are able, choose a residential neighborhood with street lights and sidewalks for trick-or-treating. Walk on the sidewalk and cross at the corner, looking first for cars. If there are no sidewalks, and you need to walk in the street, you should keep to the left and walk facing cars. This will ensure you see cars coming toward you. Halloween is not the time to jaywalk; it can be especially dangerous. Do not walk out between cars, and definitely do not run into the street for any reason.

Tip #8. Watch for cars.

Watch for cars that are turning corners or pulling out of driveways. They could surprise you if you’re not expecting them—and you could surprise them by being in their path. If you’re the one driving at night on Halloween, look out for pedestrians.

For more safety tips, see our blogs on Halloween fire safety and Halloween safety tips for pets.

Have a Happy Halloween!

 

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

 

Nurses: Helping Patients Cope After Natural Disasters

Nurses: Helping Patients Cope After Natural Disasters

If a natural disaster strikes your community, what will you do?

As a nurse, your first instinct is to help. Whether you work at a school, a hospital, or clinic setting, your skillset is uniquely valued during an emergency. Here’s how you can help your patients cope after a natural disaster.

 

What types of natural disasters can you expect in your area?

Different parts of the U.S. are more prone to certain disasters than others, according to Popular Science. You’re more likely to experience wildfires in the western states and snowstorms in the Midwest and northeastern U.S. Tornadoes are common in south-central states while hurricanes often strike along the eastern seaboard. There are earthquakes in the west, and flooding happens pretty much everywhere. Not only do these disasters result in property damage, but they can also cause severe injury and even loss of life. Your nursing skills are much needed to minimize pain and suffering.

 

Why do nurses play key roles in a disaster?

As a nurse, you are a trusted professional. People look to you for guidance. You not only bring expertise in the medical field, you know how to coordinate care while helping to comfort patients, relieving some of their stress and fear.

In addition, disaster preparedness was likely part of your nursing training. If it wasn’t, or if you need a refresher, consider a disaster certification from the American Nurses Credentialing Center.

 

What are ways that nurses can help in a disaster?

Nurses play pivotal roles in a disaster, delivering onsite care to the injured. Often working amid chaos and with limited resources, nurses triage patients and administer medical care. If more serious care is needed, nurses help coordinate transport to the nearest hospital. Victims of disaster may experience post-traumatic shock syndrome, and nurses also monitor patients’ mental health and guide them to resources. In addition, nurses help displaced people find temporary shelter and food and get access to prescriptions as needed.

Helping in a disaster is not for everyone. There are potential safety and security threats. There are primitive conditions. There can be a significant time commitment away from your home and family.  If you are able to clear your schedule to volunteer, consider the other attributes that will help make you successful in a disaster setting: (1) Your clinical expertise covers a wide range of medical conditions. (2) You are comfortable working in high-stress situations and can work through emotions. (3) You are able to work in rough conditions, perhaps without access to electricity, water and basic supplies. If you have the skills, the time, and the desire, disaster nursing could be right for you.

 

What is a school nurse’s special role following a disaster?

In addition to helping onsite following a disaster, we can’t forget about school nurses and the roles they play. They deal with the mental and physical effects among students, parents, teachers and staff. For families made homeless by the disaster, or those who need mental health services, a school nurse provides important connections to community resources. Similarly, she connects staff with district resources for mental and physical health.

 

How can you help your community prepare for a disaster?

You don’t necessarily have to volunteer in a disaster to help your community. You can be there to help prepare for a disaster in advance by assisting hospitals, schools, and towns in the creation of a comprehensive disaster plan.

Nurses can help with community education, leading disaster preparedness clinics, and giving people the knowledge to create their own disaster plans to make it safely through a disaster.

You can utilize resources from trusted organizations in developing the right program for your school, hospital, organization, and community. Consider these resources:

 

 

How can you volunteer to help in future disasters?

If you are interested in volunteering your time, make sure you have up-to-date vaccinations for traveling, and be prepared to leave immediately. The following organizations welcome disaster-related nurse volunteers:

 

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Do NOT Block Fire Hydrants or Fire Lanes

Do NOT Block Fire Hydrants or Fire Lanes

It’s tempting to pull in front of a fire hydrant or park in a fire lane—especially if it’s just for a minute. But your quick decision could be the difference between life and death for someone who needs emergency assistance.

We’ve all been taught not to park in front of fire hydrants, but did you know your vehicle, by law, should be parked at least 15 feet away to allow access for fire engines to park and safely connect to the hydrant? The same concept applies to fire lanes, which are established areas where fire engines can gain quick access to buildings. But these lanes have an even larger safety-distance of 20 feet. So, even if it’s just a short stop- think again.

 

When you block a fire hydrant or park in a fire lane you…

 …deny first responders access to buildings during emergencies.

In an emergency, every second counts. Generally, fire lanes are in busy urban areas with lots of traffic. Chances are there’s not a parking spot, and certainly not an area large enough for a fire engine, ambulance, and police cars. Yet these essential first responders need to get close enough to take action. The fire lane allows them to do that. Fire lanes are clearly marked, usually with curbs painted yellow or red and signs that read “No Parking or Standing Fire Lane.”

 

… make it difficult to access water during a fire.

The early firefighters used bucket brigades to put out fires. These dedicated individuals would line up and pass a bucket of water from person to person until they were successfully able to stop the fire. Fire hydrants were an engineering marvel, first appearing in the early 1800s. Today, they are essential sources of water during emergencies.

 

…. are ignoring their important purpose.

Maybe you just have something to drop off or pick up or you have a task that will only take a few minutes. You’ve been in places where you can’t park but you can load and unload. Fire lanes and the space near fire hydrants are not loading and unloading zones. You may make the argument that you’re not technically parked if someone is sitting in the car, right? You may even have your hazard lights on, signaling that this is temporary. But having your vehicle in the lane or in front of a hydrant is not allowed. That’s true even if someone is in the car and your vehicle is running. If you’re caught in these places, you could be subject to a ticket, fines, and more.

 

… are breaking the law.

Laws vary from state to state, but in all cases, there are repercussions for parking in front of a fire hydrant or in a fire lane. In many places, you are subject not only to fines but immediate towing. Don’t chance it.

 

… are preventing someone from getting the emergency assistance they need.

The most important reason of all is the reason why these laws about fire lanes and hydrants were established. Any delay in getting to a fire or helping victims could cost lives. It’s a similar reason to why you move over for emergency vehicles. You want to make sure that first responders have a clear path to their destination so they can help as many people as possible.

 

Drive safe and be sure to keep your distance when parking next to fire lanes and fire hydrants.

For more safety tips click here.

 

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

How to Sign up for Severe Weather Alerts

How to Sign up for Severe Weather Alerts

Many things in life come without warnings. But fortunately for us, severe weather isn’t one of them.

Meteorologists are constantly tracking dangerous storms and weather patterns. Tapping into their early warnings is key to protecting your home, your possessions, and your family. Here’s what you need to know to stay one step ahead of Mother Nature.

 

First, let’s take a look at severe weather.

There are many types of severe weather. Examples include thunderstorms, snowstorms, hail storms, blizzards, hurricanes, tornados, and cyclones. High winds and flooding associated with some of these weather events can do great damage to your home and belongings. Having a disaster plan is great, but knowing when disaster is going to strike is crucial. That’s where early warning systems come in.

 

Chances are you already have an emergency alert system.

The U.S. government has the capability to send wireless emergency alerts (WEAs) right to our cell phones. Agencies like the National Weather Service and FEMA are among the organizations that can do so. There is no signup required and you are not charged for the data used. Alerts come automatically with a special sound and vibration. Most phones are enabled for these alerts; to find out if your particular model is, check the WEA enabled list or contact your wireless carrier.

 

Check to see that your phone is enabled for alerts.

WEAs may be free but if your phone isn’t enabled to receive them, you won’t. Fortunately, it’s easy to activate this setting.

Apple (IOS) phones

    • Go to settings, then notifications.
    • Scroll down to government alerts.
    • Slide the circle so that it is green for the alerts you want. For severe weather, you will want emergency alerts and public safety alerts.

Android phones

    • Go to apps & notifications.
    • Click on notifications.
    • Turn on “allow alerts.”
    • Make sure each alert that you want is enabled. For severe weather, you will want extreme threats, severe threats, public safety messages, and state and local tests.

 

While WEAs are good ways to get information, generally these alerts won’t arrive until there is an emergency. You may find value in getting advance notice.

 

Other ways to get emergency information:

If you do not have a WEA-capable phone, you can still get critical and timely information from NOAA Weather Radio, local media broadcasts, and the emergency alert system on your TV or desktop and mobile devices. Make sure to tune in if you suspect an impending weather emergency. In addition, your local utility company, township, city or state may offer free alerts. Check with your electric or gas company, and with city hall or municipal government. Find out how to sign up for their free alerts.

 

There’s an app for that, and it’s free.

You can get advance notice and more robust information by downloading a weather app on your smartphone or mobile device. Here are some popular free options.

    • AccuWeather: Weather Alerts provides hourly forecasts, news, and updates as well as weather-tracking radar.
    • AlertSense offers public safety alerts as well as severe weather warnings. You can set quiet hours so only emergency alerts are sent with sound.
    • Emergency: Alerts is free from the American Red Cross. With this app, you can look up Red Cross shelters and alert loved ones you are safe. It also comes with a flashlight, a strobe light, an alarm, and preloaded content on everything from hurricanes to disasters that is accessible without an Internet connection
    • FEMA offers real-time weather alerts from the National Weather Service for up to five locations of your choice. It also provides information on storm preparedness and filing a flood claim.
    • Storm Shield is free with options for paid upgrades. This app provides alerts in text and voice and tracks conditions in up to 5 locations.
    • WeatherBug is free with options to purchase in the app. It offers forecasts in real-time as well as weather maps, and more.
    • The Weather Channel for Apple or Android offers live radar updates and local weather forecasts.

 

Stay one step ahead of Mother Nature with coverage from California Casualty.

No matter how well you prepare for severe weather, unfortunately, sometimes Mother Nature gets the upper hand. That’s why having the correct home insurance coverage is so important. Make sure you and your family are fully protected. For questions on home insurance or ways, you can save on your own insurance policy, call a California Casualty agent today at 1.866.704.8614 or visit our website www.calcas.com.

 

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

 

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