“Dump the Pump” on June 20th

 

June 20th Is National Dump the Pump Day, but what does it mean to “dump the pump”?  Dump the Pump Day is a nationally recognized holiday to take a break from being behind the wheel and give transportation alternatives a try.

Transportation is the largest source of carbon emission in the United States. And it produces 30% of global warming emissions; however, if 1 in 5 Americans chose an alternate (or “clean”) form of transportation every day like – public transportation, riding bikes/electric scooters, carpooling, or walking –  it would eliminate 20% of those carbon monoxide emissions. That is 2/3rds of all emissions!

There are all kinds of benefits to finding alternative transportation methods. So for one day avoid bumper to bumper traffic on the interstate and ditch your car for a more environmentally friendly commute.

Here are 5 reasons to “Dump the Pump” on June 20th:

  1. Reduces Your Carbon Footprint– A single car emits 6 to 9 tons of C02 each year. With more people switching to public transit, it ALONE can save 37 million metric tons of carbon emission yearly.
  2. Reduces Traffic Congestion– The more people using alternative forms of transportation, the fewer cars on the roadway. This can help you get to your destination much more quickly and efficiently.
  3. Safer than Driving– Transit trips are 10 times safer per mile, and you reduce your accident risk by 90%. If you are biking or walking, make sure to take the necessary safety precautions like wearing a helmet and avoiding major roadways.
  4. Saves You Money- Gas, maintenance, parking, and other expenses for vehicles add up every single day. Those totals can reach over $10,000 a year, and that’s not including unexpected repairs.
  5. Encourages Healthier Habits– Biking and walking improve physical fitness and promote healthy weight loss, coordination, and balance. Those who use clean forms of transportation like this get 3 times more physical activity, than those who don’t.

Even if it’s impossible for you to ride your bike or take public transportation every day, finding an alternative to driving for just one day still creates an impact and will make you feel good knowing you did your part. So, Dump the Pump on June 20th and see how it can benefit you.

 

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Rental Car Reimbursement 101

When something happens to your vehicle, it’s an unexpected and unappreciated disruption to your life. We often take for granted the convenience our vehicle provides – until it is out of commission following an accident or other covered claim. That’s why you need rental car reimbursement.

Rental car reimbursement, also known as rental car coverage or transportation expense, is a wonderful feature of your auto insurance. When added to your policy that already has collision and comprehensive, it pays the cost of renting a vehicle until repairs from a covered accident or loss are completed on your ride.

Did you know?

  • Insurance will only reimburse you for the daily rental rate. Other expenses, such as the cost of gas or security deposit for the car, are typically your responsibility.
  • The rental car company can bill the insurer directly if you choose one that partners with your insurer.
  • Lower rental rates are available to those involved in an accident, but you must let the rental agent know that you are renting due to an accident.
  • There are typically two types of parameters for reimbursing your temporary rental: a daily rate and a per-claim limit.
  • Choosing the right amount of rental reimbursement is important. Some insureds may need only the minimum coverage amount while others may need more.

If you have a large family that requires a larger SUV or van to commute to work, school and all of the extracurricular events your family participates in, then you should consider a higher amount of rental car reimbursement.  Also, take into account where you live. What are the going rates for a rental car, truck or SUV that would fit your needs should your personal vehicle be out of commission for a number of days? Be sure you have the limits that make sense for your needs.

An accident is disruptive enough; having the right rental reimbursement coverage will save you time, money and headaches while you’re getting your vehicle back on the road.

TAKEAWAY:

A California Casualty advisor is ready to give you a policy review, make sure that you have comprehensive and collision coverage, and check the amount you have for rental car reimbursement. Give a call today at 1.800.800.9410 option 3, or visit www.calcas.com/customer-service.

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