How to Maintain a Deck

by California Casualty | Helpful Tips, Homeowners Insurance Info | 0 comments

There’s nothing like sipping a cold drink on your backyard deck, soaking up the sunshine or hosting a summer barbecue with friends. But before you roll out the grill and string up the lights, it’s time to show your deck a little love. Whether it’s blazing sun, pouring rain, heavy snow, or constant foot traffic, your deck weathers it all—and proper maintenance is the key to keeping it safe, sturdy, and looking its best. Ready to give your deck the TLC it deserves? Let’s dive in!

Know Your Type of Deck

 Before you start, it’s important to know what kind of deck you have. Different materials require different levels of care.

• Wood Decks: These are traditional and beautiful but need the most maintenance. Hardwoods like cedar, redwood, and teak are more durable than softwoods like pine and fir.
• Composite Decks: Made from wood fibers and plastic, these are lower-maintenance and usually come with UV protection built in. However, they still require periodic cleaning and inspection.

Summer Deck Maintenance

Now is the perfect time to inspect, clean, and reseal your deck as part of summer home maintenance. Here’s your seasonal to-do list:

1. Inspect and Repair

Your first step should be a thorough inspection:

• Check for damage such as cracked, warped, or splintering boards.
• Look for discoloration, rot, and peeling. Soft, spongy areas or visible decay could mean the wood is rotting.
• Inspect fasteners. Tighten loose screws and replace any that are rusty.
• Examine the flashing—the water barrier where your deck attaches to the house. Damaged or missing flashing can lead to major water issues.
• Ensure that stairs and handrails are stable and secure.

 Warning signs your deck may need replacing:

• Severe rot or decay
• Multiple loose or broken boards
• Deep discoloration or widespread splintering
• Rusty or failing hardware

Make minor repairs now to prevent costly fixes later.

2. Clean Your Deck the Right Way

Before you clean, protect nearby plants by covering them with a breathable tarp. Many deck cleaning products contain chemicals that can harm vegetation.

• Remove all furniture, plants, and décor.
• Sweep off leaves, dirt, and debris.
• Spray down the deck with a garden hose using a strong stream.
• Apply a wood-safe cleaner or a composite-safe cleaner according to the product instructions. You can also use warm soapy water.
• Scrub using a stiff-bristled brush.
• Rinse thoroughly and let dry completely before applying any sealant or stain.

Pro Tip: Avoid using chlorine bleach—it can damage wood and composite decks. For stubborn stains on a wood deck, make a paste of baking soda and water, apply it to the stain, let it sit, then scrub and rinse. For composite decks, try a composite-safe cleaner.

Power washing caution: You can power wash occasionally, but not every year. Used incorrectly, a pressure washer can gouge wood and composite decks, and cause more harm than good. When in doubt, a hose with a hard spray setting often does the trick.

3. Seal and Stain (for Wood Decks)

Sealing and staining are critical to protect your wood deck from sun, moisture, and wear. (Composite decks do not need to be stained or sealed.)

• Frequency: Seal every 1–2 years, depending on the product and your climate.
• Timing: Make sure your deck is clean and completely dry. Sand any splintered or rough areas before you begin.
• Product selection:
  • Choose a UV-protective stain that complements your home’s exterior.
  • Use a clear or semi-transparent sealant with strong water resistance.
  • Avoid paint—while it may look good initially, it tends to crack, peel, and deteriorate quickly on deck surfaces.
• Application tips:
  • Follow the wood grain to prevent streaks.
  • Use a brush, roller, or sprayer to apply an even coat.
  • Apply in the early morning or late afternoon to avoid direct sun, which can cause uneven drying.

4. Deck-Safe Furnishings and Accessories

Your furniture and décor choices can impact your deck’s longevity.

• Skip natural fiber rugs (like jute or bamboo). These absorb moisture and promote mildew. Opt for synthetic, quick-drying outdoor rugs instead.
• Protect your deck from grill heat. Place grills on a nonflammable grill pad or mat to prevent grease stains and fire risks. Practice grill safety.
• Use furniture with rubber or plastic feet to prevent scratching or gouging the surface.

Year-Round Deck Care Tips

While summer is deck maintenance season, a few habits year-round can help preserve your investment:

• Sweep regularly to prevent leaves and debris buildup, which can cause staining and mildew.
• Shovel snow carefully in winter using a plastic shovel and always with the grain of the boards.
• Trim nearby trees and bushes to reduce moisture buildup and leaf litter.

Your deck is an extension of your home—and like any living space, it deserves care and attention. By inspecting it annually, cleaning it regularly, and sealing it as needed, you can enjoy a beautiful, safe, and functional outdoor retreat for years to come.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Outdoor Living Makeover: Get Your Backyard Summer-Ready

by California Casualty | Helpful Tips, Homeowners Insurance Info | 0 comments

Is your backyard begging for a summer glow-up? Whether you’re dreaming of sunset dinners under twinkle lights, weekend BBQs with friends, or just a quiet oasis to sip your morning coffee, now’s the perfect time to turn that outdoor space into your personal slice of paradise. As you spruce things up, don’t forget the essentials—like safe grilling practices, checking your deck for wear and tear, and making sure your outdoor setup is as secure as it is stylish. A little planning now means more peace of mind—and more time to kick back and enjoy summer under the sun.

Refresh Your Patio or Deck

Your patio or deck sets the stage for everything from quiet mornings to lively get-togethers. Start by giving it a thorough clean:

• Sweep away debris. Use a broom or blower to clear leaves and dirt.
• Wash the surface. A gentle cleanser and stiff brush work well on most patio materials. For concrete, brick, or stone, consider renting a commercial-grade power washer. Avoid power washing stained wood—it could strip the finish.
• Inspect and repair. Check for loose boards, protruding nails, or splintered surfaces. Make necessary repairs before the space gets regular use.

Clean and Style Outdoor Furniture

Outdoor furniture can take a beating over the seasons. Give it some love:

• Clean according to material. A hose and mild dish soap work well for plastic and metal furniture. For wood or wicker, use a damp cloth to avoid water damage.
• Dry thoroughly. Use old towels to prevent water spots and prolong the life of your pieces.

Once clean, it’s time to rethink your layout and decor.

Envision How You’ll Use the Space

Think about how your outdoor area will serve you this summer. Will it be:

• A dining spot? Add or update a table and chairs for al fresco meals.
• A game zone? Leave room for yard games and flexible seating.
• A cozy retreat? Set up a hammock, reading nook, or fire pit lounge.

Consider lightweight furniture that can be easily rearranged depending on the occasion. And remember—comfort is key. Add cushions, throws, and cozy seating to encourage lingering.

Streamline and Elevate with Smart Decor

Keep clutter in check by choosing multi-purpose pieces, like:

• Benches with storage or outdoor storage bins. Great for stashing games, cushions, or grilling supplies.
• Plants and greenery. Choose pet-safe plants for your own fur babies or visiting ones.
• Vertical accents. Use walls or fences to hang lanterns, shelves, or planters—leaving more ground space open.
• Add personality with pops of color—pillows, cushions or a bold outdoor rug can instantly refresh the vibe.

Shade and Light: Must-Haves for Comfort and Style

Don’t forget about two key ingredients to outdoor enjoyment: shade and lighting.

• Shade solutions: Umbrellas, pergolas, or canopies offer protection during peak sun hours.
• Lighting layers: String lights bring magical ambiance. Solar-powered fairy lights, path markers, and outdoor pendant fixtures add both safety and charm.

Fire Pits & Grilling: Safety First, Fun Always

Fire Pit Safety: A fire pit is the ultimate backyard upgrade, but it must be used safely.

• Keep it at least 10 feet from your house or flammable materials.
• Burn only untreated, dry wood.
• Never use accelerants like lighter fluid to start or relight the fire.
• Use a fire screen to catch sparks.
• Keep a fire extinguisher, hose, or bucket of water nearby.

Grill Safety: Summer barbecues are a beloved tradition—but don’t forget basic safety.

• Clean your grill before the first use to prevent flareups.
• Check propane connections and ensure the tank is full.
• Keep the grill away from structures and flammable materials.
• Store propane and charcoal safely.
• Supervise children and pets around the grill.

Grilling Pro Tips:

• Bar cart transformation: Repurpose a bar cart as a mobile grilling station. Load it with spices, utensils, and condiments.
• DIY condiment carrier: Give those cardboard six-pack beer caddies new life as a picnic-friendly condiment holder. Wrap it in contact paper for a stylish touch.

Don’t Forget Bug Control

Nothing ruins a backyard vibe faster than a buggy swarm. Take steps to protect your space:

• Remove standing water. Check flowerpots, gutters, and birdbaths regularly.
• Use citronella candles or torches. These can help deter bugs while adding ambiance.
• Consider natural repellents. Lavender, rosemary, and marigolds are mosquito-resistant and look great in planters.
• For added peace of mind, you can install a screened canopy or consider a misting system for high-traffic areas.

Your outdoor space should be an extension of your home—a place to relax, connect, and create lasting summer memories. With a little effort and intentional design, you can transform your backyard into a functional and fabulous retreat.

Pro tip: Take a few photos now, then again at the end of summer. You’ll love seeing how your outdoor makeover paid off.

Finally, make sure you’re insured for summer fun, and protect your home and property with the right insurance for added peace of mind. Here’s to your best backyard summer yet!

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.