by California Casualty | Auto Insurance Info, Safety |
It’s never a good sign when our cars start to screech, thump, or grind…However, while we may not be excited to hear these sounds, paying attention to them can help us take care of the problem before it gets worse- keeping us safer and maybe even saving us some money.
We compiled a list of common car noises and what they could mean. Read on to find out what your car is trying to tell you.
Banging
A loud bang Like a firecracker could mean that your vehicle’s fuel is burning at the wrong time. It could be that the fuel-to-air ratio has more fuel than it should or there’s an issue with the spark plugs. While this is not an emergency, over time it could damage your exhaust system, so get it checked out.
Clicking
If you hear clicking sounds as you turn the steering wheel, it could be from your CV (Constant Velocity) joint. The CV needs grease or it becomes dry. You may just need to replenish the grease, or you might have to replace the shaft boot if it’s torn and leaking grease. If the damage is extensive, you may have to replace the whole CV joint.
Growling or Grating
A low growl or grating sound when you step on the brakes could mean your brake pads have worn away. Brake pads push against metal rotors or drums. When they’re worn away, they can start to damage other parts and become a costly repair. You’ll want to take care of this as soon as possible.
Hissing
A hissing sound could indicate a fluid leak such as radiator coolant leaking onto the engine. If hissing occurs when you speed up, it could be a vacuum leak from a small hose around the engine’s air intake. You’ll need to replace the hoses or other components that are leaking.
Humming
If you hear a low drone or humming sound that increases in volume when accelerating, check your tires. Their tread could be worn-out or wearing unevenly. The wheel bearing in your tires also may be damaged, which is a serious issue. Your tires also may need an alignment and some air. Have tires and bearings checked and, if needed, replaced as soon as possible.
Knocking or Pinging
A knocking or pinging sound under your hood that increases as you accelerate can occur when fuel in your engine detonates at incorrect times. Sometimes this is the result of using fuel with too low an octane level. Other times, it is more serious. There may be a worn crankshaft bearing or a piston that needs replacing. Address this sooner rather than later.
Rattling
Rattling, vibrating, or squeaking sounds when you drive over a speed bump or pothole could indicate a problem with your suspension. There could be bad bushings, the cushions that help absorb road bumps. Try performing a bounce test. Step outside the car and press down firmly on the front corner. If you hear the sound, you will want to get it checked out. If your car is rattling when the car is idling, it could mean a damaged heat shield in your exhaust system. Check that out, too, to make sure everything stays cool when you’re operating your vehicle.
Roaring
Your car’s muffler is designed to muffle the roaring sound made by your engine. However, if there’s a crack in the exhaust system, the gases that cause the roar can escape before they reach the muffler. Deadly carbon monoxide gas can even leak into the cabin. A missing catalytic converter also can cause this sound. Get this sound addressed right away.
Pro Tip: Catalytic converter theft is a growing problem and they are expensive to replace. Consider getting your VIN number stamped on the catalytic converter or installing an anti-theft device.
Rumbling
A low-pitched engine rumble with vibrations can indicate an exhaust leak in a gasket, flex pipe, resonator or muffler. A dirty fuel injector could cause a rumbling sound. (Try adding a fuel injector cleaner to your gas tank). A dirty air filter could be another cause, so try replacing that part. Your oxygen sensor could be creating the wrong mix of fuel and oxygen. Finally, the sound could be caused by worn spark plugs that fire inconsistently.
Scraping
A rock or other debris stuck in your brake rotor could cause a scraping sound and cause damage over time. Get that removed before it becomes a problem.
Squeaking or Squealing
Squeaking or squealing could be caused by a number of things. If the sound happens when you brake, you may have worn brake pads, improperly cut brake rotors, or glazed brake pads that get too hot. You also may have broken anti-rattle clips or incorrectly installed insulation shims. If you hear loud squealing after you start your car, but then the sound gradually fades, it may be a serpentine belt that is failing. If you hear the squeal when you turn on the air conditioning, it may need a serpentine belt adjustment or replacement. Squeaking or whining when turning the steering wheel could be a power steering issue. There may be air in the fluid and adding more fluid could help. However, if you hear a high-pitch whine when you make a turn, the pump could be damaged. Get these sounds checked out for your safety.
Thumping
When you brake and hear a thumping sound, that means potential damage. A thumping in the rear could be rear brake drums and thumping in the front could be rotor damage. Rotor damage can be caused by a car not being used, and just sitting outside and rusting.
Washing Machine Sound
If your car sounds like a washing machine on the high-spin cycle with loose change inside, pull over as soon as safely possible. This likely means a loose lug nut is inside your hubcap. When that happens, the tire could fall off or you could have a blowout. Pull over as soon as you safely can. Jack up the car and use a lug wrench to tighten the lug nuts. Fill the tire if the pressure is low or swap it out for the spare tire. Call roadside assistance if needed.
Whirring
If your car whirs like a helicopter and gets louder as you travel faster, it’s most likely a worn-out wheel bearing. You can check this while driving. Turn the wheel to the left and then to the right and see if the noise disappears briefly. Wheel bearings should be replaced as soon as possible.
Figuring It Out
If you are able to do so safely, record the sound your car is making using your phone or other device. Then play it for your mechanic. This will help to pinpoint the exact sound you are hearing.
Finally, if your noise isn’t listed here, or you’re not sure about what sound you hear, it’s always a good idea to consult a trusted mechanic. This will help to find any problems and fix them before they become expensive issues.
Paying attention to your car’s dashboard lights and sounds will help you keep it well-maintained. Protect your vehicle with the right insurance and keep up with auto recalls for added peace of mind.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Homeowners Insurance Info |
It takes just about 30 seconds for a small fire to turn into a major blaze. That same fire can destroy your home in minutes. Spending some time to fireproof your home, inside and out, can help to protect it. Fireproofing can also buy you precious time if you need to escape your home and get to safety.
Whether it’s a fire that accidentally started in your home or a wildfire in your area that could affect you, the following guide lists ways to reduce the risks.
Inside Your Home
The kitchen is a common place for fires to start while we’re cooking.
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- Clean the grease and oil on your stovetop and around your stove. These oil deposits are fuel for a fire.
- Avoid storing things above or around the stove that can catch fire, such as pot holders, paper towels, and wooden spoons. Make sure flammable cleaning chemicals are stored safely away, too.
- Stay in the kitchen when you’re cooking. Don’t leave your home with the oven on.
- If a fire occurs in the kitchen, cover the flames and remove it from the heat. Don’t douse it with water. That can cause an explosion of oil. See our blog for tips on how to prevent and handle cooking fires.
Electrical outlets can only handle a certain amount of power. Overloading them can lead to a fire.
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- Don’t overload outlets. Limit the use of extension cords. Don’t plug too many appliances into one outlet.
- Unplug appliances (coffee maker, toaster) when not in use.
- Plug large appliances directly into wall outlets, not into extension cords.
- If you’re constantly tripping the breaker or blowing a fuse, you’re either overloading your outlets or you may have something wrong with your electrical system. Get it checked out.
Space heaters can sometimes spark a fire. Position them carefully.
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- Place your space heater on a hard non-flammable and level surface.
- Keep space heaters at least 3 feet away from anything that can burn.
- Avoid putting heater cords where they can be pinched by furniture, under rugs, or carpets.
- Turn off the heater and unplug it when you leave the room or go to bed.
Pro Tip: Choose a space heater with an automatic shutoff safety switch if it is overheated or tipped over.
Dryers are filled with dust, fibers, and lint that is fuel for fires.
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- Clean the lint filter in your dryer before each use.
- Check the air vent pipe at least once a year and remove built-up lint.
- Clothes stained with chemicals or cooking oil should not be put into a hot dryer, even after a wash cycle. Use the lowest setting.
Smoke detectors and fire extinguishers are your best defense in the event of a fire.
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- Install a smoke detector in each bedroom and in areas outside bedrooms. Make sure there is at least one on every floor.
- Test batteries every month. Change batteries twice a year. Replace smoke alarms at least every 10 years.
- Get a fire extinguisher and keep it in an easily accessible location. Make sure it is an ABC-rated extinguisher that is good for fires involving combustible materials, flammable liquids, and electrical equipment.
If you’re planning a home improvement project, consider fire doors and fire-resistant flooring.
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- Fire doors can hold flames and smoke back, giving you time to escape.
- Synthetic and wool carpets spread fire. Fire-resistant carpets slow down the spread.
- You can also treat your carpet with flame retardants.
Outside Your Home
Depending upon the material, roofs and siding can catch fire. Chimneys also can ignite.
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- You may not have a choice in the material of your roof. But if you do, choose fireproof options such as tile, metal, or concrete.
- Similarly, choose materials like stucco or stone for siding. If you must use wood, paint it with a fire-resistant coating.
- Embers can enter through openings. Cover soffit vents and gable end vents with 1/8-inch wire mesh.
- If you have a chimney, get it professionally inspected and cleaned once a year. The buildup that sticks to the inner walls is flammable.
Clogged gutters filled with leaves, branches, and other debris are flammable.
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- Clean your gutters regularly and consider gutter guards to keep debris out.
- Choose metal gutters rather than vinyl ones that can melt during a fire.
Windows can break when exposed to extreme heat.
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- Install dual pane window glass, which is thicker and can last longer than traditional glass in a fire. These windows are also energy-efficient and can save you money.
- Windows are usually framed in wood, which can be a way for fire to enter your home. Instead, frame windows in metal.
- Replace nylon window screens, which may melt, with metal screens.
- Consider nonflammable shutters, which are similar to hurricane shutters.
When doing home improvement projects, choose materials that are fire-retardant.
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- Replace wood decks with tile, concrete, brick, or stone.
- Use fire-resistant materials, when possible, with your projects. Examples include gypsum boards, perlite boards, calcium or sodium silicates, treated fibers (cotton, hemp, flax), treated lumber, brick, concrete, and cement.
Fire prevention starts in the yard. Create a border around your home that is fireproof.
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- Get rid of flammable vegetation and replace it if desired with fire-resistant plants. Examples include California lilac, ornamental strawberry, French lavender, California Fuchsia. These plants are high in moisture content.
- Similarly, plant fire-resistant trees such as cherry, birch, and poplar.
- Replace mulch with gravel. Mulch is highly flammable while gravel is not.
- Consider paving with stone or concrete to create an additional barrier.
Trees could fall and carry the fire danger right to your home.
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- Trim trees near your house so that fiery branches will have fewer chances to drop on your roof.
- Downed power lines are electrical fire hazards. If your trees are growing between the power lines, report them to your power company, which may come and trim them for you.
Water can be effective in slowing down a fire.
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- Invest in fire sprinklers which release water when they detect fire. (These are also available for the interior of the home.)
- Wet down your deck, bushes, and grass if you are anticipating a wildfire danger.
Make sure you have home insurance that protects against damage caused by accidental fires and wildfires. The right insurance provides peace of mind in the event of a fire.
If you’d like to learn more, see our blog about fire zones and what they mean for your home.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
by California Casualty | Educators |
Students learn best when they feel safe, comfortable, and valued. But for students who are being bullied, that’s not the case. Bullying is distracting and anxiety-producing. It affects student self-esteem. It creates an unstable environment for the whole class.
As a teacher, you work hard to create that safe space to learn. Here are some strategies that you can incorporate into your teaching and into your classroom to help keep it that way, and prevent bullying before it starts.
Talk with students about bullying.
Most students know the term “bullying,” but the definition can be confusing. Is name-calling considered bullying? How about gossip? Teach your students that bullying involves words or actions that hurt others intentionally, and that often are repeated. Read and review examples of bullying. Teach kids safe ways they can stand up for others or share that they are being bullied. Your school’s guidance counselor can be a great resource and may even teach the lessons.
Pro tip: Assign a creative writing piece about bullying, such as a poem speaking out against it or a story or skit teaching others to help. Assign an art project about bullying. Display the posters around the classroom and school.
Watch for gateway behaviors.
Behaviors that exclude another student or defy authority are often the actions that can escalate into bullying. These include eye-rolling, staring at others for extended periods, teasing or name-calling, and sarcasm. Laughing when students get hurt or encouraging others to laugh also are concerning behaviors. Finally, excluding or ignoring classmates, refusing to work with certain students, and ignoring teacher or staff instructions are actions that can lead to bullying if not addressed. Make sure that students know that these behaviors are unacceptable in your classroom.
Look out for cliques.
You work hard to foster a sense of community in your classroom. Cliques can undo your good work, and isolate students. That’s why it’s important to keep an eye on them. Rotating seating can help. Use teacher-selected groups so that students get a chance to work with everyone. Remember that students don’t learn to be inclusive on their own, so you will need to teach them.
Look for silent signs of bullying.
When a student is being bullied, there may be subtle shifts in behavior. You may notice changes in the child’s schoolwork or class participation. You may observe signs of anxiety or depression. Maybe there are injuries, torn clothing, or damaged property. If you see any red flags, take the time to talk one-on-one with the student. Determine if there is a potential bullying situation, and then take appropriate action.
Listen to students.
Take every student complaint seriously. You may be the first, and only, trusted adult to be told this information. Don’t take the chance that it’s nothing. Intervene thoughtfully with both the victim and the bully separately. Remember that the bully needs guidance too. Know your students’ personalities. What may be a joke to one student could be humiliating to another.
Pro Tip: Create safe and confidential ways that students can report bullying.
Be visible and close by.
You can’t be everywhere all the time, but when you are working, you can put yourself in places to observe potential bullying situations. Stand outside the class in the hallway during class changes. Walk by the bathroom during high-use times, or by out-of-the-way corners, when your schedule allows. Sometimes the presence of an authority figure can help prevent poor behavior.
If you see bullying, intervene right away.
Avoid thinking that “kids will be kids.” That’s not an acceptable reason for bullying. When you see concerning behavior, stop the interaction. Remember that bullying is not the same as conflict. It is an unbalanced situation. Talk to those involved privately and separately. Follow your school’s protocol for bullying. Re-establish your classroom as a safe space. Keep an eye on those involved to help prevent future situations.
Be aware of cyberbullying.
Cyberbullying can happen outside the classroom and affect what happens in the classroom. Teach students how to protect themselves from cyberbullying. Tell them not to share their passwords. They also should not post anything online that would hurt someone or even share it privately with a friend (as that can be shared with all). Tell students to talk to a trusted adult about any messages that make them feel sad or scared.
Many schools have zero-tolerance policies on bullying with severe consequences such as suspension and expulsion. That can make staff and students less likely to report bullying behavior. Talk with your administration about any concerns you may have, and keep lines of communication open with students, parents, and staff. You can be a caring role model in creating safe spaces for all to learn, grow and find their full potential.
This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.
