How do you know if you have mice?

How do you know if you have mice?

When the weather turns chilly, you’re not the only one looking for a warm place to stay. Each year, millions of homes become unwitting hosts to mice and other rodents seeking shelter from the cold. These tiny intruders can slip in through openings as small as a dime — often unnoticed until the telltale signs appear. From mysterious scratching in the walls to unexpected nibbles on food packages, here’s how to tell if you have mice — and what to do about it before they settle in for the season.

Why Mice Are a Problem

Mice might seem harmless, but they can cause surprisingly big problems. They chew through wires (creating fire hazards), gnaw on furniture, and even damage appliances. Beyond property damage, they can affect your health — contaminating food and water with saliva, urine, and droppings that can carry bacteria and viruses. Mice also transport unwanted hitchhikers such as fleas, ticks, and mites.

Though they rarely bite unless cornered, mice reproduce quickly. A single pair can produce up to 35 babies a year, turning a small problem into a full-blown infestation before you know it. Because mice are nocturnal and shy, you might not actually see them, but that doesn’t mean they aren’t there. Fortunately, they leave plenty of clues.

Signs That You Have Mice

Droppings

Mouse droppings look like small, dark grains of rice or chocolate sprinkles. You’ll often find them near food sources — under sinks, inside cupboards, in drawers, and along walls. Basements, attics, and utility rooms are also common hotspots. Finding droppings in multiple places usually indicates an active infestation.

Tracks and Smudge Marks

Mice travel the same paths repeatedly, leaving behind grease marks, footprints, and urine stains. To check for tracks, shine a flashlight or black light at a low angle along walls or behind appliances. You can also lightly dust areas with baby powder or flour — if mice are active, you’ll spot tiny footprints the next morning.

Chew Marks

Mice constantly gnaw to keep their teeth from overgrowing. Look for small chew marks on food packaging, wires, wood, or even plastic containers. If you find gnawed cords or frayed wires, unplug appliances. Replace them and/or call an electrician.

Nests

Mice build cozy nests close to food sources, usually in hidden areas such as behind ovens, refrigerators, dishwashers, or water heaters. A mouse nest looks like a messy pile of shredded paper, fabric, or dried leaves. If you find one, wear gloves and dispose of it carefully — then clean and disinfect the area.

Noises in the Walls

That faint scratching or scampering you hear at night might not be your imagination. Mice often make squeaking or rustling sounds as they move between walls, under floors, or inside cabinets. These noises are usually a sign that they’re gathering food or nesting materials.

Strange Smells

A strong, stale ammonia-like odor (similar to a baby’s diaper) is a classic sign of a heavy mouse presence. You might also detect a musty, musky scent near nesting areas. A sharp, pungent smell can indicate a dead mouse in a wall or vent.

Pet Behavior

Your dog or cat may notice mice before you do. If your pet seems fixated on a particular corner, wall, or appliance — especially at night — it might be reacting to movement or scent. Use a flashlight to inspect the area for droppings or gnaw marks.

Actual Sightings

Spotting a mouse darting across your floor is a clear warning. Mice typically stay hidden, so seeing one in plain sight often means others are nearby.

Allergic Reactions

If someone in your home suddenly develops unexplained allergies or worsened asthma, it could be triggered by mouse fur, droppings, or dander. In that case, it’s worth checking for other signs of an infestation.

How to Control a Rodent Infestation

Once you’ve confirmed that you have mice, it’s time to act.

Seal entry points.

Inspect your home for small gaps, holes, or cracks — around doors, windows, vents, pipes, and utility lines — and seal them with steel wool, caulk, or hardware cloth. Remember, mice can squeeze through spaces as small as a dime.

Eliminate food and water sources.

Store all food (including pet food) in airtight containers. Wipe up crumbs and spills promptly. Fix leaky pipes and don’t leave standing water in sinks or pet bowls overnight.

Choose traps wisely.

There are several types of traps, including snap traps, electronic traps, and glue boards. However, these are inhumane and cause unnecessary suffering. Live traps are a more compassionate option — just make sure to release mice far from your home so they won’t return You can also call a licensed exterminator for professional help, especially if the problem is widespread.

Clean thoroughly.

After removing mice, clean and disinfect any contaminated areas with a mixture of bleach and water (wear gloves and a mask). Dispose of droppings and nesting materials in sealed plastic bags.

How to Prevent Mice from Coming Back

The best way to keep your home mouse-free is through prevention:

  • Install door sweeps on all exterior doors.
  • Repair or replace damaged screens.
  • Add screens to chimney openings and vents.
  • Seal interior and exterior cracks with caulk or steel wool.
  • Keep storage areas organized and clutter-free — mice love hiding spots.
  • Store food, including pet food and birdseed, in sealed containers.
  • Empty garbage cans regularly.
  • Avoid leaving pet food out overnight.

You can also use natural deterrents to make your home less inviting. Mice dislike strong scents like peppermint oil, eucalyptus, white vinegar, and citronella. Soak cotton balls in these oils and place them near entry points or suspected nesting areas.

Mice are resourceful, fast, and surprisingly determined. But with a little vigilance and prompt action, you can stop an infestation before it gets out of hand. A proactive approach now will help ensure that the only guests settling in for the season are the ones you actually invited.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Fall Driving Hazards

Fall Driving Hazards

As the temperature drops and the leaves begin to fall, road conditions change in ways that can catch even experienced drivers off guard. Deer are more active, wet leaves can be as slick as ice, and shorter days mean more time driving in the dark. Here’s what to watch for this season—and how to steer clear of danger.

Watch for Deer on the Move

You’ll often see deer during dawn and dusk at the side of the road during the fall months. That’s when they’re foraging for food. Keep a sharp eye out near wooded areas and where deer crossing signs are posted. If you must stop, use your hazard lights to alert other drivers. A few tips to remember:

  • Deer travel in groups; if you see one, more are likely close behind.
  • Avoid swerving. Swerving can confuse the animal and cause them to run in the wrong direction. It also can put you in the path of oncoming traffic. Instead, slow down in a controlled manner and let the deer pass.
  • Know your insurance coverage. Damage from hitting a deer is typically covered by comprehensive insurance—not liability. Check to see if your policy includes it.

Beware of Leaf Trouble

Fallen leaves may look pretty, but they can cause more problems than you might think. Here are just some of the hazards.

Wet Leaves

When wet, leaves can be as slick as ice. They can also block roadside drains, creating puddles and hidden hydroplaning risks. make sure your tires are properly inflated to help maintain grip. If you drive over wet leaves and your tires lose traction:

  • Don’t slam the brakes. Ease off the gas. If you need to brake, use a light pumping motion.
  • Steer gently in the direction you want to go.
  • When you feel the tires connect with the road, you can proceed as normal.

Dry Leaves

Dry leaves and hot car parts don’t mix. Avoid parking over leaf piles. Your exhaust or catalytic converter can ignite them, even if the engine’s off. Also, keep leaves away from garages and undercarriages so there’s no chance that they can cause trouble.

Around Your Car

Leaves can clog air filters, radiators, and windshield gullies. Remove them regularly to prevent foul-smelling moisture buildup and potential damage to your car’s paint or electronics.

Hidden Potholes and Road Hazards

A thick carpet of leaves — or later, snow — can hide potholes, curbs, and lane markings. Drive cautiously and maintain extra distance from the car ahead. Slow down near leaf piles; kids sometimes play in them. And remember, some drivers are more focused on the foliage than the road, so stay alert.

Adjust to Early Darkness

When daylight savings time ends, you may find yourself driving home in the dark more often. Make sure your headlights and brake lights are working properly. Darkness also affects depth perception, so give yourself more space and time to react.

  • Drive at a speed where you can stop within your headlight range.
  • Use high beams when safe and dim them for oncoming cars.
  • Watch for pedestrians and pets, especially during dusk and dawn when visibility is lowest.

Reduce Sun Glare

The sun sits lower in the sky during fall, which means more blinding glare during morning and evening commutes. Keep sunglasses handy, use your visor, and clean your windshield inside and out — streaks and dust scatter light and make it harder to see. Replace your windshield wipers as needed. If glare is intense, slow down and increase your following distance.

Handle Fog and Frost the Right Way

Foggy and frosty fall mornings  reduce visibility fast. They can sneak up on your car’s windows as temperatures fluctuate. Don’t drive with foggy or icy glass. Use your defroster and a scraper or try a DIY de-icer (three parts vinegar to one part water).

  • If it’s foggy, engage your fog lights to increase visibility. Don’t use your high beams; they have the opposite effect — reflecting off the fog and temporarily blinding you.
  • Turn on your defroster or crack a window to balance temperatures and prevent your windshield from fogging.
  • Remember: frost on your windshield means it could also be on bridges and overpasses, which freeze first. Proceed with caution.

Keep an Eye on Tire Pressure

Cooler weather means lower tire pressure. For every 10-degree drop in temperature, tires can lose about one PSI. Low pressure affects traction, braking, and fuel efficiency, so check often and inflate your tires as needed.

Share the Road with School Buses

Fall also means back-to-school season. Be aware of how that impacts traffic safety and know the rules about school buses:

  • Yellow flashing lights: The bus is preparing to stop.
  • Red lights and extended stop arm: The bus has stopped for children.
  • Always stop — never pass. Watch for kids crossing the street or walking near the bus and remember that visibility is lower in early morning and late afternoon light.

Don’t Forget Your Insurance

Even the most cautious drivers can’t prevent every accident. Make sure your auto insurance is up to date so that you have peace of mind when the unexpected happens.

Safe travels this season!

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Discounts for Educators

Discounts for Educators

As a teacher, you don’t just teach lessons—you pour in your time, energy, and heart. The good news? Lots of businesses are ready to give you a gold star in return: discounts! From classroom supplies to cozy clothes, travel to tech, you can snag serious savings just by flashing your school ID. Call it your well-deserved “extra credit.”

We’ve made it easy—just click a store’s name to see the deal. And here’s a pro tip: many retailers roll out even bigger perks during Teacher Appreciation Week, so keep an eye out for those bonus savings.

Auto & Home

 

Budget Truck Rental

Packing up your home? Teachers save 20% on local moves and 15% on one-way moves.

California Casualty

America’s everyday heroes deserve savings every day. Educators (and your families) get special rates on home and auto insurance.

Purple

Catch some well-earned ZZZs with 10% off Purple’s famously comfy mattresses.

Ring

Enjoy peace of mind for less—teachers get 20% off Ring doorbell cameras.

Get Artsy

 

Michael’s

Stock up on glue sticks, glitter, and all things crafty! Teachers score 15% off their entire purchase—even sale items.

Bags & Backpacks

 

Vera Bradley

From colorful totes to sturdy backpacks, educators enjoy 10% off Vera Bradley favorites.

Bookworm’s Paradise

 

Barnes & Noble

Join the invitation-only Educator Program for exclusive discounts on bestselling books and classroom materials.

Books-a-Million

Educators get 20% off in-store purchases plus free shipping online. Extra savings roll in during Educator Week!

Clothing that’s Classroom Chic

 

Bonobos

Look sharp for less with a 20% educator discount.

JCrew

Save 15% online or in-store—prep-school style, anyone?

Karen Kane

Enjoy 20% off every purchase from this California-based retailer.

L.L.Bean

For practical and timeless style, teachers get 10% off their order.

Madewell

Save 15% on cool, casual staples in-store and online.

Vineyard Vines

Go preppy with 15% off Vineyard Vines’ iconic styles.

Foodie Favorites

 

BJ’s

Teachers snag a membership for just $25 (regularly $60) and get a $10 reward to boot.

Home Chef

Get half off your first box, 10% off future boxes, free shipping on the first—and yes, dessert for life. Now that’s a sweet deal!

Sonic

Join the Sonic Teachers’ Circle for free deals and tasty discounts. Just enroll in the Sonic app and let the rewards roll in. Download the Sonic app, then create an account, go into Settings, tap the Profile icon, tap Account and select “I’m a Teacher” to enroll.

Shoes that Score an A+

 

Adidas

Educators save big—30% off retail and 20% at outlet stores.

Crocs

Comfy and quirky, Crocs offers 15% off full-priced styles.

Rothy’s

Get 20% off Rothy’s stylish, sustainable shoes made from recycled materials.

Stock Up on Supplies

 

Office Depot

Earn 25% back in bonus rewards on qualifying purchases, plus a one-time 20% discount when you sign up.

Pencils.com

Sharpen your savings with 10% off for educators.

Staples

The Reward a Classroom program at Staples enables parents to donate their Staples rewards straight to your classroom.

Target

Target Circle Teacher Appreciation brings discounts across classroom supplies, food, home goods, clothes, and more.

Tech Time

 

Apple

Apple offers educator discounts on various products including Macs, iPads, iPhones, Apple watches, AirPods and more.

Canva Education

This online design program is 100% free to teachers. Create infographics, posters, video, and more.

HP

Hewlett Packard offer savings of up to 40% on advanced technology.

Verizon

Verizon offers discounted mobile phone plans and home internet pricing for educators.

Travel & Adventures

 

Cheap Caribbean Vacations

Enjoy $150 off your next sun-soaked getaway – don’t forget the sunscreen!

Crayola Experience Orlando

Teachers get a free annual pass with a 20% discount on onsite food and merchandise purchases. You also get 20% off tickets for friends and family.

Hertz

Educators can save up to 25% on everyday base rates for rental cars and enjoy some bonus offers too!

Kennedy Space Center

K-12 teachers get complimentary entry to the visitor complex with an educator study pass.

Hotels.com

Save when booking accommodations through Hotels.com—perfect for that much-deserved getaway.

Do you have a favorite teacher discount that’s not mentioned here? Share it in the comments.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

DIY Cleaning Products That Really Work

DIY Cleaning Products That Really Work

Who says cleaning has to come in a plastic bottle filled with mystery chemicals you can’t even pronounce? With a few simple pantry staples—think vinegar, baking soda, and a lemon peel—you can whip up DIY cleaning products that are safe, budget-friendly, and surprisingly powerful. Bonus: they smell a whole lot better, too.

Pantry Powerhouses: The Magic Behind DIY Cleaners

Before diving into recipes, let’s get to know a few key ingredients that make these formulas shine:

  • Baking Soda: Also known as sodium bicarbonate, this kitchen staple is not just for baking—it’s a powerful cleaner, too. Its mild abrasiveness makes it great for scrubbing, while its whitening, brightening, and deodorizing properties leave surfaces fresh and clean.
  • Vinegar: An all-star degreaser and deodorizer, vinegar is a fantastic cleaner for glass and nonporous surfaces. It’s acidic, so avoid using it on natural stone like granite or marble, cast iron, stainless steel and unfinished wood—as it could corrode or damage them. Never mix vinegar with bleach (or you risk a dangerous reaction).
  • Citric Acid: Found naturally in citrus fruits, citric acid is sold in powder form. It is excellent at cutting grease, removing stains, and tackling mineral deposits. It’s not good for all surfaces, though. Like vinegar, it is high in acidity. Skip citric acid on wood floors, electronics, copper, brass, and natural stone.

A Note on Mixing Vinegar + Baking Soda
That fizzy foam is fun and can help lift dirt—but baking soda and vinegar neutralize each other when combined. The leftover liquid isn’t a strong cleaner. Use them separately for best results.

Tried-and-True DIY Recipes

We researched some of the most popular do-it-yourself formulas for homemade household cleaners. Do you have a favorite that’s not on this list? Be sure to share it in the comments.

All-Purpose Cleaner

  • ¼ cup Dawn dish soap
  • ½ cup lemon juice
  • ¾ cup vinegar
  • ½ cup rubbing alcohol
  • 1¼ cups water

Mix the ingredients above and store in a spray bottle. Pro tip: Infuse the vinegar with lemon, orange or grapefruit peels for 1–2 weeks for a fresh scent and extra grease-cutting power.

Alternatively, you can use a simpler version of just ½ cup white vinegar and 4 cups warm water for an all-purpose cleaner. Cleaning glass? Use equal amounts vinegar and water to remove fingerprints and smudges.

Carpet Freshener

  • 2 cups borax
  • 1 cup baking soda
  • 10 drops essential oil

Mix the ingredients above and store them in an airtight container. When you’re ready to use it, sprinkle the mixture on your carpet. Let it sit 30 minutes, then vacuum. Not only does it freshen the room, it helps repel pests and deter rodents.

Carpet Stain Remover

  • Baking soda
  • 1 Tbsp. Dawn dish soap
  • 1 Tbsp. white vinegar
  • 2 cups warm water

Sprinkle baking soda on the stain, wait 10 minutes, then vacuum. Mix the dish soap, vinegar and water, and apply with a sponge. Use a clean cloth to blot the moisture. Repeat with sponging the water mixture and blotting until the stain disappears.

Dishwasher Detergent

  • 8 oz castile soap
  • 1 cup water
  • 3 Tbsp. vinegar

Mix ingredients together and store in an airtight container. When you are ready to run the dishwasher, add 1 tablespoon per load.

Drain Cleaner

  • ½ cup borax
  • ½ cup salt
  • 1 cup white vinegar

Mix the above ingredients into a paste and pour it into the drain. Let it sit 30 minutes, then flush with boiling water.

Fabric Softener

  • 5½ cups water
  • 15 oz. hair conditioner
  • 2½ cups vinegar
  • 20 drops essential oil (optional especially if your hair conditioner has a nice scent)

Mix and store. Use ¼ cup per wash during the rinse cycle.

Grout Cleaner

Add water to baking soda until it forms a paste. Apply that paste to the grout. Let it sit 15 minutes, then scrub with a stiff brush and rinse with water.

Hardwood Floor Shine

  • Bucket of warm water
  • Few drops natural dish soap
  • 1 tsp castile soap or olive oil

Mop as usual to restore the shine without damaging the wood.

Soft Scrub Cleanser

  • 1½ cups baking soda
  • ½ cup liquid laundry soap
  • 10 drops tea tree, lavender, or lemon essential oil

Mix into a paste and store airtight. Rehydrate with water if it dries.

Toilet Bowl Cleaner

  • 1 cup baking soda
  • ¼ cup citric acid
  • ½ cup vinegar

Mix the dry ingredients—the baking soda and citric acid. Sprinkle that powder mixture in the toilet bowl. Then, add vinegar to the bowl, which will cause it to foam. Scrub and then flush.

Cleaning and Protecting

For some additional inspiration, check out our blog on 5 Hacks for Cleaning Your House While Everyone’s Home.

Of course, taking care of your home goes beyond keeping it clean—it’s about protecting everything you’ve worked so hard for. At California Casualty, we understand your home is your greatest investment, and we’re here to make sure it’s fully protected with the right insurance coverage.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

 

Lunchbox Love: Creative Ways to Connect with Your Child

Lunchbox Love: Creative Ways to Connect with Your Child

Packing a lunch isn’t just about sandwiches and snacks—it’s a little daily opportunity to say, “I love you.” From notes that spark giggles to colorful, kid-approved meals that secretly pack in nutrition, your child’s lunchbox can become a tiny treasure chest of connection, creativity, and fun. Let’s explore playful ideas that make lunchtime a moment to smile, bond, and maybe even start a new family tradition.

Make Presentation Part of the Fun

Children eat with their eyes first, so the way food is presented can be just as important as what you pack. A lunchbox with a little personality is more exciting and encourages kids to try different foods.

  • Cookie cutters for fun shapes: Cut sandwiches, cheese, or melon into stars, hearts, or animals. Even picky eaters are more likely to nibble on something shaped like a dinosaur.
  • Bento-style compartments: Separate each item into neat sections. Not only does this make food look appealing, but it also prevents flavors from mingling (a lifesaver for kids who don’t want their carrots touching their crackers).
  • Silicone baking cups: Bright and reusable, these cups help organize food and add a pop of color.
  • Food on skewers: For older children, try non-sharp skewers or toothpicks to make fruit kebabs, veggie stacks, or mini sandwich bites. They feel like party food!
  • A rainbow of colors: Add natural vibrancy with strawberries, blueberries, carrots, cucumbers, and yellow peppers. A colorful plate looks more appetizing and signals variety.
  • Kid-friendly packaging: Avoid items that are difficult to open. A lunchbox should be a moment of joy, not frustration.

Tip: Pack bite-sized portions that engage all the senses—something crunchy, something smooth, something juicy, and contrasting textures like apple slices with cheese cubes.

Healthy Meals Kids Actually Want to Eat

Nutritious doesn’t have to mean boring. The key is balancing wholesome ingredients with kid-approved flavors. Here are some ideas that bridge both worlds:

  • Pinwheel wraps: Spread hummus or cream cheese on a tortilla, layer with veggies or deli meat, roll it up, and slice into colorful rounds.
  • Sandwiches with personality: Add banana “eyes” with blueberry pupils to a peanut butter and jelly sandwich. Try a carrot “nose” and a red pepper “smile” for a cheese sandwich. Hold them in place with a dab of cream cheese or peanut butter. Your child won’t forget the day their sandwich grinned at them.
  • Stuffed pitas: Fill with lean protein and crunchy veggies for a handheld meal that feels different from the usual sandwich.
  • Mini charcuterie board: Cheese cubes, crackers, rolled turkey slices, grapes, and pretzels. It’s snacky, customizable, and fun to assemble.
  • Veggies and dip: Pair carrots, celery, or snap peas with hummus, guacamole, or ranch for dipping.
  • Mini muffins: Bake ahead with fruit or shredded zucchini and carrots. They feel like a treat but sneak in extra nutrition.
  • Yogurt parfaits: Layer yogurt, fruit, and granola in a small container for a colorful surprise.
  • Mini bagels: Spread with cream cheese, nut butter, or avocado for a satisfying bite.
  • Pasta salad: Toss whole-grain pasta with veggies, cheese, and a drizzle of dressing for a hearty option.

Tip: Involve your kids in the process: create a list of “parent-approved choices” and let them pick their favorites for the week. When children help pack their own lunches, they’re more likely to eat and enjoy them.

Jokes, Puns, and Motivational Messages

Lunchtime is a great time to connect with kids may be tired, missing home, or needing a boost of encouragement. A short note tucked into the lunchbox can do wonders. Kids love humor, and a silly joke can turn an ordinary lunch into a giggle break. Or maybe your child would love a pep talk before that big spelling test.

Jokes

Fold the paper so the joke is on the outside and the punchline is hidden inside. Here are some of our favorites.

Who is the king of the pencil case? The ruler.

  • What did the ice say to the water? I’m cooler than you.
  • What did the paper say to the pen? You have a good point.

Puns

As kids expand their language skills, they find delight in word play. Here are some food-inspired puns you can try.

Orange you glad it’s lunch time?

  • Donut forget how awesome you are.
  • Lettuce celebrate how great you are.

Motivational Messages

Kids of all ages appreciate messages of support. Share a favorite quote or saying that says you’ve got this.

If kids were flowers, I’d pick you every time.

  • Today is a great day to learn something new.
  • “The future belongs to those who believe in the beauty of their dreams.” – Eleanor Roosevelt

And More…

  • Keep it short and sweet: A sentence or two is enough.
  • Use color: Bright pens, stickers, or doodles make your message stand out.
  • Think outside the paper: Write on a cupcake wrapper, a disposable container or on the outside of a banana.
  • Try a game to make it interactive. Draw a simple maze or a word search. Just make sure to include a crayon.

Tip: To save time, write a batch of notes in advance. That way, when mornings get hectic (as they often do), you can simply slip one in.

Make It a Family Tradition

Lunchbox love doesn’t have to be just for the little ones. As kids grow, the ways you connect can evolve. Maybe your middle schooler prefers a thoughtful quote, or your high schooler enjoys a funny meme tucked in with their lunch. The point is the same: you’re reminding them that you care.

So, the next time you’re packing a lunch, think of it not as a chore but as a chance to sprinkle in a little joy. After all, love is the most important ingredient you can pack.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

When Seconds Count: What to Do (and Not Do) in a Fire Emergency

When Seconds Count: What to Do (and Not Do) in a Fire Emergency

When fire breaks out, every second counts. Knowing exactly what to do—and what to avoid—can mean the difference between safety and tragedy. Whether you’re at home, at work, or out in public, understanding how to respond in a fire emergency gives you the power to act quickly, protect loved ones, and make it out safely.

Understanding the Phases of a Fire

Before you can respond effectively, it helps to understand how a fire behaves. Fires move through distinct phases, though the timing can vary depending on what is burning and where the fire occurs:

  • Incipient Phase – This is the very beginning, when the fire first ignites. If detected quickly, it may still be possible to put it out safely with the right tools.
  • Growth Phase – Flames spread, heat builds rapidly, and conditions begin to change. This is when a small fire can suddenly get out of control.
  • Fully Developed Phase – At its peak intensity, a fire consumes all available fuel, producing thick smoke and toxic gases. Escape is the only safe option.
  • Decay Phase – As the fire runs out of fuel, flames and heat decrease, but smoke and gases can still be dangerous.

What to Do in a Fire Emergency

When you encounter fire, your actions need to be quick, calm, and deliberate. Here are the key “Do’s” to remember:

1. Act Early if It’s Safe

If you catch the fire in its earliest stage (the incipient phase), and you have the right type of extinguisher, you may be able to stop it from spreading. Always aim the extinguisher at the base of the flames, not the middle or top.

In the kitchen:

  • Turn off the heat source.
  • Smother small stovetop flames with a metal lid, baking sheet, or fire blanket.
  • Use baking soda or salt on grease fires—but never water or flour.
  • Follow these tips for other ways to put out a fire.
  • If a fire starts inside your oven or microwave, keep the door closed. The lack of oxygen will usually cause the fire to die down.

If the fire is spreading quickly, do not try to fight it. Get out immediately and call 911. 

2. Get to Safety

Plan for at least two exits from every room in your home. Fires often make the most obvious path unusable. Heavy smoke can quickly disorient you, so it helps to know the layout of your home by memory. Practice fire drills with your family so that everyone knows how to react without hesitation.

3. Stay Low

Smoke rises and carries carbon monoxide, which can make you dizzy or even cause unconsciousness. Crawling low to the ground gives you cleaner air to breathe and increases your chance of escape.

4. Stop, Drop, and Roll

If your clothing catches fire, don’t run. Running only fuels the flames. Instead, stop, drop to the ground, and roll back and forth while covering your face. This smothers the flames and helps prevent serious injury.

5. If You’re Trapped

Sometimes escape isn’t possible. If you can’t get out:

  • Stay away from doors that are hot to the touch.
  • Block smoke by placing wet towels or blankets along the bottom of doors.
  • Open windows cautiously, crouching down to avoid rising smoke and heat.
  • Signal for help by waving a flashlight or cloth out the window.

What NOT to Do in a Fire Emergency

Just as important as knowing what to do is knowing what not to do. Certain instinctive reactions can actually make things worse:

  • Don’t use elevators. Fires can cause electrical failures or trap you inside. Always use the stairs.
  • Don’t pour water on grease fires. Water splashes burning oil and creates explosive steam.
  • Don’t pour flour on a fire. Flour is combustible. Stick with baking soda, salt, or a fire extinguisher.
  • Don’t use water on electrical fires. Water conducts electricity and can cause electrocution.
  • Don’t fan flames. Adding oxygen only makes a fire grow.
  • Don’t stand too close or reach over flames. Loose clothing can ignite quickly.
  • Don’t move burning objects. This can spread flames to new areas.
  • Don’t aim a fire extinguisher at the flames themselves. Remember: always target the base of the fire.

Preparing Before a Fire Happens

 While these tips can help in the moment, preparation is your best defense. Here’s how to protect yourself and your loved ones:

  • Install smoke alarms on every level of your home, especially near bedrooms. Test smoke detectors monthly and replace batteries at least once a year.
  • Create and practice a fire escape plan with your household. Make sure every member—children included—knows how to get out and where to meet once outside.
  • Keep fire extinguishers accessible. Place them in the kitchen, garage, and near exits. Learn how to use them before an emergency arises.
  • Understand the common causes of fires so you can take steps to fireproof your home and minimize these risks.
  • Know your insurance coverage. Even when you do everything right, fires happen. Having the right coverage can make the recovery process easier and less stressful.

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.