Spring break will be here before you know it and summer is right around the corner. If your plans include travel and Fido isn’t invited, here are a few things to consider when deciding where and who will care for your four-legged family member while you’re away. boarding your pet
Before Boarding Your Pet, Plan to Ask:
Is my pooch up to date on vaccinations?
Ensure vaccinations are required for other animals boarded in the same facility.
Can I take a tour?
Visiting the facility and meeting staff members who will be caring for your dog can help you determine if it’s the right fit. Plus, provides peace of mind while you’re away.
Are the staff and facility certified?
If your dog is injured, know who will provide treatment. Also, find out if your pet will need to be transported to another location for care.
What will my dog do all day?
Some places keep dogs kenneled most of the day. Alternatively, others provide an open area for dogs to play and socialize with other pet guests.
Where will my dog sleep?
Just like time spent during the day, some facilities require pets each sleep in a separated area. Others offer a slumber party environment.
Can I bring my own dog food?
Let the facility know if your dog has a special diet or feeding schedule.
Whether you use these as a starting point or have your own questions, the most important thing is that you feel comfortable knowing you’ll return to a pet that is tired but happy. boarding your pet
We know how important your furry friends are. That’s why California Casualty offers pet health insurance from Pets Best, rated in the top tier of pet insurance companies. You can get up to 90 percent reimbursement for X-rays, lab tests, surgeries, even cancer treatment with a Pets Best policy. Best yet, you’ll save five percent (in most states) if you purchase through California Casualty.
We only get limited time with our pets. Make the most of it! Contact our Agency Services team at 1.877.652.2638 or email agencyservices@calcas.com.
If your pet travels with you, don’t forgetCalifornia Casualty automatically includes free Pet Injury Coverage as part of your auto insurance policy.
Get a free quote today and discover why educators, firefighters, police officers and nurses trust California Casualty for their auto and home insurance needs. www.calcas.com
While we worry about our teens texting while behind the wheel, what kind of example are we setting? Nearly one-third of drivers of all ages admit to texting, talking or checking a map app while on the road. With Americans spending an average of an hour a day on the road, that’s too many opportunities for a serious crash.
Technology can give us the boost we need to stay on task, avoiding texting while driving. There are a variety of apps to reduce your temptation to use a smartphone while behind the wheel. Most of us already use apps for workouts, calorie counting, music and banking – why not add one for safer driving?
Five Apps to Stop Phone Use While Driving:
AT&T DriveMode, a free app for iOS and Android that silences incoming calls, restricts texting, and sends alerts when the app is turned off
DriveSafe Mode, an app available for iOS and Android that prevents texting and emailing while driving and sends notifications when the phone is in use or when the driver shuts off the app
Cell Control, a subscription service that allows businesses or families to block sending or receiving texts while driving and sends an alert if it is deactivated
On My Way Realtime GPS (available at iOS app store), a free app that allows others to track where you are in real time without the need to send a text or make a call while driving, and lets them know when you arrive at your destination
LifeSaver, a subscription service for both Android and iOS that blocks phone use, monitors driving behaviors, sends alerts when the driver arrives safely and allows them to earn points while using the app
Your phone may already have a Do Not Disturb While Driving feature. Search within your phone settings to activate it.
Some other tips to help drivers concentrate on the road and not on technology include:
Mapping out the route before getting into the car
Creating music lists at home to play on the ride
Making calls to friends, work or relatives before the drive and after you arrive at your destination
TAKEAWAY:
Learn more about distracted driving and efforts to prevent it here.
In the US, home break-ins occur about every 18 seconds. That’s pretty alarming. Not only can a thief steal your belongings, they can rob your peace of mind leaving you and your family feeling violated, scared and even angry.
By taking the time to educate yourself and following some simple precautions, you’ll be better prepared to protect your family and home from a break-in ever occurring.
Know it: A security system may prevent a burglar from even attempting to break in.
Do it: Have a security system installed and monitored – and display the yard signs and window stickers you are provided.
Know it: Thieves sometimes rely on the cover of night, but most burglaries happen between 10am and 3pm while many people are at work or school.
Do it: Keep bushes and shrubs trimmed back. Consider getting motion activated security. Leave on a TV or radio. A barking dog can serve as a great deterrent to thieves – while you get to enjoy a wagging tail and a wet nose when you arrive home.
Know it: Burglars are often familiar with your neighborhood or daily schedule.
Do it: Varying your routine will make it harder for the bad guys to tell when you’re not home.
Know it: Signs that you’re on vacation or out of town for an extended period can make your home an easy target for burglary.
Do it: Put your mail, newspaper and deliveries on hold. Have a trusted friend or neighbor watch your home. Put indoor lights on timers. Some police departments offer an out of town home watch. If your local authorities provide this service, be sure to sign up several days prior to going out of town. Be vigilant about what you and your family post on social media.
Know it: 34% of burglars enter through the front door. Another 30% take advantage of unlocked windows or other unlocked doors.
Do it: LOCK YOUR DOORS AND WINDOWS! Keep your garage doors closed, even when home.
Know it: The top three things a burglar is looking for are cash, prescription drugs and jewelry but don’t doubt that these criminal opportunists will take anything they can get their hands on. Unfortunately, this often includes your identity.
Do it: Don’t leave valuables, cash or items that can be used for ID theft in plain sight or hidden in obvious places. Keep an up-to-date home inventory with a record of serial numbers from electronics to aid in filing police reports and insurance claims. Be sure to have an identity theft protection and recovery service if burglars get access to your personal or banking information.
We can’t stop all criminals, but California Casualty is here to protect you with quality auto and home / renters insurance with exclusive benefits not available to the general public. Every policy also comes with free ID theft protection.
On September 7, Equifax, a nationwide credit-reporting agency, reported that a giant cyber-security breach has compromised the personal data of up to 143 million Americans.
This information may include:
– Names
– Social Security Numbers
– Birth Dates
– Addresses
– Driver’s License Numbers
In addition, credit card numbers were compromised for about 209,000 customers. Overall, this is one of the largest data breaches ever, and many consumers financial information is at risk.
Keep a close watch on your credit report and credit card accounts
Freeze your credit and set up fraud alerts
You can freeze your credit report and set up fraud alerts by calling the reporting agencies:
Equifax: 1-800-349-9960
Experian: 1‑888‑397‑3742
TransUnion: 1-888-909-8872
ALL California Casualty customers have ID Defense assistance available through CyberScout as part of their policy. Click this link to learn more.
April is Distracted Driving Awareness Month. It’s a good reminder that we all need to be more aware of what we are doing as we motor along America’s byways and highways. However, you’re not alone if you get a pit in your stomach every time your teenager grabs the car keys and heads out on the roads. Many parent’s biggest fear is that something might happen while their teen is out driving.
Sadly, there is a reality behind that fear; getting behind the wheel is one of the most dangerous things a young person can do. Teen drivers are much more likely to be texting or using a device while driving than any other age group. They are also more prone to dangerous interactions with their passengers. Accident rates for all drivers have gone up the past two years, but drivers aged 15-20 years old were more likely to be involved in crashes attributed to distracted driving, which is the leading cause of death for people in that age group.
Here are some startling statistics that show why:
At any given moment, approximately 660,000 motorists are using or manipulating a cell phone
70 percent of people ages 16-19 and 88 percent of ages 19-24 admitted in an insurance industry survey that they regularly text while driving
At 55 miles per hour, the average text takes a person’s eyes off the road long enough to travel the length of a football field
60 percent of teen crashes involve distractions behind the wheel
Teen driving deaths increase around prom and summer season
Most of these are preventable tragedies. Sadly, they impact thousands of families every year like Amanda C., a California teen who survived a previous crash while texting and driving, but not a second similar crash a year later. Seventeen year old Alex B. from Texas lost her life when she rolled the truck she was driving while texting, and 21 year old Casey F. from Pennsylvania was killed instantly when a distracted driver hit her while she was crossing the street.
Ironically, an analysis of the last messages in fatal crashes attributed to texting found many common words such as: “love you;” “home soon;” “need to stop texting, unsafe;” “send me the directions;” and “OK.”
So what can you do to protect your teens?
Enroll them in a safe driving course
Follow the graduated driver licensing rules: no driving at night and no or limited passengers for the first six months or for a full year
Require seat belts and safety restraints be worn at all times
Enforce a no cell phone/texting policy
Urge young drivers to observe all speed and safety regulations
Provide a vehicle that offers the best protection in crash tests
Set a good example for them to follow
A great resource is Impact Teen Drivers. The nonprofit educates teens about the deadly consequences of distracted driving. They offer evidence-based, peer-to-peer programs and information to empower young drivers to make good choices behind the wheel. They also hold a twice a year Create Real Impact contest, rewarding students ages 14-22 for their creative messages discouraging distracted driving. California Casualty is committed to making our roadways safer and we are a major sponsor of Impact Teen Drivers. We urge you to learn more at www.calcas.com/impact-teen-drivers.
Have you ever thought about what exactly you have in your car as far as essentials? Your idea of emergency kits and necessities may need a refresh and some new additions.
Tissues and Wipes: Even if you don’t have kids, having wipes ready can help quickly clean up drink spills, cleaning off sunglasses, or messes from the kiddos. Also, consider having a large clean rag in the trunk. If a flat tire or oil leak occurs, it would be easy to clean off your hands.
Extra Phone Chargers: Who doesn’t need more phone chargers throughout the day? Be sure to put an extra car charger or extra battery accessories in the glove compartment. This could be a big saver if you need to call for help.
Umbrella: Because who knows when it will start raining.
Recycled Shopping Bags: These bags could help with those impromptu shopping trips.
Piece of Cardboard: In case you get stuck, this small trick of putting the piece of cardboard under one tire can make a difference.
Emergency Money: Keep it handy in the glove compartment in case of emergency for gas money, or a tow.
Blanket: It doesn’t have to be just for emergencies to help keep warm, but also for fun trips to the park.
These are just some ideas to consider keeping for those surprise moments. And as they say, it’s better to be safe than sorry.
In the US, home break-ins occur about every 18 seconds. That’s pretty alarming. Not only can a thief steal your belongings, they can rob your peace of mind leaving you and your family feeling violated, scared and even angry.