by California Casualty | Homeowners Insurance Info, Safety |
Did you know that cooking fires in residential buildings happen more often on Thanksgiving Day than any other day of the year? Or that peak timing for fires is from 10am – 4pm — right when everyone’s preparing their turkey day feasts?
According to the National Fire Protection Association, unattended cooking is by far the number one contributing factor of cooking fires and fire deaths.
The following tips from NFPA will help you avoid the common pitfalls and serve up a holiday full of delicious dishes, happy memories, and a safe celebration.
Remember to:
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- Stay in the kitchen when cooking as much as possible:
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- If you’re frying, boiling, grilling, or broiling food and need to leave the kitchen for even a short time, turn the stove off until you return.
- If baking, simmering, or roasting, check it regularly, stay in your home, and use a timer to remind you when it’s close to done.
- While cooking turkey, check on it frequently, and do not leave your home.
- Test your smoke alarms a few days before the holiday to make sure they’re working.
- Keep oven mitts, food packaging, towels, and any other flammable materials away from your stovetop.
- Keep the kitchen floor free of tripping hazards.
- Don’t use the stove or stovetop if you’re sleepy or have consumed alcohol.
- Be mindful of children:
- Keep them at least 3 feet away from the stove.
- Make sure knives, electric cords, and matches/lighters are out of reach.
- Ensure they stay away from hot food and liquids.
- Never leave them alone in a room with a lit candle.
Prevent a Fryer Fire
Deep frying turkeys is all the rage — and unfortunately causes plenty of fires and injuries every year. If you plan to fry this year, follow these safety tips from the U.S. Fire Administration:
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- Only use a unit specifically made for frying turkeys — don’t try to adapt cookware you already have.
- Only use the fryer outdoors on a sturdy, level surface that is a safe distance from anything flammable. Remember that fryers can easily tip over, spilling hot oil. Maintain a 3-foot zone free of kids and pets to protect against injuries.
- Make sure your turkey is fully thawed before frying it — a partially frozen bird will cause hot oil to splatter.
- Ensure that you use the correct amount of oil. An overfilled fryer will spill over when the turkey is placed inside.
- Do not leave the fryer unattended. A 15-pound turkey will take about 45 minutes to cook, so prep in advance so that you can stay outside the whole time.
- Use gloves and have extra potholders and supplies nearby. The pot, lid, and handles of the fryer can get very hot.
In Case of Emergency
A small grease fire can erupt suddenly — even despite best efforts at prevention. Here are some basic steps from the NFPA if one erupts on your watch.
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- For an oven fire, turn off the heat and keep the door closed.
- If on the stovetop, smother flames by putting a lid or baking sheet over the pan, taking it off the heat, and turning the burner off. Leave the pan covered until completely cooled.
- Do NOT pour water on a grease fire — it will make it worse or even spread the fire. A lid or cooking sheet is best; pouring baking soda or salt on small flames can also help extinguish them.
- When in doubt, get out of the house. Close the door behind you and call 911.
The holidays are busy. Between cooking and hosting time and focus can feel scant. To let you focus on cooking — safe cooking, that is — enlist the whole family to help. Tasks such as shopping, decorating, and cleaning can be delegated. While in the kitchen, make sure someone else is on point for entertaining and taking care of things in the rest of the house. Finally, prepare activities (games, puzzles, books, etc.) ahead of time for children so that they’re occupied and out of the kitchen.
And most important: enjoy that precious time with your family — over a delicious, beautiful meal!
This article is furnished by California Casualty. We specialize in providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info, Safety, Travel |
Whether you’re making the trek to visit relatives for the holidays or finally taking that delayed summer getaway, you may be getting ready to hit the open road again.
Of course, a road trip during a pandemic is quite different from our carefree road trips of the past. But with some prep work, some new safety habits, and a go-with-it attitude, you can still make your trip memorable and safe.
Service and Prep Your Vehicle
You want to be comfortable and safe on your trip, so put your mind at ease by giving your car a little love before heading out.
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- Get it serviced. Schedule your car for a full service and inspection, which may include oil change, fluids check and top-off, tire check, brakes, etc.
- Double-check the emergency kit. Add, update, and replace items as needed. Use our handy essentials emergency kit article as your guide. Make sure it includes a first aid kit.
- Add Covid-specific supplies. Throw in extra masks, sanitizing wipes and gel (at least 60% ethanol or 70% isopropanol), and disposable gloves into your kit.
- Pack for comfort. Knowing you’ll be spending hours on the road, pack music, tablets, blankets, comfy shoes, and flip-flops, as well as jackets and easy-to-throw on layers. Sunglasses, stick-on sunshades, and sunscreen will help protect against all those UV rays (though not as hot in autumn, the rays can still do damage).
- Limit shopping along the way. Bring along things from home that you know are not contaminated, such as snacks, bottled water, medicine, phone chargers, and trash bags.
Plan It Out & Prep Ahead of Time
A lot has changed in the last several months, which means you’ll need to do a little more legwork ahead of your trip.
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- Map out your route. Even if you’ve made this trip before, there may be unexpected closures along the way. Use a mapping app to get ahead of any problem areas.
- Check states and counties for Covid-19 case counts. Avoid traveling through areas with high breakouts or infection rates.
- Check travel restrictions for your destination and locations along the way. Some states and cities are requiring travelers from other areas to quarantine for 14 days upon entry (or are outright barring visitors).
- Before setting out, download one or two payment apps such as Apple Pay, Google Pay, Samsung Pay, and Android Pay to limit the number of germy PIN pads you have to touch.
- Have a plan in case you or a family member gets sick. This virus is wily, and sometimes sickness happens despite all your best prevention efforts. So have a contingency plan ready to go.
Have a Plan for Dining & Restaurants
Restaurants can be especially risky as hotspots for coronavirus transmission. Reduce yours and your family’s risk with these tips.
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- Bring your own stash of non-perishable food in case of restaurant closures or limited dining options.
- Utilize drive-through, delivery, take-out, and curbside pick-up options if you want to reduce your exposure. Pack a family-sized picnic set (and blanket) ahead of time so you’ll have utensils and plates at the ready. Scout out parks or lakes where you and your family can eat.
- If a restaurant offers outdoor seating, choose that over sitting indoors. Bring coats and lap blankets if it’s chilly.
- If dining indoors, choose restaurants that maintain social distancing between tables indoors. Wear your mask as much as possible.
Know Your Game Plan for Hotels & Lodging
Because hotels are high-traffic areas, it’s important to take extra safety steps before, during, and after your stay.
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- Research hotels and reserve in advance.
- Call ahead and ask about their policies on cleaning and disinfecting, as well as contactless check-in and check-out.
- Whatever the hotel’s stated cleaning policies, make sure you swipe high-touch areas in your room with disinfectant wipes: doorknobs and handles, bathroom fixtures and counters, light fixtures, TV buttons, and remote control, and any surface where you might put bags, computers, purses, etc.
- Ask the front desk to forgo housekeeping services, as it limits the number of people in your room.
- Minimize use of high-traffic areas such as lounge areas, dining areas, saunas, fitness centers, and salons.
Must-Do’s for the Entire Trip
Make a habit of the following, and safety will soon become second nature.
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- Follow the basics at all times: Frequent handwashing, mask-wearing in indoor public spaces (and outdoors where you can’t socially distance), and 6 feet distance between you and others outside your household.
- Limit the number of stops along your route.
- Use contactless payments wherever possible.
- Be cautious when touching fuel pumps – diligently use hand sanitizer after every use or use disposable gloves.
- Use hand sanitizer every time you enter your vehicle (same goes for family members), which will keep your vehicle’s interior clean.
- Wipe down your car’s interior every day – preferably multiple times. Especially germy surfaces include door handles, steering wheel, gear knob, stereo and temperature control dials, cup holders, and seatbelts.
- Have your whole family make a habit of wiping down their phones multiple times a day – phones may well be our most-touched item.
While road trips in 2020 may be nothing like those of the past, yours can still be something you and your family look back on with fondness, good feels, and probably some laughs as well.
This article is furnished by California Casualty. We specialize in providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info |
When daylight savings ends and our days become shorter, motorists will find themselves driving more often at dusk and in the dark.
As we turn our clocks back, it’s important to keep in mind that night driving is more dangerous than daytime driving – mostly due to reduced visibility and difficulty judging speed and distance. In fact, according to the National Safety Council, while we do only one-quarter of our driving at night, it’s when 50 percent of traffic fatalities occur.
Here are five ways you can stay safer on the roads at night.
1. Be Headlight Savvy
Proper headlight usage and maintenance will go a long way toward safe night driving. Remember the general rule of turning headlines on before sunset, and keeping them on for an hour after sunrise, which will help other drivers see you. Also:
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- Aim headlights correctly (ask your dealer or mechanic/repair shop to double-check them next time you’re in).
- Make sure they’re clean.
- Regularly test your high beams, low beams, running lights, turn signals, and brake lights.
- On rural roads or other dark areas, use high beams. Dim them when you’re within 500 feet of an oncoming vehicle.
2. Slow Down and Give Room
Due to reduced visibility, drivers at night often need more time to both see other cars, pedestrians, and obstacles, and also to react safely. Give yourself the advantage by slowing down a bit and also giving yourself some extra room on the road.
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- Increase your following distance from other vehicles.
- Allow more time for your journey.
- Be a(n extra) defensive driver, as others may be intoxicated or driving erratically.
- Watch out for pedestrians and wildlife. For the latter – collisions with deer are most common at dusk or at night, usually October through January (see our 30-second video on what to do if you hit a deer).
3. Give Your Car’s Interior a Once-Over
A little extra attention inside your vehicle can greatly affect how you see and react to things outside your car.
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- Clean the windshield – inside and out – removing all streaks, smudges, and fogginess.
- Clean the other windows as well to reduce glare and condensation.
- Use your car’s defroster or heater to prevent your windshield from fogging up.
- Dim your dashboard lights so controls are still visible but not distracting.
- Use visors to shield the glare of outdoor street lighting.
- Avoid using cabin lights as much as possible when driving at night.
4. Stay Alert
Two big risks on nighttime roads are drunk driving and drowsy driving. Always remember and stay alert for other drivers who may be impaired due to alcohol, fatigue, or distraction. For yourself, never drive intoxicated and use the tips below to keep yourself alert.
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- Take breaks if you need to – get out and do jumping jacks, shake out your limbs, stretch, take some deep breaths.
- If you’re on a long trip, try these things to stay awake: coffee or caffeinated drinks, windows rolled down for fresh air, talking, or singing to yourself.
5. Be Kind to Your Eyes
You can take steps, both in the moment while night driving, and in the longer term to take care of your eyes so they can take care of you on the road.
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- Make sure you get your eyes checked regularly, which will alert you to any vision changes. If you wear prescription lenses, you may need a different prescription at night.
- Make sure your glasses are anti-reflective.
- Never wear dark or tinted lenses for night driving.
- To protect your eyes from drying out, aim your car’s vents away from your eyes.
- Keep your eyes moist by blinking regularly, especially if you wear contact lenses.
- Don’t look directly at oncoming headlights; instead, look at the road marker to your right until the car passes.
Finally, avoid two-lane highways at night if possible, as they’re especially dangerous. This and the other tips above will help you stay stress-free and safer during nighttime driving.
This article is furnished by California Casualty. We specialize in providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Auto Insurance Info, Safety |
Teen drivers are the most accident-prone of all drivers because of one major factor: inexperience. In fact, their first 6-12 months of solo driving is the most dangerous stretch of their lifetime as a licensed driver.
Because they’ve logged far fewer hours compared to other drivers, they are less able to predict – and properly respond to – hazards, sudden changes in traffic and erratic behaviors by other drivers. They also typically haven’t made a habit of defensive driving techniques, leaving them vulnerable to making wrong decisions in the moment.
If you have a young driver (or soon-to-be licensed driver) in the house, as a parent, your years of driving experience are an invaluable asset. Here are some ways you can leverage that knowledge and expertise to help boost your teen’s safe driving know-how.
The Learning Permit Phase: A Golden Opportunity
Many new teen drivers complete their learner’s permit training lacking important real-world driving skills. You can help your teen shore up that deficit by serving as co-pilot in a range of driving scenarios and situations during the permit phase. By exposing them to – and coaching them through – diverse experiences behind the wheel, you will help them become a confident, safe and independent driver.
Although you may feel more secure behind the wheel, here are some driving scenarios that teens need to experience.
1. Bad Weather
There’s a big difference between answering driver test questions about how to handle bad weather and how to actually do it in the moment. When possible, have your teen drive you during the following weather events.
- Snow
- Wind
- Heavy rain
- Sleet
2. Different Roads
Different roadways (and intersections) call for different driving skills and techniques. Ditto for traffic situations. Expose them to as many as you can, including:
- One-way roads
- Two-lane roads with high-speed limits
- Peak commute traffic
- Multi-lane highways and interstates
- Congested roads in urban centers
- Residential streets
3. Day, Night, and Everything in Between
Bright light at dawn and sunset, as well as low light at dusk, affects drivers’ visibility and also influence traffic patterns and behaviors. Practice driving with your teen at different times of day and night. Coach them on the adjustments they need to make in terms of following distance and defensive driving, as well as personal adjustments with visors, sunglasses, headlights, and more.
4. Switch up passengers
For a new driver, devoting their full attention to driving and the road is incredibly important. Knowing that your teen won’t be driving alone forever, why not invite another family member or friend along so your teen can start strengthening their “focus muscles”? Distractions are a major cause of accidents among teens, so the sooner they can begin successfully managing distractions while driving, the better.
5. Different cars
If your family has multiple cars, have your teen practice in each of them. Sedans drive much differently from SUVs, and stick shifts from automatics, etc. – all are good for them gaining familiarity with a variety of vehicles.
Teen Drivers’ Most Common Errors
In addition to exposing your young driver to a range of on-the-road experiences, be sure to also help them cultivate good driving habits. Here are the top errors that inexperienced drivers make – keep an eye out for them and coach your teen along the way.
- Lack of scanning – Inexperienced drivers typically detect hazards later than more experienced drivers and may be unsure how to react. Left turns are especially dangerous for them.
- Distractions – No matter whether they come from inside or outside the vehicle, distractions are a common reason for teen crashes.
- Speeding – This includes driving too fast for road conditions or weather as well as inadequate braking. This error commonly ends in rear-end events.
- Tailgating – Inexperienced teens haven’t yet gained a feel for safe cushion distances and can easily follow other vehicles too closely.
Teens need extra time and experience to master good driving skills. By accompanying them in a variety of driving settings and conditions – as well as lending your years of expertise – you’ll help them develop critical skills for more safely navigating our roadways. For more teen driver safety tips, click here.
This article is furnished by California Casualty. We specialize in providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Nurses |
Nursing is a high-pressure profession that can lead you on a rollercoaster of emotions (especially in 2020). Some days you bawl your eyes out and want to quit, other days you witness miracles happen right before your eyes and you can’t imagine doing anything else.
To be a nurse you need to be mentally strong, especially during the middle of a pandemic. And what better way to cope, and get yourself back in a positive headspace after a long shift, than with some really relatable (and hilarious) Nurse Memes?
Check them out below!
Trying to chart like…
When it’s time for shift change
And a few more for our night shift warriors
And finally some overall good (and a bit morbid) nurse humor
But at the end of the day
Want to keep laughing? Check out our Pinterest board “Nurse Memes”. While you’re there, don’t forget to give us a follow at California Casualty to stay up to date on every new memewe discover! Scan our Pincode with your Pinterest camera to follow:
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. California Casualty does not own any of the photos in this post, all are sources by to their original owners. Get a quote at 1.866.704.8614 or www.calcas.com.
