Having a good parent-teacher relationship is vital for helping the year go smoothly, especially in the middle of the school year. Here are eight things teachers wish you knew and would tell parents if they could, but usually don’t.
Attending meetings and conferences helps both of us.
There could be new policies and procedures to explain, or just a chance to talk about what a teacher is seeing in the classroom compared to the child at home. If you miss out you might miss important information, or what sort of homework/schedule to expect.
If your kid is having a bad morning or week, let me know.
You don’t have to go into detail, but it can make it much easier if your child’s teacher knows your little one might be feeling a little bit off.
I can tell when your child isn’t getting enough sleep.
Educators are noticing that kids just don’t have bedtimes like they used to. Letting your child stay up too late watching TV or playing on the computer can have an effect on their learning and on the classroom.
I buy school supplies with my own money for a reason.
Yes, it’s a sad truth; many schools just don’t provide teachers with the budgets or supplies they need for their classrooms. Take care not to lose that sturdy folder (filled with helpful memos) that the teacher sends home with your kid every day. Also, if he or she asks you to chip in for supplies, do what you can.
If you have young children, don’t trust them to tell you everything that happens at school.
Check their backpacks for homework assignments, permission slips or notes home. Take advantage of parent-teacher conferences to get some undivided time with the teacher.
When your child gets older, it doesn’t mean you can start being less involved.
In high school and middle school, you might be tempted to ease off the gas when it comes to checking in on what your child does at school. But teachers report that setting a positive example, and taking interest in your kid’s education, is still critical in the later years.
I work on the weekends.
If you still believe that teaching is a part-time job, educators would like to remind you that they regularly put in extra-long days and catch-up on classroom prep on the weekend. teachers wish you knew
You can ask me anything.
If there’s one thing teachers want from their students’ parents, it’s more communication. Teachers view education as a collaborative process between them and the parent. So, if you have a question or concern, definitely speak up! The clearer you are with each other, the easier and more productive the year will be.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
You may believe that everything in or around your home is covered by your homeowner’s policy, but that may not be the case. Sure home insurance will help you rebuild if there’s a fire, tornado. or a tree falls onto your home, but are you aware of what your insurance doesn’t cover?
As landslides and earthquakes have become more common in many states, many people are surprised to learn that earthquake or land movement damage is not covered by standard homeowners insurance. You need to purchase separate earthquake and landslide insurance protection.
Floods
Multiple surveys have found a majority of homeowners and renters thought their property insurance protected them from flooding; it doesn’t. If you live in an area prone to flooding, consider purchasing flood insurance, provided primarily by the federal government. Keep in mind there is a 30 day waiting period before any flood policy can go into effect.
Sewer Backups
The sludge from sewer backup can do serious damage and make your home unsafe until it’s properly cleaned up, but it’s not covered under most homeowner insurance policies. Your insurance company can provide a special endorsement to cover sewer or sump pump backups. What you may not know is that homeowners are responsible for the maintenance of sewer and water lines through their property up to the sewer main, and many cities and utility departments will deny responsibility for most sewer incidents.
Maintenance Issues
Insurance companies can dispute payment of damage or injuries if you fail to repair a broken step or other obvious hazards, or for mechanical breakdown of an appliance. In most cases, you will also need a special rider to cover food that might be lost due to a power outage or failure of a freezer or refrigerator.
Expensive Jewelry, Fine Art, Firearms, Musical Instruments, Furs, and Collectibles
Many people learn after a fire or tornado that their precious items only had minimal coverage. You’ll need special scheduled personal property coverage, often called a “floater,” to make sure they are protected for their full value. In fact, 60 percent of homeowners have not documented all the valuable things they own. What does that mean to you? Completing a home inventory can speed up your claim and help you determine how much coverage you need. Download our easyHome Maintenance Checklist, and stay prepared for a disaster before it’s too late.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Join 8-year old Journey for a special behind the scenes look in to a day in the life of a Firefighter. Watch as he learns why fire stations have sleeping quarters. See what happens when a call comes in – even at 2 in the morning. Plus, find out how heavy fire gear really is.
As a special bonus, check out Journey demonstrate his dynamic STOP, DROP and ROLL moves!
We’d like to extend an extra special thanks to the Firefighters and Police Officers who took the time to participate in our Heroes Video Series. It was a privilege to experience a day in your lives through the eyes of Giselle, Jayden and Journey! We appreciate your dedication and all you do to strengthen and enhance the quality of life in American communities. The Heroes Video Series was filmed and produced by Wide Awake Films. If you’re not already following California Casualty, you can find us on Facebook, Instagram, Twitter, Pinterest, YouTube and LinkedIn. At California Casualty, our mission is to provide trusted, personalized auto and home insurance protection. exclusively for educators, law enforcement, nurses and firefighters—those who protect, strengthen and enhance the quality of life in American communities.
Did you know there is actually a way to save money on your insurance policy?
These 10 Auto Insurance Tips could help you save and keep more money in your pocket each month:
Combine your insurance.
Insurance companies like California Casualty offer discounts when your home or renters insurance is combined with your auto insurance.
Increase your deductibles.
Sure, the amount you will pay will be a little more if something happens to your vehicle, but the amount you’ll save each month could add up to much more, especially if you are incident-free for a number of years. Just make sure you have an emergency fund to cover that higher deductible.
Check for good driver/good student discounts.
Speaking of incident-free, when’s the last time you had an accident or a moving violation. Most insurance companies will give you a good driver discount, but make sure you tell them. The same goes for students who get good grades.
Take a defensive driving course.
When’s the last time you refreshed your skills? You may qualify for a discount after showing proof that you have completed a safe driving program.
Check insurance costs when buying a new vehicle.
Many vehicles will cost you less; others will increase your premiums. It depends on numerous criteria from the power of the engine, its safety rating and the loss history of the vehicle.
Clean up your credit.
Many companies look at your credit score and how well you do in paying your bills. The better your credit score, the better rate you are likely to receive. Clean credit also helps when you want to buy a new car, rent or buy a home, etc.
Cut your driving.
Ride a bike, join a carpool or move closer to work. How many miles you drive each year can affect your rates; the less you drive, the greater the possible discount.
Pay your premium in full each year.
Not only can you get a discount but you will avoid monthly service charges.
Get a policy review.
Has your commute changed? Did you install a security device? Did you get married? All of these can lower your rates. Talking with your insurance advisor at least once a year is the best way to make sure you get the discounts you’re entitled to. Follow this insurance coverage checklist.
Compare your current insurance to California Casualty.
We are pretty certain that when you stop and compare benefits and prices, California Casualty will be right there with the best of them. Why? We are a 100-year-old, policyholder owned company that provides auto and home insurance to educators, firefighters, LEOs and nurses with exclusive benefits not available to the general public.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
Collisions involving deer and elk spike across the United States from October through December, as the animals are continuously moving to seek new habitats to breed and forage for food. More than 1.5 million accidents involving deer take place every year in the U.S., causing over $1 billion in vehicle damage. hitting a deer
Accidents happen, even to the most vigilant driver, so if a deer jumps out in front of you, here’s what you can do.
Steps to Take After Hitting a Deer
Attempt to move your vehicle to the side of the road
Use your hazard lights
Call local law enforcement or the state patrol
Don’t approach or attempt to move an injured animal
Take photos of the crash, the damage to your vehicle, and the roadway where it occurred
Fill out an accident report
Contact your California Casualty agent as soon as possible at 1.800.800.9410
Deer can be found in many different landscapes and are on the move from dusk until dawn. So much so, there is no real way to avoid them. However, you can reduce your chances of hitting a deer by following these steps:
Don’t drive distracted
Don’t speed, especially in rural/wooded areas
Use high beams at night when there is no oncoming traffic
Continuously scan the road for movement on the sides
Pay attention to wildlife warning signs
Honk your horn if you see a deer, to scare them away from the road (they often travel together)
If a deer runs out in front of you, hit your breaks immediately, do not swerve
In the event of an accident, make sure you have the correct coverage, call a representative today to review your policy.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
