by California Casualty | Auto Insurance Info |
Time is a precious commodity for most of us. We are busy working, getting children to appointments and events and trying to maintain a home life. Since time is short, you should get the best value for it, and a new survey by Insurance.com finds shopping for auto insurance gives the best time-per-dollar payback of goods or services available.
Insurance.com talked to to 2,000 women and men under age 25 who said auto insurance had the best payback with an average of $540 for ten minutes of effort, or $54 per minute.
Cellphone plans were second with an average annual savings of $179 for 97 minutes of shopping, a per-minute savings of $1.86.
Cable or Satellite TV netted a savings of $1.72 per minute followed by new car shopping at $1.29 per minute.
So how do you pick who should insure you? Ehow.com offers these pointers on choosing an insurance company:
- Determine how much coverage you really need. A new vehicle with a bank loan may be required to carry full coverage but a rebuilt beater may not.
- Know your driving record. It will affect your premiums.
- Evaluate insurance companies using the BBB and rating services like JD Powers A.M. Best for reliability.
- Call body shops and ask how the company is to work with after a claim.
California Casualty sets a high standard for auto insurance companies with a 99 percent customer service rating and a claims satisfaction of 96 percent. California Casualty also provides the best value with exclusive benefits to group members and associations that are not available to the general public: professional discounts and highly competitive rates, flexible payment plans including EZ Pay and summer and holiday skips and reduced or zero deductibles for vandalism and collision that happen to your vehicle at the place where your work.
For maximum savings and satisfaction, call a California Casualty advisor today for a policy review and comparison at 1.800.800.9410.
Sources for this article:
https://www.insurance.com/about-us/news-and-events/2014/07/whats-comparison-shopping-worth-insurance.com-survey-finds-savings-per-minute.html
https://www.ehow.com/how_4480121_choose-car-insurance-coverage.html
by California Casualty | News |
Ever wonder what life is like for our CEO outside of work? Here we will give you the inside scoop on all of Beau Brown’s likes, dislikes, hobbies and habits.
*A Special Post Written by Thomas Brown, son of CEO Beau Brown
Photo: (Left) Thomas Brown and Beau Brown
- Beau is the 4th Generation Brown family CEO at California Casualty. He follows in the footsteps of Carl G. Brown Sr., Carl G. Brown Jr., and Thomas R. Brown.
- Beau has been with the company for almost 26 years, starting officially in 1988. He has been CEO of California Casualty for 7 years, starting in 2007.
- Beau’s first summer job, long before coming to California Casualty, was as a construction worker. He remembers that he used to pour concrete and once almost chopped off a finger while riding a forklift.
- Beau went to college at Dartmouth, where he played football.
- Beau enjoys fly-fishing. He goes to Wyoming every year to fish with his family.
- Beau’s favorite sports teams are the Golden State Warriors, San Francisco Giants, and San Francisco 49ers.
- Although football was his main sport throughout his childhood, Beau managed to coach his kids’ basketball teams until they each turned 10 when he realized that instructional books could only go so far and passed the job onto professional coaches.
- Beau’s favorite ice cream flavor is peppermint. Unfortunately this flavor is only available at Christmas, so during other times of the year he enjoys cookies and cream.
- Beau drives the spacious Buick Enclave which helps him drive his son and lots of his teammates to their basketball games.
- Beau enjoys taking long 2 hour walks around Stanford. According to his kids, he seems to never be without the giant straw hat that he takes along with him on his walks.
- Beau consistently goes to bed before 8:30 so he can wake up early to get to work. He believes that sleep is very important and is constantly trying to convert his family to the “getting to bed early” schedule.
by California Casualty | Peace Officers |
Setting up a police station can feel like an overwhelming task — from the weapons your team will use, to the desks they will sit at to write reports. The list of items you need to get started is quite extensive. As you are preparing a new station, don’t forget these seven crucial storage and organizational items that every station needs. This article is part 2 of a three-part series to help modern law enforcement facilities get as organized as possible. Read part 1 here.
1. Cabinetry
Office supplies, printer paper, protective equipment, extra uniforms — the list of items in a police station is practically endless. Attractive cabinetry keeps those items off the floor and off desks to make the station organized and tidy, while still allowing for accessibility. When setting up a police station, cabinetry will be essential in nearly every room, from the office areas to the common rooms.
2. Weapons Storage
Weapons storage is crucial, as it will provide safekeeping when weapons are not in use. Storage needs to be both accessible and protected. Those in charge of designing the facility need to consider temporary weapons storage options for common areas and interview rooms as well as the main weapons storage area. Portable weapons storage is also a necessity.
3. Evidence Lockers and Storage
Evidence lockers provide a safe place to temporarily store evidence before the lab can evaluate it. These lockers need to be secure so no one can tamper with the evidence, but accessible so officers can quickly deposit evidence before filing reports or booking suspects.
Once the evidence has been logged and analyzed, it needs a safe place to be stored. A wide range of static shelving options can hold items such as clothing and used ammunition (for use in court), or for record-keeping purposes.
4. Filing Systems
Every arrest and case brings pages of paperwork. While the paperwork side of law enforcement is neither glamorous nor exciting, it is crucial to ensuring that people are treated properly when facing arrest. Because of the amount of paperwork involved with law enforcement, logical and secure systematic filing systems are necessary to ensure that the paperwork is handled properly once it is collected.
5. Mail Center
Mail is another crucial yet sometimes tedious part of running a station. A well-organized mail center allows this aspect of the station to be minimally stressful. When mail has a set place to go and a set group of people responsible for getting it there, the rest of the station can function smoothly. Sort modules and consoles can make setting up a mail center easy.
6. Personal Storage Areas
When officers are on the job, where are they going to stash their belongings? Personal storage areas are crucial to a well-run station. Lockers make the ideal personal storage area, as they provide officers with a secure place for clothing, purses, wallets and other personal items while they are on the clock.
7. Desks
Each officer in your station needs a place of his/her own. Modular casework can serve as an ideal desk setup for personal workstations. These can easily be adjusted when your needs change or your station grows, but they provide officers with a place to file paperwork, perform computer searches, book suspects and store personal or professional gear when not in the field.
As you make the plans for your facility, make sure you plan for adequate storage. With these seven items in hand, you will be well prepared.
Author Bio:
Denny Hammack is the President of Patterson Pope. Patterson Pope is the primary provider of storage solutions for businesses in the public safety industry.
by California Casualty | Nurses |
Lighting a fuse or sparkler is like holding a ticking time bomb; odds are someone, most likely a child, is going to be hurt. Every year nurses are called upon to try and heal the wounded from fireworks injuries.
Now there is a concerted effort to prevent the tragedy before it occurs. The Emergency Nurses Association (ENA) has joined the National Association of Pediatric Nurse Practitioners, the National Association of School Nurses and other health organizations in an alliance with the National Fire Protection Association calling for an end to the use of personal fireworks. The goal, educate parents and caretakers before there are more injuries.
Here is why: the numbers are staggering, in 2011 fireworks caused an estimated 17,800 fires resulting in eight deaths, 40 injuries and $32 million in direct property damage. 2013 injury figures show U.S. hospital emergency rooms treated an estimated 11,400 people for fireworks related injuries. Children under the age of five experienced a higher estimated per capita injury rate than any other age group.
How many times have you, as a nurse, had to cradle a badly burnt six year old or counseled a parent about their youngster’s loss of a finger?
The U.S. Consumer Product Safety Commission warns that even sparklers burn at nearly 2,000 degrees, hot enough to melt, wood, plastics and some metals and inflict terrible burns on mostly young people. Sixty percent of injuries and deaths from fireworks occur in the weeks just before and after the 4th of July. Most injuries are to the hands and fingers, head and face and the eyes caused mainly from firecrackers, bottle rockets and sparklers. The Emergency Nurses Association asserts the damage from fireworks can cause permanent scaring, both physically and mentally to children. “The extremities are essential for mobility; head injury is particularly critical: and burns can cause both pain and deformity. The message is very straightforward: fireworks are not safe to handle, watch them from a distance,” said the president of the ENA.
The National Fire Protection Association is so troubled by the carnage and damage from fireworks that they have created the Alliance to Stop Consumer Fireworks. They urge everyone to attend professional fireworks and never buy or use fireworks at home.
Realizing fireworks are still used by families; the Consumer Product Safety Commission has developed these essential safety tips:
- Never allow young children to play with or ignite fireworks.
- Avoid buying fireworks that are packaged in brown paper because this is often a sign that the fireworks were made for professional displays and that they could pose a danger to consumers.
- Always have an adult supervise fireworks activities. Parents don’t realize that young children suffer injuries from sparklers. Sparklers burn at temperatures of about 2,000 degrees – hot enough to melt some metals.
- Never place any part of your body directly over a fireworks device when lighting the fuse. Back up to a safe distance immediately after lighting fireworks.
- Never try to re-light or pick up fireworks that have not ignited fully.
- Never point or throw fireworks at another person.
- Keep a bucket of water or a garden hose handy in case of fire or other mishap.
- Light fireworks one at a time, then move back quickly.
- Never carry fireworks in a pocket or shoot them off in metal or glass containers.
- After fireworks complete their burning, douse the spent device with plenty of water from a bucket or hose before discarding it to prevent a trash fire.
- Make sure fireworks are legal in your area before buying or using them.
Remember, while they may be pretty to watch, the damage from personal use of fireworks is more than just statistics or numbers on a page; they are real people – sons, daughters parents and grandparents – real flesh-and-blood victims. Think of them and the nurse who is waiting in the emergency room.
Sources :
travelnursing.com
nfpa.org
cpsc.gov
nfpa.org/safety
