Winter Driving Safety

Winter Driving Safety

Undoubtedly, when the roads are covered in snow and/or ice the best option is to just stay hunkered down at home. However, for the majority of us, that’s not an option. In fact, 70 percent of US roads are located in snowy regions. and each year over 116,000 people are injured driving in the snow and ice.

Accumulation on roadways reduces tire friction and vehicle maneuverability and greatly increases the risk of accidents. So, as winter approaches and you make the necessary preparations to your vehicle, make sure you remember these winter driving safety tips to ensure you arrive at your destination safely.

  1. Decrease your speed and leave yourself plenty of room to stop. 
    • Allow at least 3 times more space than usual between you and the car in front of you.
  2. Brake gently to avoid skidding. 
    • If your wheels start to lock up, ease off the brakes.
  3. Turn on your lights. 
    • This will make you more visible to other motorists.
  4. Keep your windshield clean.
    •  Once it has defrosted, keep the windshield wipers on to wipe away all falling snow and avoid it freezing over again.
  5. Use low gears to keep traction. 
    • Drive especially slow on hills to avoid rolling backward.
  6. Steer into a skid to avoid a crash.
    • This means if your rear wheels are going right, gently steer in that direction.
  7. Keep an emergency kit in your car.
    • This should include a first aid kit, flashlight, water, blankets, and snowmelt or sand/kitty litter.
  8. Be on the lookout for black ice.
    •  Black ice is barely visible and makes roadways, bridges, and overpasses extremely slick
  9. Don’t pass snow plows.
    • The drivers have limited visibility, and you’re likely to find the road in front of them worse than the road behind.
  10. Don’t assume your vehicle won’t have problems.
    • Even 4-wheel drive automobiles can have issues on ice and snow!

 

If your rear wheels skid…

  1. Take your foot off the accelerator.
  2. Steer in the direction you want the front wheels to go.
  3. If your rear wheels start sliding the other way as you recover, ease the steering wheel toward that side. You might have to steer left and right a few times to get your vehicle under control.
  4. If you have standard brakes, pump them gently.
  5. If you have anti-lock brakes (ABS), do not pump the brakes. Apply steady pressure to the brakes. You will feel the brakes pulse — this is normal.

 

If your front wheels skid…

  1. Take your foot off the gas and shift to neutral, but don’t try to steer immediately.
  2. As the wheels skid sideways, they will slow the vehicle and traction will return. As it does, steer in the direction you want to go. Then put the transmission in “drive” or release the clutch, and accelerate gently.

 

Stay warm & be careful out there!

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

New Year’s Eve Party Safety

New Year’s Eve Party Safety

We are about to turn the calendars to welcome in the beginning of a new decade – 2020!

Tonight, millions will gather around the world to ring in the New Year, and if you are hosting a New Year’s Eve party, remember; safety is the number one priority. Every year, people are hurt from slips, falls, and other numerous dangers associated with drunken New Year’s celebrations.

Here are some important party-planning safety tips you need to consider if you’ll be hosting a gathering to celebrate the arrival of 2020.

    • Clear decks, steps, and sidewalks of tripping  hazards
    • Keep pets locked or gated in a room away from the commotion
    • Remove jewelry or other valuables from areas where guests might be
    • Use battery-operated candles instead of flammable ones
    • Avoid setting off or using fireworks
    • Don’t leave food on stoves or in ovens unattended
    • Check for food allergies before serving any dishes
    • Keep foods warmed or cooled to proper temperatures to avoid foodborne illnesses
    • Limit alcohol consumption
    • Arrange for designated drivers, ride-sharing, or provide a place to stay for inebriated guests

Unfortunately, even when you take the best precautions, accidents can happen. But don’t fear, a homeowners or renters insurance policy with high liability limits will help protect you if the worst should happen. That’s why you should contact a California Casualty advisor today to make sure you are fully covered for the holidays.

Don’t forget to ask about special coverages for high-value gifts like jewelry, musical instruments or fine art when you call 1.800.800.9410 or visit www.calcas.com.

 

For more information visit:

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This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters and nurses. Get a quote at 1.800.800.9410 or www.calcas.com.

 

Keep on Course – Jeep® Compass Giveaway

THIS CONTEST HAS ENDED. STAY TUNED AS WE ANNOUNCE THE WINNER IN THE COMING WEEKS.  Whether you’re talking on the phone, attending to passengers, eating, drinking or sending a quick reply to that last email or text… taking your mind and eyes off of the road for...

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