Consider This: Boat Insurance Keeps You Afloat

Before you take to the open waters, take a moment to assess your insurance needs.

Many states do not require insurance for your boat, but most lenders and marinas do. A homeowners policy is not considered adequate for boat insurance. Homeowners insurance does not offer the coverages needed for the types of losses that occur with a boat, including salvage, wreck removal, or pollution liability. Another risk is that four-out-of-ten boaters don’t have insurance; you need to protect your family and water craft if one of them slams into you.

A boat insurance policy from California Casualty, or our partner insurer, can cover you for:

  • Medical costs
  • Damage to your vessel
  • Wreckage removal
  • Emergency towing
  • Fuel spill liability
  • Uninsured/underinsured boaters

TAKEAWAY: Let California Casualty help you stay afloat with the boat insurance you need. Policies vary, so it’s best to contact an advisor today at 1.877.652.2638 or [email protected].

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Get Your Ride Ready For Summer

Celebrating What You Do

Good to Know: Get Your Ride Ready for Summer

The weather is warming up and it’s time to ride. Whether you’re an “Easy Rider” or a café cruiser, don’t let a dead battery or clogged fuel line keep you from your adventures.

We know your life is hectic, so here’s a quick reminder of some things to inspect before you start your motorcycle’s engine:

  • Battery – check the terminals, clean dust and corrosion, tighten cables and give it a charge
  • Oil – start with fresh oil and filter
  • Fuel – drain old fuel and start with a fresh tank if you didn’t winterize your bike
  • Fluids – check that brake and hydraulic fluids are still good, replace any that looks dirty, and refill reservoirs
  • Brakes – look for cracks or leaks in lines, inspect the pads and test for any scraping or squealing noise
  • Inspect the drive belt tension and look for cracks or tears, or if you have a chain look for damaged links and worn or broken teeth
  • Tires – replace worn tires and check for pressure leaks

It’s also a good time to make sure your headlight, brake lights and turn signals are all working properly.  And if you bought a new bike or haven’t ridden all winter, safety experts recommend that you take a test ride to see how everything is working and have an opportunity to regain the feel of the road.

California Casualty can join you on the ride with quality motorcycle insurance at competitive rates. We cover most motorcycles, and if you ride something we don’t insure, we can find you motorcycle insurance through one of our partner providers.

 

TAKEAWAY: Make sure you have the protection you need before you hit the road. Call a California Casualty advisor today at 1.800.800.9410 or visit www.calcas.com/motorcycle-insurance.

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Boat Insurance Keeps You Afloat

Celebrating What You Do

Behind the Scenes: Join Our Online Community

If you are looking for information or want to share a cool picture, California Casualty is there for you. We are striving to be more than just your insurance company – we want to be a valuable resource, too. Our online community offers interesting articles, captivating photos, tweets and links that reflect what you are thinking and doing.

Head to the California Casualty blog (https://mycalcas.com/) for in-depth content and articles that pertain to your profession, information on how to get the most out of your insurance, and tips on how to protect your automobile and home. Some recent articles include “Five Ways to Get Excited About Being a Nurse Again,” “How to Make the Most of Your Summer Break Without Breaking the Bank,” and “Four Ways to Save with a Teen Driver.” Check back often to get a feel for what your peers and guest bloggers are writing and the ways that California Casualty supports you and your family.

Follow us on twitter (https://twitter.com/CalCasInsurance) to see and share tips for the classroom, find captivating information and heroic acts of first responders, and read what’s on the minds of nurses and other healthcare professionals. You’ll also catch glimpses of how California Casualty honors and supports the men and women we serve.

If you need a laugh, fabulous gift ideas or that perfect meme, take a peek at our Pinterest page (https://www.pinterest.com/CalCasInsurance). Re-pin something you’d like to share with others, or feel free to add a comment.

Instagram is another place to find fun pictures, a motivational quote or get updates on one of our giving programs for your occupation. It’s easy to do at https://www.instagram.com/CalCasInsurance.

Our Facebook page is a collection of the many ways California Casualty embraces the professions you represent. Take a look, like a post, and share with others at https://www.facebook.com/CaliforniaCasualty.

If you like videos, tune into our YouTube channel (https://www.youtube.com/user/CalCasInsurance).  You’ll see what California Casualty is all about, what makes us different, and watch heartwarming stories of those we serve. You can even learn a little more about the various insurance products we provide.

To manage your policies, make changes or find insurance for your expensive toys (boats, snowmobiles or motorcycles), visit the California Casualty corporate website (https://www.CalCas.com/). Logging in and creating an account gives you access to your policies at your convenience – anywhere, anytime. It’s a great place to send family members and colleagues who are looking for auto and home/renters insurance designed for their specific needs. There is also a careers page if you or someone you know wants to work for a company that protects American heroes.

Just like you, we are part of an online community looking for best practices, great stories and captivating photos. Take advantage of what others have contributed, and offer your opinion, pictures and stories through whichever online platform you prefer. We are there to help you exchange ideas with others who share your interests.

TAKEAWAY: Visit https://mycalcas.com to begin your informational tour with California Casualty. You’ll find interesting articles and links to the many other online platforms where you can connect and engage with others.

Read all the articles from the this edition of the Calcas Connection Newsletter:

Get Your Ride Ready For Summer

Boat Insurance Keeps You Afloat

Celebrating What You Do

A 4-Step Guide to Classroom Transitions

A 4-Step Guide to Classroom Transitions

Classroom transitions can be time-consuming and steal away precious teaching time. Whether it’s lining up to go somewhere outside of the classroom, or changing to a different activity, trying to get all students to “switch gears” can be a tricky task. We can’t expect students to have smooth transitions if we don’t have a structured process and clear expectations. This 4-step guide can help make your classroom transitions more efficient, so you can spend more time on what matters!

4 Helpful Steps for Classroom Transitions

  1. Prepare Students to Wrap Up
    Use a countdown. Allow students time to wind down from their current activity or assignment. This step can be done with an actual timer, lasting the length of a song, or a virtual stopwatch displayed on the screen. When time is up, students should be prepared to end their current activity.
  1. Use An Attention Getting Signal
    When it’s time to end an activity, use a signal to get students’ attention. (see 20 Attention-Getters to Quiet Any Noisy Classroom)
  1. Explain And Transition
    Directly and explicitly, tell students what will be happening next (“put away _____, get out _______, line up to go to _________”).  Initiate this process by using a word other than “go.” I like using the words “transition” and “let’s get prepared.” If needed, use another countdown.
  1. Monitor
    Take note of students who are transitioning correctly and praise them. Reteach students who seem to struggle with any of the transition steps.

When Things Go Wrong Author Todd Finley offers advice for troubleshooting classroom transitions in his Edutopia.com article “Mastering Classroom Transitions.” If transitions take too long, Finley suggests making it a challenge to beat another classes’ time. When student behavior is a problem when lining up, place stickers or dots on the floor several feet apart for students to stand on. Combine a visual timer and a verbal countdown for students who don’t want to quit what they’re doing. For younger students, distraction can derail any transition, so singing a song may help keep students on track.

As for any process that is new to students, it’s always a good idea to use reminders, even if you think students have it down. Practice, rehearse, and practice again.    

WA FMM Erica Reich Teaches High School Class

California Casualty Customer Care Specialist Darrah Z. recently received an unusual request from Union High School (Evergreen School District – Washington) Math Teacher and long-term customer Jeanie Langley. “Jeanie sent me an email asking about an expert who could teach insurance fundamentals to her students,” said Darrah. Darrah sent Jeanie’s request to the Partner Relations Team for a follow-up to find out what California Casualty could do to help. It turns out that Jeanie wanted to mix it up a bit in her Financial Literacy senior class. “My students were losing interest, and I needed to do something to bring them back around,” Jeanie told us. “They are about to be real-life adults, so this is serious! I wanted to invite specialists in as guest speakers.” On different days, Jeanie had representatives from a car dealership, a local credit union, an apartment landlord organization, colleges, and health and life insurance agents come in to speak to her seniors. Ultimately, Darrah connected Jeanie with Erica Reich, a California Casualty Field Marketing Manager in Washington. Erica immediately jumped on board and agreed to take the lead role in Jeanie’s “Auto Insurance” module within Union High School’s Financial Literacy class.

Erica arrived at Union HS bright and early with a flash drive, and clicker in hand prepared to talk through a 45-minute presentation she developed with her Team Manager Brian Goodman. “Jeanie told me beforehand that this group of students can be inattentive,” Erica added. “So that’s why I brought a few ‘Distracted Driving Kills’ Impact Teen Driver t-shirts with me as prizes… I was tossing them out to the kids right away if they engaged with me.” It didn’t take long before the students were learning the difference between liability insurance, collision and comprehensive coverage, transportation, uninsured motorist, PIP, and towing options. “We taught them how to read a Declarations Page! It was a lot of fun and felt like the right thing to do,” Erica said.

“It didn’t take long for the word to get out,” said TM Brian. “She did such a great job connecting with the students.” A few days after her presentation, Erica received an email from fellow Evergreen SD teacher Allison Wallace. Allison teaches Personal Finance at neighboring He La High School. She heard about the class Erica taught for her friend Jeanie. Allison asked Erica if she would be willing to bring her expertise to her classroom, as well. Allison said, “My students have to learn to budget living expenses, investments, insurance, and credit cards. So now, Erica will be teaching two separate Personal Finance auto insurance modules. Brian added, “Word spreads quickly! Erica is volunteering her time to help kids which is worth it right there. And she is showing Evergreen High School educators the spirit of what California Casualty is all about. It’s more than providing auto and home insurance coverage – it’s our dedication to supporting and building long-lasting relationships with NEA members at all levels that truly sets California Casualty apart.”

As Erica was leaving the class at the end of the first presentation, customer Jeanie Langley told her, “I’m going home to look at my California Casualty Dec Page!”