National Preparedness Month

It’s officially September!

Goodbye Summer sunshine, hello Fall foliage!

Aside from being the season of cider and sweaters, Fall is also…

National Preparedness Month.

Here at CalCas, we will be celebrating by posting weekly Preparedness content right here on our Blog 🙂

First on deck: A Preparedness App!

As a recent iPhone converter, I am all aboard the App train. I’m always on the lookout for exciting new stuff and this new app from the Insurance Information Institute is one such find!

It’s called the “Know Your Plan” App and it’s all about streamlining your Disaster Prep Plans.

What you should know about this App:

What it provides:

    1. A library of preloaded preparedness checklists for disasters including:
      1. Hurricanes
      2. Floods
      3. Earthquakes
      4. Tornadoes
      5. Severe Cold
      6. Wildfires
      7. Evacuation
    2. Tips for preparing an emergency kit
    3. Important property protection information
    4. Step-by-step preparedness tips
    5. Custom lists for your personalized preparedness plan
    6. Targeted task completion dates
    7. Tools to chart your progress (including a countdown feature!)
    8. Checklists share options for family and friends
    9. Evacuation resources (even one for pets!)
    10. Geotargeted emergency alert feeds for up-to-the minute information about local evacuation routes and other disaster information
    11. User-customizable notes

 

As Fall and September swing into full gear, make sure you are ahead of the curve when it comes to Disaster Preparedness.

After all, you never know when you may need it.

By compiling disaster preparedness information and plans all in one place–on your phone–you are putting life-saving plans in place.

Stay tuned for more great Preparedness content throughout the month!

Fires in University Housing

Do you have (or are you yourself) a student going away to school this fall?

(awww…)

The lists of things to remember to do before leaving home is immense: dorm necessities, vaccinations, class registrations… the list goes on and on.

In all the chaos and excitement, it’s hard to remember everything.

But the Los Angeles Fire Department came out with an important reminder this month: Prepare for the possibility of a fire in university housing.

Just like you have fire plans at home, at school, and at work, you also need one for Campus Housing.

Think it will never happen at your school?

155 people have died in campus-related fires since January 2000.

(Source)

The National Fire Protection Association says fire departments responded to an average of 3,840 structure fires in dorms, fraternities, sororities and barracks between 2005-2009. Every year (on average), fires caused:

  • 3 civilian deaths
  • 28 civilian fire injuries
  • $20.9 million in direct property damage

So what can YOU do to keep yourself or your child safe while they’re away? 

1. Identify fire risks. 81% of reported fires involved cooking equipment

University Housing Fire Safety: Fire Causes

(Source)

2. Know the Common Factors in Housing Fires: (source)

  • Fires in campus housing are most common between the hours of 5 and 11 p.m.
  • Lack of automatic fire sprinklers
  • Missing or disabled smoke alarms
  • Careless disposal of smoke materials
  • Impaired judgment
  • Fires originating on upholstered furniture on decks or porches

3. Follow these Tips: (source)

  • Look for fully sprinklered housing
  • Make sure your housing unit has smoke alarms inside each bedroom, outside every sleeping area and on each level
  • Confirm that smoke alarms are tested at least monthly
  • Never remove batteries or disable alarms
  • Learn building evacuation plans and have a copy on hand BY the door. No organized plan? Make sure YOU have a fire escape plan with two ways out of every room
  • Cook only where permitted
  • Cook only when alert and not sleepy or drowsy
  • Different states have different restrictions for use of BBQ grills, fire pits and chimeneas. Check with your local fire department before using these items- especially if you moved from out-of-state!
  • Check with school rules on electrical appliances in your room
  • Use the right surge protectors for your computers or electronics and make sure the protector is plugged directly into an outlet

4. Ask these Questions when you arrive at school or drop your student off there

We know this is a busy time for everyone. There’s a lot of excitement and preparation that goes into starting a new semester at school. But please be sure to take FIRE SAFETY into account. It’s a real risk that is too often forgotten, which can lead to deadly consequences.

 

Additional resources:

Responding to and Healing from the Aurora Shooting.

Like everyone else across the country,  the violent deaths of 12 innocent people in an Aurora, Colorado movie theatre left me heartbroken.

My mind flooded with questions and my heart ached for every victim, every family member, every friend and every member of the Aurora community that was touched by this devastating tragedy.

I was inspired and heartbroken as, one by one, each victim’s story came out. The six-year-old who was out seeing a movie with her babysitter. The two young men who gave their lives to save their girlfriends. The heroic members of the Armed Services who died in that theatre.

The list goes on.

And now, a week out, the question remains: How do we go on? How do we heal?

This question is particularly true of a few certain groups of Heroes. Heroes whose role in responding to tragedies like Aurora story is often overlooked.

The police officers who responded to the horrific scene that night. Who had to put their personal feelings aside to professionally process the scene and eliminate any existing threats- including the booby trapped apartment of the suspect. More Here.

The paramedics who treated and transported victims. Who held it together despite seeing the carnage up close, triaged the 58 innocent people with injuries, and comforted them on their way to hospitals. More here.

The nurses and medical staff who continue to heal survivors. Who tirelessly support their patients down a long and tough road to recovery, answer the tough questions, and experience firsthand the pain, sorrow, and confusion of the victims and their families. More here.

I can’t imagine what it must have been like responding to that scene. The horror of the loss. The pain of injured. The questions of the survivors. So I looked to some of my favorite Police Officer, EMT and Nurse bloggers. I asked them what advice or words of support they could offer to their professional colleagues in this time of processing and healing.

In three posts below, I have posted some fantastic responses, thoughts, and resources from Police Blogger John Marx of Cops Alive, EMT Blogger Captain Morse of Rescuing Providence, and Nurse Blogger Keith Carlson of Digital Doorway. 

Identity Theft After a Disaster

The recent destructive tornado outbreaks in the US caused widespread damage in several states. In the aftermath, once thing most people don’t consider is threats to their financial well-being from identity thieves and fraudsters.

Fortunately, customers of California Casualty have identity theft protection from Identity Theft 911 included in their policies. This benefit can help protect your identity, while also providing guidance and help in recovering your financial peace of mind.

If your home is hit by a disaster such as a tornado or hurricane, we recommend taking the following steps as soon as possible to protect yourself from ID thieves:

  • Protect important information and documents. Whether you’re in a shelter, staying with friends and family, never let these items leave your sight. They are the keys to your identity-and you will need this information to prove who you are.
  • Ask the post office to hold your mail until you return home. This will keep thieves from finding sensitive materials that are left in your mailbox.
  • During disasters criminals often prey on the emotions of citizens. Verify against scam charities by using Give.org or CharityNavigator.org.
  • If you have any reason to believe that your personal information may have been exposed or is at risk, please contact our customer service line at 1-800-800-9410 if you’re a CalCas customer and we’ll put you in touch with IDT911.

Winter Auto Safety Recap

In many areas, the weather has been pretty good so far this year. But, this week started a flurry (pun intended) of winter weather, and I thought it would be a good time to recap some important safety tips for cold weather!

Winter Care Care Checklist – if you haven’t prepped your car for cold weather, you still have time!

What to do when your pipes freeze – It happens to the best of us (or, at least, it happened to me!). A quick guide to getting your pipes thawed without flooding your house.

Carbon monoxide safety – Firing up your heaters can lead to hidden dangers. Here are some tips for CO prevention.

Driving Safety in Snow and Ice – When the snow and ice come down, the roads get slippery. Here are some tips for making that commute safely.

Be Cautious for Deer on Roads

Along with hay rides, cooling temperatures, and brilliant foliage, Fall can bring some unexpected dangers to your commute. In late October and November, states across the nation see the fall mating season for white-tailed deer begin.

With this comes significant danger to drivers. During this time, deer become very active and unpredictable, covering large areas in search of a mate. A result of this is that drivers will often see groups of deer crossing roads.

This generates tens of thousands of deer-vehicle crashes every year, resulting in millions of dollars in damage. To help prevent this happening to you, please review the tips below:

  • If you spot a deer, slow down and pay attention to possible sudden movement. If the deer doesn’t move, don’t go around it. Wait for the deer to pass and the road is clear.
  • Pay attention to “Deer Crossing” signs. They are there for a reason. Slow down when traveling through areas known to have a high concentration of deer so you will have ample time to stop if necessary.
  • If you are traveling after dark, use high beams when there is no oncoming traffic. High beams will be reflected by the eyes of deer on or near roads.
  • If you see one deer, be on guard: others may be in the area. Deer typically move in family groups at this time of year and cross roads single-file.
  • Don’t tailgate. Remember: the driver in front of you might have to stop suddenly to avoid hitting a deer.
  • Always wear a seatbelt, as required by law. Drive at a safe and sensible speed, taking into account weather, available lighting, traffic, curves and other road conditions.
  • If a collision appears inevitable, do not swerve to avoid impact. The deer may counter-maneuver suddenly. Brake firmly, but stay in your lane. Collisions are more likely to become fatal when a driver swerves to avoid a deer and instead collides with oncoming traffic or a fixed structure along the road.
  • Report any deer-vehicle collision to a local law enforcement agency immediately.

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