From traffic jams to reckless drivers, it can be stressful on the road. When you’re also juggling life’s daily demands, the stresses can leave you frazzled behind the wheel. Stressed driving not only affects your personal wellbeing, but it poses risks to road safety. Here’s how to bring back a sense of calm and control — and crush your daily commute.
How Stress Affects the Brain
Stress is the body’s reaction to potential threats. It affects your frontal lobe, where you set goals, make plans, and keep your emotions in control. It also impacts the hippocampus, which stores your memories. Importantly, stress causes a chemical reaction known as “fight or flight.” When you’re stuck in traffic or upset about being cut off, there’s often nowhere to go. That’s when your emotions can turn to road rage.
Driving While Stressed
Stress can cause mental and physical symptoms that affect not only how you feel but how you drive. Recognizing these symptoms can help you take steps to manage your stress.
Physical Signs of Stress
You may notice your heart beating faster or your palms getting sweaty. Those are common symptoms of stress. You also may feel muscle tension in your neck, shoulders and back. Biting nails, tapping fingers, and other repetitive motions also are indicators of stress. You may even get tension headaches or feel unusually tired after a short drive.
Stress often leaves you distracted. When you’re worrying about traffic, other drivers, or being late, you’re not focusing your attention fully on the road. Your concentration is reduced. You could have difficulty with decision-making and slower reaction times as a result. If you’re sitting in traffic and you pick up your cell phone to complain about the stress, that adds another level of distraction.
Irritability
When you are stressed, you may feel easily annoyed or angered by minor inconveniences. You start to engage in aggressive driving behaviors such as tailgating, speeding or frequent lane changes. This can escalate to emotions that are hard to control.
Tips to Reduce Your Stress While Driving
Stress may be unavoidable, but you can take steps that help you manage it. Follow these tips to reduce your stress behind the wheel.
Plan ahead. Know the route you’re taking and plan your journey in advance. Be aware of alternate routes should you encounter traffic or road closures. Bringing the kids along? Pack books, snacks, and games to keep them entertained so that they do not add stress to your trip.
Leave early. Allowing extra time for your journey can help you better handle the unexpected, such as traffic, weather, or detours. When you leave early, you are less likely to worry about being late.
Set your playlist. Research shows that listening to music can enhance immune system function and lower levels of the stress hormone cortisol. Create a mindful playlist and avoid news or any content that might stress you out. Sing along to your favorite tunes for a mood boost.
Adjust your posture. Improving your posture can increase oxygen flow, decrease tension in the neck and shoulders, and reduce physical discomfort. Adjust your seat and mirrors to maintain a comfortable and relaxed driving position.
Breathe. Inhaling through your nose and into your belly is a proven way to reduce stress. Deep breathing sends a calming message to your brain, helping you relax. If you’re feeling stressed, try this breathing exercise: breathe in for a count of 8, contract one muscle group (like your neck and shoulders), then exhale and relax. Repeat for muscle groups in your neck, shoulders, and back as needed.
Change your perspective. Managing your thoughts can help control your emotions. Instead of getting angry at a driver who cuts you off, think, “I’m glad no one got hurt.” Don’t let a stranger’s actions affect your mood.
Pull over if needed. If stress becomes overwhelming while driving, don’t risk it. Find a safe location to pull over and take a break until you feel calmer.
Stay fueled. Keep your car filled with gas to avoid the added stress of running low. When planning your trip, make sure you know when you plan to fuel up.
Maintain and insure your vehicle. Make sure your vehicle is well maintained so it is less likely to break down and leave you stranded. In addition, protect your vehicle with the right insurance coverage. This will give you peace of mind for your journeys ahead. Safe travels.
This article is furnished by California Casualty, providing auto and home insurance to education professionals, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
You’re ready to hit the road in your RV. Whether you’re an experienced RVer or a newcomer to the lifestyle, protecting your vehicle from fire hazards can mean the difference between a dream vacation and a disaster.
As your home on wheels, your RV presents greater fire dangers than a standard vehicle. With features like kitchens and curtains, there are more opportunities for things to go up in flames. There also are electrical and mechanical components that can present a fire risk if not properly maintained. Here’s what you need to know to keep your family safe.
Electrical Systems
RVs use both AC (alternating current) and DC (direct current) power. AC operates your appliances and outlets while DC powers your engine and battery. Solar panels also are gaining popularity and can be configured to provide either AC or DC power.
Bumps and vibrations can loosen connections. Check your electrical systems regularly to make sure connections are secure.
Check for frayed wires and damaged outlets. Never use wires or outlets that are compromised. Replace as needed.
If the circuit breaker shuts off power to a certain circuit, it’s probably overloaded. Other signs include lights that flicker or buzzing noises from outlets and switches. Consult a professional to ensure that you don’t have an overloaded circuit.
While power strips are generally safe for small wattage appliances (charging cell phones or table lamps), they may not do well with high wattage. They also cannot handle continuous loads required by space heaters. Power strips can overheat and ignite combustible material in the walls.
Don’t cover electric cords with rugs or carpets.
Only use extension cords rated for outdoor use. If left out overnight, cords can get wet.
If you have an electrically charged fire, don’t use water to extinguish it. Use a fire extinguisher approved for type C fires.
Propane Appliances
Propane commonly powers stoves, refrigerators and water heaters in your RV. It’s an efficient fuel that also can be dangerous if mishandled. Propane leaks can cause fires and explosions.
Regularly inspect your propane tanks and lines for leaks or any issues. Do not use tanks and lines that have been damaged.
Always store propane tanks in an upright position in a well-ventilated area away from a heat source.
Turn off propane-powered appliances when not in use.
Make sure propane-powered appliances are off when you are in motion. Gasoline vapor and an open flame are not a good combination. Also, many propane appliances need to be level and roads are not.
Get your RV LP-certified. A licensed liquid propane technician can inspect and test your propane system.
Consider switching to an induction cooktop and electric fridge to reduce the use of propane.
Cooking Accidents
The small space and low ceilings in most RVs make it more dangerous to cook there than at home. Most RVs use propane stove tops, which can be an added risk.
Properly vent fuel-burning appliances. Never operate them in an enclosed space such as a bathroom, bedroom or storage area. Turn on the exhaust fan, open a window, or cook outside.
Keep flammable materials away from the cooking area.
Never leave cooking appliances unattended while preparing meals.
Turn off appliances before leaving the RV.
Check and maintain your appliances regularly. Keep them clean; make sure there are no loose or chewed wires.
Do not use cooking appliances to heat your RV. That could create a dangerous situation where there’s insufficient oxygen in a small space.
Pro Tip: For curtains, choose natural fabrics (cotton, hemp) which are less flammable than polyester.
Engine & Mechanical
Your RV is not just a home; it’s also a vehicle. That means it’s equally important to keep the engine and mechanical systems well maintained.
Check brakes and bearings. Improperly adjusted trailer brakes can overheat. Wheel bearings also can overheat if not properly greased.
Make sure there are no leaks. Place a piece of cardboard under the RVs engine for a few nights to see if you have a leak. Repair any engine or transmission leak as soon as possible. Transmission fluid is highly flammable.
Check the battery. Most RVs use lead acid batteries which must be ventilated, or they can give off dangerous gasses. Make sure the battery is open to the outside by vent or hose.
Trailer chains that are too long can drag on the road and create sparks. Adjust them as needed. Just one spark can cause a fire.
Improperly inflated tires can overheat and cause a fire. It also can cause the tire to fail.
Exhaust systems can become very hot. If they have contact with flammable dry grass, it could ignite.
Safety Gear
Outfit your RV with the right safety gear so you’re alerted to any potential emergency, and you can act quickly.
Check the alarms and detectors, and switch batteries every spring and fall.
Fire extinguishers should be in easy to reach areas, for example near the door. Get one that is rated type A (for wood, plastics, cloth) and type B (for liquid fuel like grease, oil, stove and motor fuel) and type C (for electric fires).
Test your emergency exits including windows that can be used as an escape route. Make sure you have at least two ways out and nothing is blocking those paths.
If you smell gas:
Extinguish all open flames pilot lights, lamps.
Shut off the gas supply.
Do not turn on an electrical switch as that can create a spark that causes an explosion.
Remember to evacuate first. Call the fire department, and then try to put out the fire.
If you’re renting an RV:
Remember to do your due diligence to make sure your RV is safe.
Choose a newer model. Older models of RVs have fewer and less advanced safety measures. Older engines and equipment also are more likely to fail.
Ask the last time it was inspected.
Look at the fire extinguisher expiration date.
Look at the indication lights on the propane system and carbon monoxide system to see that they’re working properly.
Check smoke alarms and carbon monoxide detectors.
If you suspect an issue, address it before you sign the paperwork.
Finally, if you’re driving your own RV, make sure it is fully protected by insurance for your own peace of mind. Safe travels!
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
When there’s a wildfire near your home, every second counts. Leaving quickly can help you steer clear of thick smoke, dangerous conditions, and even traffic jams as everyone heads to safety. The key to a quick exit lies in preparation—having a well-thought-out plan and essential items ready to go.
Pre-Evacuation Prep
Follow this general guide to know what to pack. Keep this as a checklist and refer to it as you assemble everything that you need.
Food and Water
Put together a 3-day supply of food for everyone in your family (unless you’re going to a relative’s or friend’s home who lives far away from the fire zone).
Bring 3 gallons of water per person.
Pack utensils and bowls, as you don’t know what might be available in emergency shelters.
Bring a leash, collar, pet bed, crate or carrier, litter box, and litter as needed for your pet. Include treats and toys.
Pack pet medications.
Check that your pet’s microchip details are up to date.
Bring contact information for your pet’s vet and/or your pet’s vaccine records.
Medicine and Hygiene
Bring prescription medications and any medicines that your family may use on a regular basis: pain relievers, allergy medicines, contact lenses and solution, inhalers, etc.
Pack hygiene items such as shampoo, soap, deodorant, toothbrushes, toothpaste, disposable razors, shaving cream, and towels.
For infants and toddlers, bring diapers and baby wipes.
Safety
Keep a first aid kit in your car should you need it.
Include N95 masks if available to limit your exposure to smoke.
Pack flashlights and batteries.
Clothing and Bedding
Pack for practicality and safety. Layer clothes for a range of temperatures. Don’t forget PJs, socks, and underwear, as well as a raincoat or all-weather jacket.
Comfortable, closed toed shoes work best in emergency situations.
Bring sleeping bags, pillows and blankets. Include a portable crib for infants and toddlers.
Electronics
Bring chargers for smartphones, laptops, and devices. Include a solar charger if you have one.
Keep your devices well charged before you leave so you won’t have to search for a place to charge.
Pack a battery powered radio and spare batteries in case the power goes out.
Special items
There are some things you that you cannot replace. If you have the room, and they are easy to carry, plan to bring up to 3-5 of these special items.
Your planning time is a good time to do a home inventory of all your possessions. Take pictures and notes of big items. This will help if your home is partially or completely destroyed by a wildfire, and you need to file a claim.
Documents
Prepare a binder with key documents: mortgage or rental agreement, insurance policies, birth certificates, passports, bank information, and investments.
Make sure your wallet or purse has your driver’s license, registration, health insurance cards, debit and credit cards.
Complete a cell phone list for neighbors, family. Designate a person outside the wildfire area who can be the main contact should family members get separated or have trouble with cell service.
Make copies of everything and keep them in a secure password protected digital space.
Prepare Your Home & Vehicle
During a wildfire, embers can travel quickly and ignite your home and property. Here are some steps to take to prepare your home and vehicle.
Keep the vehicle that you’ll be leaving in fully gassed and well maintained. Park it in the direction it needs to go when you leave.
Make sure that you know how to manually open the garage door in case you lose power.
Make sure everyone in the household knows what to do to quickly evacuate.
Close all windows. Close all interior doors.
Take down flammable window treatments like curtains and store them out of the way.
Turn off the gas and pilot lights. Shut off propane tanks.
Turn off your air conditioning.
Leave lights on to allow firefighters to see your home in the dark.
Bring potentially flammable outside furnishings, toys and doormats inside or place them in your pool.
Attach garden hoses to outside taps for firefighters to use. Placed filled buckets of water around your home.
Listen to first responders and be ready to act when they recommend evacuation.
Pro Tip: California Casualty policyholders may be able to get immediate help if they are evacuated by fire. Evacuation expenses, such as hotel or other temporary housing, and meals are reimbursable with most policies.
Review your wildfire evacuation plan often. Keep it updated as your family grows and needs change. Finally, protect your home with the right insurance for added peace of mind.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
It’s a beautiful night to sit around the fire pit. The flicker of the flames and the crackling of the fire create the perfect backdrop for relaxation and conversation. Yet the scene can quickly turn dangerous without the right precautions.
Each year, fire pits send thousands of people to the emergency room. Young children and pets are especially vulnerable. Fire pits can also pose a significant fire hazard for your property, igniting leaves and grass, wooden structures and even your home. Follow these 10 fire pit safety tips to help keep everyone and everything safe.
1. Choose the right location.
Place your fire pit at least 10 to 20 feet away from other structures. Keep it away from low hanging branches above. There should be a minimum of 12 feet between your fire pit and tree branches. Never set up below power lines or string lights, which can create immediate danger if sparks fly. Don’t put your fire pit under a building overhang or in an enclosed area. That could cause a buildup of smoke, carbon monoxide and harmful gases that can be deadly.
2. Select a safe, stable surface.
Avoid putting your fire pit directly on the grass or on a wood deck. Instead place your pit on brick, concrete pavers, gravel or sand. Alternatively, you can buy pit pads and heat shields for underneath your pit, as well as pedestals. Surround your pit with crushed stone, sand or brick for added protection.
3. Choose the right fuel.
Soft woods like pine burn less efficiently, and spark more. It’s better to buy seasoned hardwood kindling and logs. You also could use fallen branches from trees in your yard. Do not, however, use construction lumber like pressure treated wood, plywood or chemically treated pallets. These woods will emit toxic fumes when they burn. So will trash and plastic. Never start a fire with lighter fluid or gasoline; that will create a burst of flames and can even release toxic gas or cause an explosion. Don’t throw leaves into the fire. They are light and can be carried by the wind. Finally, when tending to the fire, make sure your sleeves are rolled up and your hair is tied back. Use heat-proof gloves, a metal fire poker or safe long handled tongs.
4. Check the wind conditions.
Don’t use your fire pit on windy days. Wind can easily blow sparks around to surrounding brush. Use a screen to contain sparks and large embers. If your fire pit is portable, place it in a location with a natural windbreak before you start the fire. Always heed “no burn” alerts from your local municipality. If they say conditions are unsafe for a fire, it’s too risky to chance it.
5. Keep chairs far enough away.
Carefully place your seats around the fire pit. If you’re too close, your hair or clothes could catch fire. Stay 3-4 feet away from wood burning fires and 2-3 feet away from gas fires. Keep children 3-10 feet away from the flames. If a light breeze is blowing, have guests sit upwind so they can keep clear of the smoke.
6. Supervise children and pets.
Children and pets don’t understand the dangers of fires. They are naturally curious. Teach children the rules about not touching the fire or fire pit and not throwing things into it. Make sure they stay sufficiently away and remind them if they venture closer. Consider barriers or designated areas for both children and pets. Make sure there is a responsible adult who always has eyes on them.
7. Drink responsibly.
Fire and alcohol are not a good combination. Alcohol is highly flammable, and overindulgence can affect our judgment, coordination, and reflexes. If you are going to serve alcohol around the fire pit, have a designated nondrinker overseeing the flames. Keep everyone a safe distance away. You also may consider a smokeless fire pit which could add a layer of safety.Never leave a fire unattended. Extinguish it completely when you are done.
8. Never leave a fire unattended. Extinguish it completely when you are done.
Sparks can fly and fire emergencies can happen in an instant. If you must leave the area, designate a deputy to watch over your fire pit. Remember that fires are “live” for long after they seem to stop burning. Almost extinguished fires with hot ash and hidden embers have been known to cause plenty of damage. Make sure to put out the fire completely before leaving it. Pour water over live embers. Turn the logs to make sure all sides have stopped burning. Check the fire pit the next day just in case. Hover your hand over the ashes to make sure they are not still radiating heat. When it is safe to do so, use a metal shovel to dispose of ashes in a metal pail or trash can. Then wet the ashes by slowing pouring water over them.
9. Be prepared to extinguish a fire in an emergency.
Always keep a shovel, dirt/sand, and water on hand in case of an emergency. You can smother the flames by piling dirt or sand on them. You can spray water from your garden hose but don’t use a focused stream which can spread embers. Also check your manual to see if your firepit is made from a material that is water safe and won’t rust or crack. You may want to invest in a fire blanket which can be used to smother a fire. A multipurpose fire extinguisher can be used as a last resort.
10. Check your local regulations.
Some municipalities require you to get a permit for your fire pit. Due to the fire risk, some homeowners’ associations (HOAs) don’t allow fire pits. Others require an onsite inspection from a local fire official. Do your homework and find out the local rules so that you can follow them.
Finally, protect your home with the right insurance. Accidents happen despite our best precautions. Make sure you have enough coverage in the event of a fire.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
It’s time for a ride in the C-A-R. Cue the excited barking and tail wagging. Whether you’re planning a cross-country road trip or just a quick spin around the block, we have some paw-some tips to turn your car into the ultimate canine-friendly cruiser!
Floor Mats
Face it. Our fur babies can be messy. Dogs can track mud, sand, and debris onto your car’s floor. Protect it with rubber floor mats that are waterproof and easy to clean. They cover your car’s carpet and shield it from dirt. You can get floor mats that are custom fit to your car, ones you can trim to fit, or universal mats. Avoid mats made with harsh chemicals such as lead, cadmium, latex, and PVC, as they will have unpleasant odors.
Seat Covers
As any dog owner knows, fur floats everywhere. It can easily get into crevices and stick to seats. Plus, if car rides stress your dog, he will shed even more. Seat covers will help keep your seats fur-free and mess-free. Cover the seats where your dog will be. Choose tightly knit fabrics that also will be scratch proof. Some covers are padded for shock absorption; some have nonslip designs with a rubber base. Still others have pockets for storage. Look for ones that are washable so you can periodically clean them.
Pro-Tip: A felt blanket is a simple alternative to a seat cover. It attracts fur and it’s easy to remove and wash. Just make sure to tuck it in the crevices of your seat.
Cargo Liners & Hammocks
If you put your back seats down for your dog, consider a cargo liner or hammock that extends from the back of the front seats. These are larger than traditional seat covers, and they give your dog a chance to spread out and lay comfortably. Look for one that is non-porous, water resistant, tear resistant, and easy to clean. Make sure it is comfortable for your fur baby.
Window Protection
Nose prints on windows are just a fact of life, right? They don’t have to be. Try a magnetic window shade, which also protects against UV rays. Alternatively, you can buy shatter resistant window film to add another layer of protection to your glass. In a pinch, clear plastic wrap works too.
Scratch Protection
Paint and surfaces can be easily scratched. You can help to prevent scratches with some paint protection film on doors and trunk sills where your dog usually enters your vehicle. If your dog will wear them, nail caps can work too.
Barriers
While our dogs may want to ride in the front seat, it’s not a good idea. In the event of an accident, your front seat airbag could deploy. Safety is important, and you want to keep them from jumping into your lap when you’re driving. That’s where barriers come in. They keep your fur baby safely in the back. Barriers come in various materials, from breathable mesh to heavy duty fabric to plastic or metal.
Safety Belts
Just as we wear seat belts, it’s a good idea to secure your dog. Some safety belts hook right into your car seat belts. Others attached to your seats. Choose a harness that goes around your fur baby’s body. Never secure them by their collar as the leash can pull unnecessarily on their necks.
Carriers
You can also travel with your fur baby in a crate or pet carrier. They come in a range of styles. Some are soft mesh and others are hard. Some come with wheels for easy transport. Make sure the crate is large enough so that your dog can stand, turn around, and lie down in it.
Tips for Traveling with Your Pet
Follow these additional tips for traveling with your pet.
Start with short trips to get your dog used to the car before driving long distances.
Feed your dog 3 hours before you leave.
If you need to feed your dog on the road, stop the car to do it.
Stop regularly along the way so dogs can stretch their legs and go to the bathroom.
Give your dog access to clean water. Riding in the car can be stressful for dogs and if they pant, they can lose water.
Don’t let your dog hang their head out the window.
Never leave your dog alone in the car. Hot cars are dangerous, but even in cool weather, a well-meaning passerby may try to release your dog.
Pack an emergency kit for messes. Include gloves and cleaning supplies. (A moistened rubber glove is great for picking up pet fur.)
Don’t forget your dog’s favorite treats.
Finally, protect your fur baby with pet insurance. You can easily add coverage from Pet’s Best to your California Casualty auto or home policy. Find out more about what pet insurance can cover by talking with a California Casualty customer service representative today.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
A home safe is a fortress for your prized possessions and a sanctuary for your peace of mind. In an unpredictable world, a safe might be exactly what you need to protect your valuables. How do you know if one is right for you, and which one do you need? Read on.
Reasons to buy a home safe:
There are many reasons why people buy home safes. These include:
The reasons that you want a home safe will determine the type of safe that you need. Safes are specially designed with certain features, depending upon their use. Note that you can get safes that combine features such as a burglary safe that is also a fireproof safe. Here are some of the most common types:
Burglary Safe
This type of safe protects your cash and other valuables from being stolen. While no safe is 100% secure, a burglary safe is designed with sturdy material that can withstand attacks by hammers and cutting instruments. Burglary safes are often classified based on the tools and techniques required to break into them. Common burglary ratings include:
Residential Security Container (RSC): Suitable for residential use, providing basic protection against burglaries.
TL (Tool Resistant): Indicates resistance against common hand tools like hammers, chisels, and drills.
TRTL (Torch and Tool Resistant): Resistant to torches and more advanced tools.
TXTL (Explosive and Tool Resistant): Provides high-level protection against explosives and advanced tools.
Data Safe
A data safe is used to store electronic data such as hard drives, USB sticks, DVDs, film, tapes, and more. These products can be damaged by heat, humidity, dust, and electric/static charges. Not all safes will protect computer media and data. A data safe uses specially insulated material to keep the inner part cooler than traditional safes.
Fireproof Safe
This type of safe protects its contents from heat, fire, and smoke damage. Fireproof safes usually have a thin metal exterior, a middle core made of flame-retardant material, and an inner layer of felt or carpet. However, since the metal on a fireproof safe is typically thin, it can be easily punctured or cut with simple tools. Fireproof safes are tested to see how long they can maintain a certain internal temperature without damaging the contents. Common ratings include:
30-minute
60-minute
90-minute
2-hour
3-hour
Floor Safe
A floor safe is embedded in the floor, usually in the concrete foundation. Floor safes are great for concealing valuables. They protect well against burglaries and fire. However, in the event of a fire, floor safes often fill with water so you will want to include any contents in waterproof containers. Floor safes also can be expensive and messy to install. You need to install them in a concrete foundation which means the location might be inconvenient.
Gun Safe
A gun safe is ideal for guns and ammunition. These safes can be small enough to fit in a nightstand drawer or larger depending on how many weapons you must store. Many people keep them easily accessible but out of view, so guns are safely tucked away from children, guests, and importantly criminals. Look for a gun safe with a minimum of a 1-hour fireproof rating, a secure locking mechanism, and half-inch or thicker steel.
Jewelry Safe
While you might keep your necklaces, earrings, and bracelets in a jewelry box, you might consider a jewelry safe for higher worth items. After all, jewelry is an easy “grab and go” option for thieves and it’s relatively easy for them to resell precious gems and gold. Jewelry safes often include fabric-lined drawers for organizing your collection. You’ll want to have a burglary safe and fireproof version to keep jewelry from being damaged in the event of a fire.
Wall Safe
These safes are installed in your wall and can be concealed. They’re usually mounted between support beams. You’re limited by size and weight. You don’t want the wall safe to stick out into another wall; nor do you want it too heavy to be held up when attached to drywall and wood studs. While wall safes may be placed in convenient locations, they are less secure than a safe bolted to the floor. A wall safe can be cut out of the wall.
Waterproof Safe
A waterproof safe keeps its contents dry even when the safe is fully submerged in water. While no safe is truly waterproof, there are different water protection ratings. Look for ETL water protection ratings that identify the timing and depth, such as up to 8 inches deep for 24 hours or fully submerged for up to 72 hours. Waterproof safes can help in cases of extreme weather.
Types of Locks
When you buy a safe, not only do you have to consider the body, but the lock that secures it. Following are the different kinds of locks available.
Key – If you have the key that fits the lock, you gain access. Certain key locks allow you to change keys for times when keys are lost, stolen or if you think they’ve been duplicated.
Mechanical Combination – Similar to a combination lock that you may have had on your locker or to secure your bike, a mechanical combination lock relies on a dial or wheel that you spin in a certain sequence. The combination locks for safes can have as many as 1 million code variations, and the four-wheel variety can have 100 million code combinations.
Digital Combination – These combination locks use a keypad rather than a dial to enter your numbers. Codes may be changed as necessary. Digital combination locks rely on batteries, so make sure yours are up to date.
Dual – A dual key and combination lock gives you the option to use either method to open your safe.
Biometric – These locks work by scanning your fingerprint, palm print, face, or eye. There’s no need to remember a code or carry a key. They can be set up to store more than one user’s credentials to allow access to several people.
Safes come in many sizes.
You will usually see measurements in cubic feet. To find the interior size of a safe in cubic feet, multiply its height, width, and depth, then divide by 1728. For instance, if a safe is 20” x 15” x 20”, its interior is approximately 3.47 cubic feet. It’s wise to select a slightly larger safe than you initially think you need, as your storage needs may grow over time.
Whether or not you decide to purchase a safe, you can take steps to prevent a burglary. Finally, protect the things inside your home with personal property coverage. This will help ensure your valuables are fully covered.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
