August is prime moving season. It can be quite a task if you are packing up for your first apartment, or heading to your forever home. Not only do you need enough boxes, but you’ll soon be learning a new route to work or school, trying to figure out the parking situation, and going through the fun of setting up utilities, internet and other necessities. As you race around trying to get everything prepared, it’s easy to get frustrated or forget important things.
Make sure you have enough boxes for your move (find a box calculator here)
Designate an “essentials” suitcase or bag for hygiene products, medications, toothbrushes, chargers and a change of clothes you’ll need for a few days (and keep in your car)
Keep clothes on hangers, zip tie them together and wrap them in plastic for easier transition into a new closet
Put fitted sheets on both sides of a mattress to protect it
Pack glass bottles in kids pool floaties to protect them from breaking
Wrap breakable dishware and glass in t-shirts or towels
Use painters tape to label electrical cords with the name of the corresponding appliance for hassle-free matching, and pack them in toilet paper or paper towel rolls
Put screws and other small hardware in sandwich bags and tape them to the piece they go to
Instead of using markers, use color-coded tape to designate where each box will go
Getting to your new home and realizing you left important things behind can be a real downer. Here’s a list of some essentials things you’ll want to do:
Submit your change of address to the Post Office a couple weeks before your move – it often takes ten-business days to get processed
Open a checking account in your new city a few weeks prior to the move
Get copies of your family’s medical records and veterinary records for your pets, as well as copies of prescriptions you may need to transfer
Have official copies of your child’s school records (needed to enroll them into a new school)
Look for valuables you may have hidden around the house (jewelry, stamps, coins)
Remember items you left at the cleaners (or the watch at the repair shop)
Leave some cleaning supplies for the after-move clean-up
Bring an extra roll or two of toilet paper (enough said)
Leave behind the garage door opener – many people forget to take them out of their vehicles
Gather all the house keys you have hidden or given to neighbors and friends, and to rekey the doors of your new place
You can find an easy to use, downloadable moving checklist here.
Here’s an important note: If you are renting a moving truck, most auto insurance companies don’t extend coverage to those type of vehicles, and auto insurance may not cover rental trailers. You should contact your insurance provider before the move, and consider buying the rental truck company’s liability, damage waiver, and cargo protection policies.
TAKEAWAY:
Are you ready to move? Download a renter’s moving checklist from our resources page, mycalcas.com/resources. Also, let one of our advisors make sure you have the coverage you need for your big move. Contact us at 1.800.800.9410 option 3.
Imagine the heartbreak of coming home to find burglars have cleaned out your valuables or that a fire reduced everything you owned to ashes. Having renters insurance can help you replace all that you lost and get you back on the road to recovery. If you don’t yet have a renters insurance policy, here are some facts that might convince you to do so.
Your landlord’s insurance does not cover your possessions. It only protects the structure: roof, walls, etc. Their policy ends where the interior walls begin.
You probably own more than you think. From kitchen goods and cookware, bedding, clothing, shoes, electronics and other household essentials, most people underestimate the expense to replace those items. Imagine how much it would cost to buy new furniture, clothes, personal items, computers, stereos, and electronics if they are stolen, damaged, or destroyed by a fire, water leak or a broken pipe.
Renters insurance provides for the cost of meals and other expenses. This includes a temporary place to live (like a hotel) while your place is repaired or rebuilt after a claim.
Renters insurance gives you liability protection if someone gets hurt at your place. It pays medical bills and some court costs if someone sues after an accidental fall on your steps or is bitten by your dog.
For the protection it offers, renters coverage is very affordable. The Insurance Information Institute estimates the average policy costs $185 a year, just over 50 cents per day. The savings from bundling with an auto policy can make renters insurance practically free.
Plus, a renters policy from California Casualty protects your items away from home – like luggage lost on vacation, a camera or computer taken from your vehicle, and TVs and furniture in storage. Each policy also comes with free ID theft protection.
TAKEAWAY:
Make sure you have the protection you need as a renter. Contact one of our advisors to get coverage tailored to your specific needs at 1.800.800.9410 option 3, or visit www.calcas.com/renters-insurance.
Our Field Marketing managers are literally the “faces” of California Casualty, visiting schools, fire and police stations, hospitals and healthcare facilities, as well as attending group benefit fairs, orientations and charitable events. Year after year, they strive to improve on their skill sets to provide the best service for you and the groups to which you belong. Learn Adapt Grow
We believe strongly in investing time and effort to help them succeed. To facilitate this effort, our Field team attends a yearly Partner Relations Summer Meeting. The goal of the three-day gathering is to discuss best practices, share success stories, and learn new ideas. This year’s theme was “Learn, Adapt, Grow.”
Some of this year’s highlights included discussions about better time management, the importance of self-care, adapting to challenges in the insurance industry, and enhancing relationships with the groups/vocations that we serve. Our Field representatives came away with new valuable lessons on providing you with exceptional service.
Important breakout sessions included:
Understanding insurance fraud and how California Casualty protects customers from being victims of fraudulent activities
Products and services that differentiate California Casualty from other insurance companies
A refresher of the many tools California Casualty provides for informing group members about their auto and home insurance benefits and how to market them
The importance of helping individuals to strengthen our partnerships
A wellness presentation on simple tactics to stay healthy and how to be the best for others
A recognition ceremony and award presentation for the high achievers of our Partner Relations team
“I am amazed at how hard every one of our team works each day for our affinity groups and their members,” said Midwest Field Team Manager, Rebecca (Becky) Stumpf. “Sharing stories, having a better understanding of our products, and fulfilling our promises provides us better tools to serve and strengthen those partnerships.”
Amy Grosso, Assistant Vice President of Field Relations for the East, noted the value of the meeting to help build team unity and re-energize our Partner Relations team. “This is the one time, each year, that remote-based employees get together to build rapport, introduce new members, and recognize our annual award recipients. They leave this meeting with new ideas and energy that will enhance their relationships in the field and improve productivity,” she said.
Katelyn Hoffman, Field Marketing Manager for Missouri, said, “The amount of time and thought put into this meeting was amazing and truly appreciated. I am proud to be part of such an impressive organization – not only because the company is great, but I love our mission of helping those in public service create better lives for themselves and their families.”
California Field Marketing Manager Chris Renn and Washington Senior Field Marketing Manager Michelle Hawkins both agreed that the time spent at the meeting was not only valuable for them personally, but will enhance their efforts working with you. “I have a lot more tools to provide fresher and more specific information at the right time to better serve my groups,” said Chris.
Michelle added, “I always come back from the meeting with a huge to-do list. I am inspired by my peers to push myself a little more here and there to benefit our valued partners.”
You will soon be seeing our knowledgeable Field team members at your place of work or other work-related events. They will be invigorated to share the many ways California Casualty is looking out for you. They can also give you details on our many giving programs, like the $7,500 Garage Makeover for public safety, $2,500 Academic Award for educators, and the Music and Arts Grants for schools.
We appreciate all that you do, and our people are ready to serve you.
TAKEAWAY: California Casualty Field Marketing team members are in your community to meet you and show the benefits of our auto and home insurance through your affiliation. Learn more about our personalized service at www.calcas.com/why-california-casualty.
One of the keys to California Casualty’s success over the past 105 years is our Field Marketing team. They are literally the “faces” of California Casualty, visiting schools, fire and police stations, hospitals and healthcare facilities, as well as attending group benefit fairs, orientations and charitable events. They strive, year after year, to improve their skill set to provide the best service for members and the groups they belong to. California Casualty believes strongly in investing time and effort to help them succeed.
To facilitate this effort, our Field Marketing managers attend a yearly Partner Relations Summer Meeting. The goal of the three-day gathering is to discuss best practices, compare success stories, and learn new ideas. This year’s theme was “Learn, Adapt, Grow.”
Some of this year’s highlights included discussions better time management, the importance of self-care, and adapting to challenges in the insurance industry and the groups/vocations that we serve. Our Field representatives were given valuable lessons on individual changes they can make to help them provide you with more exceptional service, claims help, new products, and to communicate the value and benefits available for your specific needs.
“I am amazed how hard every one of the Partner Relations members works each day for our partners and their members,” said Midwest Field Team Manager, Rebecca Stumpf. “Sharing stories, having a better understanding of our products, and following up on our promise to help group members gives us all better tools to serve our groups, thus strengthening our ties with those groups.”
Amy Grosso, Field Team Manager for the East, noted the value of the meeting to help build team-unity and re-energize our Partner Relations team. “This is the one time, each year, that remote based employees get together to build rapport, introduce new team members, and recognize our annual award recipients. They leave this meeting with new ideas and energy that will enhance their relationships in the field and improve productivity,” she said.
Katelyn Hoffman, Field Marketing Manager for Missouri, feels that the training will benefit her and the partner organizations that she works with. “The amount of time and thought put into this meeting was amazing and truly appreciated. I am proud to be part of such an amazing organization – not only because the company is great, but I love our mission of helping those in public service create better lives for themselves and their families.”
California Field Marketing Manager Chris Renn and Washington Senior Field Marketing Manager Michelle Hawkins both agree that the time spent at the meeting was not only valuable for them personally, but for their efforts working with you. “I have a lot more tools to provide better, fresher, and more specific information at the right time to better serve my groups,” said Chris.
Michelle added, “I always come back from the meeting with a huge to-do list. I am inspired by my peers to push myself a little more here and there to benefit our valued partners.”
And, first-year New Jersey representative, Nikisha Feliciano, observed that the meeting has given her a new confidence in her role. “It was great to meet my colleagues and share different scenarios on how to be better at our job. I have a better understanding of our company and what it represents.”
Nikisha added that as a new employee, “I am honored to work with such an amazing group of people, and I am very grateful for the training and opportunities that have been offered to help me be more successful.”
We appreciate all that you do. Our employees are ready to provide you with the quality service and special benefits that you deserve.
TAKEAWAY: California Casualty Field Marketing team members are in your community to meet you and show the benefits of our auto and home insurance through your affiliation. Learn more about our personal touch at: calcas.com/why-california-casualty.
You always amaze us. From great achievements, awards, and celebrations, you impress us with all of your many accomplishments. We’ve been lucky to be there with you for many of them.
California Casualty contingent and California Superintendent of Public Instruction, Tony Thurmond, celebrating Distinguished Schools with Mickey and Minnie Mouse
On the education side, California Casualty is proud to sponsor the California Distinguished Schools Awards and Gala. It was a thrilling night at Disneyland in April, as we honored the 162 public middle and high schools and 18 districts that were named 2019 Distinguished Schools and Exemplary Districts.
California Superintendent of Public Instruction, Tony Thurmond, thanked California Casualty for its help. “We couldn’t provide this platform of acknowledgement without our partnership with California Casualty, a long-time sponsor of our California School Recognition Program,” he said.
Nina Ericksen presenting the Distinguished School banner to Medea Creek Middle School
Our CEO, Beau Brown, expressed how fortunate we were to be a part of the special event. “We are elated to join the Department of Education, California Teachers Association and the Association of California School Administrators in congratulating all of the schools and districts being honored, especially the dedicated staff who worked so hard for this designation. Their dedication and innovative leadership has helped California continue to be one of the top states preparing students for graduation, college and beyond.”
Athletics Grant presentation at Lewis Middle School
Also in April, we announced the 64 public middle schools and high schools in 32 states that were recipients of the 2019 Thomas R. Brown Athletics Grants. A total of $67,149 was awarded this year to help schools affected by tight budgets purchase equipment, improve safety or provide new uniforms. A couple examples included Lewis Middle School in CA, where the grant will help provide uniforms that will be shared by the basketball, cross country and Special Olympics teams, and Meadville Area High School in PA, where the baseball team will buy safety equipment and update the scoreboard.
California Casualty is also a proud supporter of the Create Real Impact Contest, which awards students ages 14-22 for their creative works to spread the word about the dangers of distracted driving. Educational Grants totaling $12,000 were awarded in the 2019 Spring contest, including Caden Turner’s $1,500 grand prize for his video, “Listen Up.” The Missouri teen was honored during a district school board meeting in April.
Other grand prize recipients were:
Ashlee Walkowiak, WI, in the writing category for her work titled, “Be Different”
Everen Graves, CA, in the music category for the song “So Much to Live For”
Lindsey Sanchez, GA, in the art category for the poster “Camera Filters”
Information about the Create Real Impact Contest and the Spring 2019 winners can be found at www.createrealimpact.com.
Karen and Field Marketing Manager DeeDee Tempeleton
And because nurses give so much, California Casualty gives back with the $1,000 Nurse’s Night Out award. Medford, Oregon ICU nurse Karen Dwyer was the most recent winner. At the check presentation in May, Karen said she will use the funds to buy a new bicycle for an upcoming cross country bike trip. “It makes me feel good to receive this honor, and it’s a wonderful way to show appreciation for the caring we give to people – especially as we start Nurses Week,” she said.
Oregon & Ohio nurses can apply for the next Nurse’s Night Out at www.nursesnight.com.
Tanya and NVFC’s Bob Timko with Jr. Firefighter recipient Robert Dowd
California Casualty has worked with firefighter organizations since 1974. We’ve provided support for various trainings, benefits and activities, as well as Firehouse Makeovers and Work Hard/Play Hard giveaways.
An important program that California Casualty sponsors is the National Volunteer Fire Council’s annual Junior Firefighter and Junior Firefighter Program of the Year Awards. The 2019 recipients are Robert Dowd and the Westport, Massachusetts Fire Department’s Explorer Post #744. California Casualty’s Account Relations Manager, Tanya Rigsby, helped present Robert’s award at the NVFC awards gala at the end of April. Robert remarked that it was nice to be recognized for the hard work he’s put into the fire service, and how important it is that California Casualty helps in the effort to develop future fire professionals. “The support that I have received from California Casualty has been unparalleled, and it has pushed me harder to be my best and helped me focus on reaching future goals that will put me at an advantage in life,” he said.
We also ask a lot from our law enforcement officers, with all too many losing their lives as they do their jobs. It is important that we remember and honor those who give the ultimate sacrifice.
National Law Enforcement Memorial Ceremony
California Casualty was proud, once again, to attend the National Law Enforcement Memorial and help sponsor the National Association of Police Organizations (NAPO) TOP COPS awards.
Vice President of Partner Relations, Roxanne Dean, and Alina Fayerman, Account Relations Manager, represented the company as family, friends and the public honored 371 fallen officers from 2018 at the nation’s capital.
Roxanne and Alina were also present as the TOP COP Awards were presented to law enforcement officers from 10 federal, state, county, tribal and local agencies from across the country, for actions from the previous year that went above and beyond the call of duty.
California Casualty salutes the law enforcement officers for all the work they do to make a difference for their communities.
You all do extraordinary things, and California Casualty continues to thank you for your hard work. Educators have until June 30 to apply for a Music and Arts Grant at www.calcasmusicartsgrant.com, and until July 12 for a $7,500 School Lounge Makeover at www.NewSchoolLounge.com. First responders can enter to win a $7,500 Garage Makeover from California Casualty at www.Contest4Heroes.com. Pass the information on to your colleagues too. The entry deadline is October.
TAKEAWAY:
Learn more about the many resources and ways we honor the professions we serve at our blog, https://mycalcas.com.
When something happens to your vehicle, it’s an unexpected and unappreciated disruption to your life. We often take for granted the convenience our vehicle provides – until it is out of commission following an accident or other covered claim. That’s why you need rental car reimbursement.
Rental car reimbursement, also known as rental car coverage or transportation expense, is a wonderful feature of your auto insurance. When added to your policy that already has collision and comprehensive, it pays the cost of renting a vehicle until repairs from a covered accident or loss are completed on your ride.
Did you know?
Insurance will only reimburse you for the daily rental rate. Other expenses, such as the cost of gas or security deposit for the car, are typically your responsibility.
The rental car company can bill the insurer directly if you choose one that partners with your insurer.
Lower rental rates are available to those involved in an accident, but you must let the rental agent know that you are renting due to an accident.
There are typically two types of parameters for reimbursing your temporary rental: a daily rate and a per-claim limit.
Choosing the right amount of rental reimbursement is important. Some insureds may need only the minimum coverage amount while others may need more.
If you have a large family that requires a larger SUV or van to commute to work, school and all of the extracurricular events your family participates in, then you should consider a higher amount of rental car reimbursement. Also, take into account where you live. What are the going rates for a rental car, truck or SUV that would fit your needs should your personal vehicle be out of commission for a number of days? Be sure you have the limits that make sense for your needs.
An accident is disruptive enough; having the right rental reimbursement coverage will save you time, money and headaches while you’re getting your vehicle back on the road.
TAKEAWAY:
A California Casualty advisor is ready to give you a policy review, make sure that you have comprehensive and collision coverage, and check the amount you have for rental car reimbursement. Give a call today at 1.800.800.9410 option 3, or visit www.calcas.com/customer-service.
