The Chocolate Craze

Have you ever had one of those experiences where something just keeps popping up in your life?

You meet someone with a peculiar name, and next thing you know you’re seeing it everywhere: the credits of movies, a book you’re reading, the nametag of your waitress. You hear a song you like and suddenly it’s on in the grocery store, running in the background of a TV ad, playing while you’re on hold.

Well, that’s what’s happening to me right now.

And it all started with this:

Yes, I am being stalked by chocolate beauty products.

That chocolate scented lotion is in the bathroom at work. It smells heavenly. I have quickly become a chocolate lotion addict.

So chocolate-themed beauty products were already on my mind.

Then CalCas announced that we were giving away a spa trip for nurses

To the Hershey Hotel.

As in this Hershey:

Apparently, aside from providing nurses auto insurance, we also like to provide them with chocolate facials. Who knew!?

I had to get to the bottom of this chocolate products craze. And guys, it doesn’t stop at facials. Hershey’s offers chocolate sugar scrubs, cocoa massages, whipped cocoa bathes, chocolate fondue wrap, chocolate immersion!!!

So I had to know, what’s the deal? Does coating ourselves in chocolates do anything more than lead to wicked candy bar cravings? After extensive googling, here’s what I learned:

  • Cocoa beans are high in antioxidant phenolic phytochemicals (say that three times fast…).  Those anti-oxidant properties prevent damage to skin’s elastin and collagen. In other words, it could help smoothen out/prevent wrinkles. (One study even shows that chocolate can contain more antioxidants per cup than red wine or green tea!)
  • Chocolate contains Shea butter.  Shea butter! Now there’s something I recognize. Shea butter is a fairly common moisturizer and skin softener. It can do wonders for dry skin
  • The cocoa butter in chocolate also serves as a natural skin softener as well as conditioner
  • The caffeine in chocolate can stimulate circulation and give your skin a healthy glow
  • That great chocolate smell causes the brain to release serotonin. That’s the same hormone that promotes happy feelings (like falling in love) and reduces stress

So, I was pretty sold on this whole chocolate shtick. (Honestly, it didn’t take tooo much convincing.) And then today, I had to get my oil changed. I’m flipping through a magazine and what do I see?!?

This ad:

 

It’s a crazy, chocolate world out there, kids.

[And hey, if you’re a nurse and you wanna give this whole chocolate thing a try (and take three people with you!) enter to win the Hershey Spa Giveaway from California Casualty by clicking here!]

 
Chocolate fact sources:
  • https://www.livestrong.com/article/164163-chocolate-spa-treatment/
  • https://www.sharonpalmer.com/blog_details.php?article_id=104
  • https://www.herbcompanion.com/body-care/body-soul-chocolate-spa-treatments.aspx

 

Teachers Talk: Improving Education in America

The California Casualty team headed to Miami to meet some inspiring educators at the United Teachers of Dade Council of Steward meeting. During our trip, we asked teachers how they thought we could improve education in America. Check out some of their answers in this YouTube clip!

 

Here are a few of their suggestions:

  1. Get Parents Involved. Steve Goldman, a Government & Economics teacher in Miami, said it best: “Teachers only have them during the day, parents have them the rest of the time.” Check out these tips from the U.S. Department of Education on how you can help your child succeed when the school day is over.
  2. Involve the Community. California Casualty is a proud partner of the education community.We have been providing auto and home insurance to educators for more than 60 years. Be sure to follow @TYeducators on Twitter to hear news and special offers for the education community.
  3. Value our Educators. Teachers give so much, they deserve something back. Over the next year, California Casualty will show how much we value educators by giving away School Lounge Makeovers to four schools. We love thanking our teachers by giving out small gifts and offering insurance that matches their lifestyles.  Be sure to follow us on Facebook to hear how we’re giving back to this deserving community.

Join the conversation! How else can we work together to improve education in America?

Seasonal Fire Safety

Springtime is a beautiful time of year – but it also begins the lead up to several dangerous weather related seasons. One such dangerous season is fire season, which runs from summer to fall, and is especially threatening to our western states.

The best time to prepare for fire season is before it starts – so here are some tips to help you stay safe during fire season.

If you live in an area that could be threatened by wildfires, you should make sure you have at safety zone of at least 30 feet around your home, and as much as 100 feet if you live in a pine forest. Are your plants fire-resistant? If not, you might consider replacing them with hardwoods. Regularly clean up fallen leaves, pine needles and other plant debris, especially from underneath structures, and trim away tree branches that could touch your roof or are at least 15 feet from a stovepipe. If any tree branches on your property touch power lines, contact your power company to come have them trimmed.

You can make your own disaster preparedness kit, and store items in an easily transportable container, such as a camper’s backpack or a duffel bag. Your kit should have a first-aid kit, some canned food and an opener, a battery powered radio and flashlight with plenty of extra batteries. You should also have a supply of drinking water; experts recommend about three gallons per person. You might also consider stashing away a small amount of cash in your disaster kit. Some weather resistant clothing – such as ponchos and rain boots – may also come in handy. Include copies of all your most important documentation in the disaster kit, such as insurance policies, wills, birth and marriage certificates, credit card and banking information, titles and deeds to your property. Place these items in waterproof bags in the kit, or in a fireproof safe, if you have one. As a double precaution, send copies of your important documentation to a relative or friend who lives in another state or region.

If you haven’t prepared a household inventory, it is also advisable to do this, and you can do it either with a video camera, a Polaroid or digital camera or by taking notes. Include copies of the tapes or notes in your water- or fire-proof safe havens.

 

Identity Theft After a Disaster

The recent destructive tornado outbreaks in the US caused widespread damage in several states. In the aftermath, once thing most people don’t consider is threats to their financial well-being from identity thieves and fraudsters.

Fortunately, customers of California Casualty have identity theft protection from Identity Theft 911 included in their policies. This benefit can help protect your identity, while also providing guidance and help in recovering your financial peace of mind.

If your home is hit by a disaster such as a tornado or hurricane, we recommend taking the following steps as soon as possible to protect yourself from ID thieves:

  • Protect important information and documents. Whether you’re in a shelter, staying with friends and family, never let these items leave your sight. They are the keys to your identity-and you will need this information to prove who you are.
  • Ask the post office to hold your mail until you return home. This will keep thieves from finding sensitive materials that are left in your mailbox.
  • During disasters criminals often prey on the emotions of citizens. Verify against scam charities by using Give.org or CharityNavigator.org.
  • If you have any reason to believe that your personal information may have been exposed or is at risk, please contact our customer service line at 1-800-800-9410 if you’re a CalCas customer and we’ll put you in touch with IDT911.

Winter Auto Safety Recap

In many areas, the weather has been pretty good so far this year. But, this week started a flurry (pun intended) of winter weather, and I thought it would be a good time to recap some important safety tips for cold weather!

Winter Care Care Checklist – if you haven’t prepped your car for cold weather, you still have time!

What to do when your pipes freeze – It happens to the best of us (or, at least, it happened to me!). A quick guide to getting your pipes thawed without flooding your house.

Carbon monoxide safety – Firing up your heaters can lead to hidden dangers. Here are some tips for CO prevention.

Driving Safety in Snow and Ice – When the snow and ice come down, the roads get slippery. Here are some tips for making that commute safely.