Help Your Child Navigate a New School Year with Confidence

Help Your Child Navigate a New School Year with Confidence

The first day of school can feel like stepping onto a stage—new faces, new routines, and a swirl of emotions. For kids, it’s both exciting and nerve-wracking; for parents, it’s a delicate balance of encouragement and letting go. By helping your child manage those first-day jitters, build independence, and embrace challenges with a growth mindset, you can set the tone for a year filled with confidence and curiosity.

Here are some simple ways to help your child feel ready—emotionally and practically—for the year ahead.

Listen—Really Listen—to Your Child

Back-to-school season is a big transition, and change can be unsettling. Ask your child how they’re feeling about the new year. Are they excited to see friends? Nervous about a new teacher? Unsure about tougher schoolwork?

Validate those feelings. Let them know that it’s normal to feel a mix of emotions—and that even teachers feel that way sometimes. For younger kids, support might mean extra hugs, a comforting meal, or a favorite bedtime story. For older kids, try meditation, a walk together, or a phone call with a friend. The key is to ask what they need and follow their lead.

Help Them Acclimate Early

If your child is starting at a new school, attend an open house or schedule a tour so they can see the space beforehand. Arrange to meet the teacher(s) if possible. Encourage reconnecting with school friends before the first day. You might even want to join the parent-teacher association to connect with other families.

Build Skills Before Day One

Help your child feel ready for both academics and logistics.

  • For middle schoolers, practice locker combinations. Buy an inexpensive combination lock for hands-on practice at home.
  • Role-play scenarios like asking a teacher for help, changing classes, or joining a group activity.
  • Work on skills like time management, organization, or social confidence.

Support Sleep and Nutrition

Kids learn and cope better when they’re well-rested and well-fed.

  • Aim for 9–12 hours of sleep for younger kids and 8–10 hours for teens.
  • Create a calming bedtime routine—dim lights, no screens and quiet activities like reading.
  • In the morning, serve a balanced breakfast with protein, whole grains, and fruit, and pack healthy snacks to keep energy steady.
  • Don’t forget a water bottle to stay hydrated throughout the day.

Make Sure They’re Fully Prepared

A little preparation goes a long way toward easing first-day nerves and setting your child up for success. Involve them in the process so they feel invested and ready to start strong.

  • Finish summer assignments early to avoid last-minute stress.
  • Shop together for school supplies so they can pick items they’re excited to use.
  • Choose back-to-school clothes Let them select outfits that are comfortable and help them feel confident.
  • See our money-saving tips for back-to-school shopping.

Ease into the New Routine

Talk through the school-day schedule for the whole family, from morning wakeups to after-school activities. A week before school starts, begin shifting bedtimes and wakeup times so the first day isn’t a shock.

Plan for a stress-free school morning:

  • Lay out the first-day outfit (let kids choose).
  • Pack the backpack and lunch.
  • Allow plenty of time for dressing, hygiene, and breakfast.

Teach Positive Self-Talk

Help your child manage stress with healthy coping tools. Teach them a positive mantra, such as “I am strong. I belong. I can do this all day long” or “I am brave. I am bright. I can shine with all my might.” Have them say it out loud in front of a mirror as part of morning routine. Deep breathing, stretching, or quick mindfulness exercises can help calm first-day nerves. Child-friendly meditation apps, soothing soundscapes, or bedtime stories can also work wonders.

Manage Separation Anxiety

For younger children, reassure them that school is a normal and important part of life. Let them know exactly when you’ll be back for pickup—it’s comforting for kids to have a clear mental timeline.

Foster Age-Appropriate Independence

Small, age-appropriate responsibilities help kids feel proud, capable, and ready to take on more as they grow.

  • Younger children can carry their own backpack and lunch.
  • Older students can also make their lunch and plan their homework schedule.
  • Remind kids about back-to-school traffic safety.

Create a Relationship Map

Draw a map with your child at the center, surrounded by trusted adults at school—teachers, counselors, aides—who can help. Knowing exactly who to go to makes asking for help less intimidating.

Check in with your child

At dinner or bedtime, ask open-ended questions like: “What made you smile today?” or “What was tricky?” These prompt more thoughtful answers than “How was your day?”

Watch for Signs of Struggle

If your child shows ongoing signs such as unusual sleep issues, irritability, poor concentration, low energy, loss of appetite, headaches, or frequent tears, consider reaching out to a school counselor or therapist for additional support.

By blending emotional support, practical preparation, and opportunities for independence, you can help your child start the school year with confidence and curiosity—ready to take on whatever comes their way.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Classroom Setup Secrets

Classroom Setup Secrets

You’ve got the keys, the blank slate, and a million Pinterest ideas—now what? If you’ve ever rearranged your classroom 14 times only to end up where you started or discovered that nothing will stick to your cinderblock walls, you’re not alone. Setting up your classroom is part science, part art, and part survival skills. Here’s how to make your space functional, organized, and ready for your best school year yet.

1. Start with a Floor Plan—on Paper

Save your back (and your sanity) by planning before you push a single desk. Measure your room and create a layout in Canva so you can test different setups—rows, clusters, flexible seating zones—without breaking a sweat. Keep the file handy so you can tweak it later in the year. Bonus: Take a stroll through your coworkers’ classrooms for fresh inspiration.

2. Be Strategic with Your Teacher’s Desk

Don’t just plop your desk in the front of the room because “that’s where it goes.” Think sight lines—you want to be able to see everyone from where you sit. Consider angling your desk in a corner and blocking the space behind it with brightly colored floor tape (students will quickly learn that’s a “no-go” zone). Check the view from the back of the room before committing.

3. Create a Teaching Station

Your teaching station is home base for lessons—a spot where your day’s materials are ready to grab. This could be part of your desk, or better yet, a separate area that keeps supplies organized and within reach. The less time you spend hunting for markers, the more time you have for teaching.

4. Master the Art of Storage

Clutter = chaos. Designate clear zones for students to pick up materials and turn in work. Keep frequently used items like pencils and paper within easy reach to reduce downtime. Use a labeling system for bins and shelves so everyone knows where things belong.

5. Tame the Tech

Before you finalize your setup, check outlet locations and plan how devices will be stored, charged, and returned. Use small strips of colored electrical tape to match devices with their chargers and spots at the charging station. Limited colors? Add patterns like stripes to stretch your system further.

6. Turn Down the Volume

A quieter classroom helps everyone focus. Add rubber feet to movable furniture, place rugs in high-traffic areas, and use soft materials to absorb sound. Even a few strategic changes can cut down on echoes and background noise. Consider a relaxing classroom playlist to set the stage for learning.

7. Bring in Nature

Plants make a classroom feel more welcoming—and some even improve air quality. Choose low-maintenance varieties and place them where they’ll get a little love (and not become a dodgeball target).

8. Keep Walls Calm but Useful

Over-decorated walls can overstimulate students. Researchers suggest keeping 20–50% of your wall space clear. Use posters and bulletin boards as teaching tools—refer to them often, update them, and place high-value content where students can see it daily.

 Pro hacks:

  • “Paper” your bulletin boards with fabric for a hole-free, year-round backdrop.
  • Hot glue clothespins to tacks for easy swapping of posters or vocabulary words.
  • Put painter’s tape on walls. Then hot glue posters to the tape for an easy attachment and clean removal.
  • Hang clear sheet protectors for student work displays—slide papers in and out or insert blank pages to turn them into reusable whiteboards.

9. Prioritize Prime Real Estate

The front of the room is your VIP zone. Use it for systems students will interact with every day—like bathroom check-ins, absent work folders, or daily instructions. Put permanent displays in hard-to-reach spots and seasonal ones where you can easily swap them.

10. Make Friends with the Custodian

This might be the most valuable tip of all. Learn their name, their birthday, and yes, maybe even their cell number. The day you lock your keys inside your classroom, you’ll be glad you did.

A little planning goes a long way in creating a classroom that works for you and your students. The goal isn’t Pinterest perfection—it’s a space where learning flows, chaos is minimal, and you can focus on what matters most: teaching.

Classroom completed? Check out our Back-to-School Checklist for Busy Teachers and tips for time management.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

The Summer Self-Care Toolkit for Teachers

The Summer Self-Care Toolkit for Teachers

You made it!  After months of lesson planning, parent emails, grading marathons, and cafeteria duty, summer has finally arrived—and it’s your turn to recharge. Whether you’re craving quiet mornings with coffee and a good book, long walks in the sun, or finally catching up on that podcast everyone’s talking about, this is your season to rest, reflect, and reset.

We’ve compiled your summer self-care toolkit—packed with wellness ideas, downtime inspiration, and refreshingly practical tips to help you feel your best. Let’s dive in—because the best version of you starts with a well-deserved break.

Reconnect with Your People

You didn’t have time for coffee meetups or lunches during the school year. Now’s your chance to catch up. Whether it’s brunch with friends, a backyard barbecue with family, or a spontaneous coffee run, nurturing your relationships will help refill your emotional cup.

Turn Up the Music

Music has a magical way of shifting your mood. Make a summer playlist, explore a new artist, or revisit your favorite throwback tracks. Bonus points if it turns into an impromptu dance party in your kitchen.

Lose Yourself in a Good Book

Take a screen break and curl up with a page-turner. Whether it’s a juicy novel, an inspiring memoir, or a professional read that fuels your passion for teaching, books are a powerful (and portable) form of escape.

Plug Into a Podcast

Whether you’re lounging by the pool, folding laundry, or on a morning walk, podcasts are a great way to unwind, learn something new, or just be entertained. Choose from feel-good shows, culture and entertainment, true crime mysteries, or mindfulness meditations—whatever suits your mood. The best part? You can hit play and let someone else do the talking.

Pamper Like a Pro

Say yes to self-care Sundays—or any day, really. Run a bubble bath, try out a face or hair mask, paint your nails, or indulge in your favorite skincare ritual. When you feel good in your own skin, it shows.

Reignite Your Joy

Have a hobby you’ve put on hold? Now’s the time to dive back in. Whether it’s painting, gardening, baking, or learning something new, doing what you love brings balance and sparks joy.

Get Outside

Sunshine is healing. Whether you’re hiking through the woods, strolling on the beach, kayaking, birdwatching, or simply soaking in rays from your porch, nature has a way of restoring us—body and mind. And yes, your vitamin D levels will thank you.

Move Your Body (Your Way)

Exercise doesn’t have to mean a grueling gym session. A brisk walk, gentle yoga, tai chi in the park, or a dance class can do wonders for your mood and energy levels. Move in ways that make you feel alive—not drained.

Reclaim Your Rest

Now’s the time to reset your sleep schedule. Quality rest supports mood, memory, and immune function. Create a relaxing nighttime routine—think herbal tea, a calming playlist, or screen-free wind-down time—and aim for consistent sleep and wake times. Your future self will thank you come September.

Tidy Just a Little

Pick one small area—your catch-all drawer, your sock collection, your desktop—and give it a refresh. Organizing even a tiny corner of your life can provide a satisfying sense of control. (Pro tip: Leave the school supply bin for August.)

Laugh Often

They say laughter is the best medicine—and it’s true. Watch a favorite comedy, scroll through silly dog videos, or swap corny jokes with a friend. Surround yourself with joy and let the laughter roll.

Be Kind to Yourself

Practice self-compassion. That means speaking to yourself the way you would a close friend—with encouragement, not criticism. Notice negative self-talk and gently swap it for something more supportive. You deserve it.

Practice Gratitude

Before bed, jot down three things you’re grateful for. It could be your morning coffee, a meaningful text, or the way the sunset lit up the sky. Gratitude gently shifts your mindset from stress to satisfaction, helping you feel more grounded and connected.

You give so much of yourself all year long. This summer, give yourself permission to slow down, savor the moment, and take care of you. You’ve earned it. It could be inspiration to continue the self-care journey as you head back to school.

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Thomas R. Brown Athletics Grant Winners – 2025

Thomas R. Brown Athletics Grant Winners – 2025

California Casualty has delivered $1,000 Thomas R. Brown Athletic Grants to educators at 10 public middle and high schools across five states to help support their school sports program(s). Since its inception in 2010, the Thomas R. Brown Athletics Grant Program has helped fund burdened athletic programs in 773 public schools across the nation.

Named in honor of Tom Brown, an ardent sports enthusiast and California Casualty Chairman Emeritus, the Thomas R. Brown Athletic Grant reflects his conviction that the values cultivated on the field—such as teamwork, trust, communication, and confidence—extend far beyond sports, enriching academic and personal development. Athletic programs play a pivotal role in shaping students’ character, fostering well-rounded individuals who excel both in the classroom and in life.

California Casualty recognizes the vital role of youth sports in promoting children’s physical and mental well-being. We are delighted to announce that the 2024/2025 Athletic Grants will support the following initiatives:

    • Diablo High School – Concord, California – Girls Volleyball
    • Natomas High School – Sacramento, California – Swim Team
    • Paramount High School – Paramount, California – Girls Flag Football
    • San Benancio Middle School – Salinas, California – Wrestling and Soccer
    • Tahquitz High School – Hemet, California – Cross Country
    • Aurora Frontier P-8 – Aurora, Colorado – Boys & Girls Basketball
    • Carmody Middle School – Lakewood, Colorado – Carmody Bike Club
    • Post Falls High School – Post Falls, Idaho – Track and Field
    • Lebanon High School – Lebanon, Oregon – Unified Basketball
    • Laramie Middle School – Laramie, Wyoming – Middle School Athletic Programs

Congratulations to all of our 2024/2025 grant recipients!

Mt. Diablo High School, Concord, CA

Applicant: Taylor Thompson

Athletic Program: Girls Volleyball 

Hanna Hurst - Music and Arts Grant recipient
Photo L-R: Principal, Dr. Markell McCain, Recipient, Taylor Thompson, Mt Diablo EA President, Linda Ortega, and Angie Rajczyk 
Natomas High School, Sacramento, CA

Applicant: Amanda Connelly 

Athletic Program: Swim Team 

Molly Curro - Music and Arts Grant recipient
Photo L-R: Swim Coaches, Eliana & Danielle, Amanda Keidel, Recipient, Amanda Connelly 
Paramount High School, Paramount, CA 

Applicant: Monique Reed

Athletic Program: Girls Flag Football 

Hanna Hurst - Music and Arts Grant recipient
Photo L-R: TAP president, (DeeDee) Ardelia Aldridge, PE Coach, Frank Bignami, Flag Football Coach, Monique Reed and school principal, Jill Hammond.
San Benancio Middle School, Salinas, CA

Applicant: Phillip Snell

Athletic Program: Wrestling and Soccer

Molly Curro - Music and Arts Grant recipient
Photo L-R: Principal, Joe Carnazzo, Recipient, Phillip Snell 
School: Tahquitz High School, Hemet, CA 

Applicant: Shelly Hannah 

Athletic Program: Cross Country 

Hanna Hurst - Music and Arts Grant recipient
Photo: Recipient, Shelly Hannah 
Aurora Frontier P-8, Aurora, CO 

Applicant: Leila Malsam 

Athletic Program: Boys & Girls Basketball 

Molly Curro - Music and Arts Grant recipient
Photo L-R: Jolie Spence, Recipient, Leila Malsam and AEA President, Linnea Reed-Ellis 
Carmody Middle School, Lakewood, CO 

Applicant: Rob Wright 

Athletic Program: Carmody Bike Club 

Hanna Hurst - Music and Arts Grant recipient
Photo L-R: CEA Executive Committee and JCEA Secretary, Ang Anderson, Recipient, Rob Wright, and Jolie Spence
Post Falls High School, Post Falls, ID 

Applicant: Brian Etchison 

Athletic Program: Track and Field 

Molly Curro - Music and Arts Grant recipient
Photo L-R: Assistant Principal, Mike Mclean and Recipient, Brian Etchison 
Lebanon High School, Lebanon, OR 

Applicant: Sheridan Echternach 

Athletic Program: Unified Basketball 

Hanna Hurst - Music and Arts Grant recipient
Photo L-R: Dee Dee Templeton, Recipient, Sheridan Echternach and Lebanon EA President, Bonita Randklev   
Laramie Middle School, Laramie, WY 

Applicant: Jamie Simmons 

Athletic Program: Middle School Athletic Programs

Molly Curro - Music and Arts Grant recipient
Photo L-R: Jolie Spence, Jamie Simmons and Greg Herold (Uniserv Director) 
Teacher-Approved Summer Activities for Curious Minds

Teacher-Approved Summer Activities for Curious Minds

Summer break doesn’t have to mean a break from learning—especially when the world becomes your classroom! From baking up a math lesson in the kitchen to planning a dream vacation that sneaks in budgeting and geography, these teacher-approved activities turn everyday adventures into brain-boosting fun. Whether your child wants to build a solar oven, launch a sidewalk chalk masterpiece, or track wildlife like a real scientist, this list is packed with hands-on ideas to keep curious minds engaged all summer long. Bonus: they won’t even realize they’re learning.

1. Whip Up Some Learning in the Kitchen

Step aside, takeout—your kitchen is now a classroom! Grab a favorite recipe and let your child be the chef. They can read instructions, measure ingredients, and even budget for the grocery list. Baking and cooking are hands-on mathematic activities; they involve volume and fractions. Want to spice it up? Try recipes from around the world, then research those cultures together. Keep a “Summer Chef” recipe book for memories (and maybe a few future family dinners!). Just remember: kitchen adventures should always be supervised.

2. Science Experiments That Wow

Summer + science = serious fun! Here’s your chance to unleash your child’s inner scientist. These projects are hands-on, engaging, and perfect for messy outdoor fun (which also happens to be educational!).

3. Nature Walks with a Twist

Turn your next walk into a nature scavenger hunt! Look for patterns, shapes, colors—or collect leaves and flowers for a collage. Want to go full-on scientist? Try a citizen science project like the Southern California Squirrel Survey or track birds with the Great Backyard Bird Count. Your backyard just became a research lab.

4. Plan the Perfect (Imaginary or Real!) Getaway

Channel your child’s inner travel agent. Pick a destination, calculate airfare and hotel costs, plan attractions, and build an itinerary. For younger kids, plan a day trip close to home. For older kids, dream big with an international trip—just set the expectation that it’s all for fun and learning. (Sorry, Paris might have to wait until they’re grown.)

5. Start a Kid-Run Business

Time to tap into that entrepreneurial spirit! A classic lemonade stand teaches budgeting, marketing, and customer service. Older kids can brainstorm ideas that fill a neighborhood need—dog walking, handmade crafts, or even tech help for neighbors. Who knows? That summer side hustle could become something bigger.

6. Field Trips that Teach

Keep an eye on your local community calendar. Many museums, parks, and libraries offer free or low-cost programs. From nature walks to music festivals and kids’ theatre, there’s something for every interest—and every learning style. Don’t forget about the virtual field trips. You can travel the world without leaving the living room.

7. Get Lost in a Good Book

Keep those reading muscles strong! Whether it’s fiction, fact, or a graphic novel, every page counts. Check out the summer reading programs in your community. Model your own love of reading to get your child excited.

  • Sign up for your library’s summer reading program.
  • Join Pizza Hut’s BOOK IT!
  • Start a neighborhood kids’ book club with this PBS guide.
  • Host a book swap with friends.

8. Pen Pals with a Purpose

Old-school letter writing is back! Help your child connect with a pen pal from another state or country. It’s a great way to practice writing, explore new cultures, and build friendships that last beyond summer. Global Penfriends offers a platform where pen pals can connect, from school age to seniors.

9. Volunteer with Heart

Teach your child the joy of giving back. Organize a supply drive, help at a food pantry, or collect toys for a local shelter. If official volunteering isn’t an option due to age limits, there are still plenty of ways to make a difference—from baking for neighbors to helping clean up the local park.

10. Make a Time Capsule

Capture the magic of summer with a DIY time capsule! Have your child gather items that represent their favorite memories—photos, drawings, ticket stubs, small toys, or a letter to their future self. They can decorate a shoebox or container, write about their summer adventures, and choose a date to open it (maybe next summer!). It’s a creative way to reflect, write, and preserve memories—all while sneaking in some journaling and storytelling practice.

Looking for more ideas? Check out our blog on 15 At Home Summer Activities That Don’t Involve Screen Time.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

Year-end Class Management Tips

Year-end Class Management Tips

The countdown to summer is on, and your students can feel it. But before the final bell rings, there’s still learning to do and a classroom to keep on track. Year-end chaos doesn’t have to rule the day. With a few clever classroom management tricks, you can keep your students focused, your sanity intact, and maybe even end the year with a few laughs. So, how do you wrap things up without unraveling? Let’s dive into some fun and effective year-end strategies that make the finish line feel just as rewarding as the start.

Stay Consistent with Behavior Expectations

The end of the school year brings special events, assemblies, and field trips that can throw off your regular schedule. While flexibility is important, maintaining consistency with your classroom expectations is key. Students, especially younger ones, find comfort in routine. Continue using your classroom signals, reinforcement systems, tools and apps, and behavior expectations just as you have all year. It might be tempting to ease up, but consistency helps students feel secure and keeps the classroom running smoothly. Reinforce positive behavior with praise or small incentives and apply logical consequences when needed.

Ease Up on the Curriculum (But Keep It Meaningful)

By now, the heavy lifting of academic instruction is complete. Use the final weeks to reinforce what students have learned while allowing space for creativity and fun. Consider interest-based research projects that allow students to explore topics they’re passionate about. These not only keep students engaged but give them ownership of their learning. Let your budding marine biologist create a poster about sharks or have your history buff do a skit about a famous figure. Make the extra minutes count with sponge activities. You’re still teaching — just with more flexibility.

Keep It Interesting with Creative Activities

When attention spans are short, engaging activities are your best friend. Incorporate group work, hands-on projects, and learning games. Older students might enjoy real-world skill building like budgeting, resume writing, or mock interviews. For younger students, try a classroom economy where they earn play money for positive behaviors and redeem it at an end-of-year sale. Offer choices in projects to boost motivation. Something as simple as switching from notebook paper to butcher paper for taking notes can spark renewed interest. You can even turn biography projects into interactive presentations — students decorate a poster with cut-outs representing their person, then cut a hole in it and present in character.

Create Calm with Mindfulness and Movement

As excitement builds, a few quiet moments can go a long way. Set the tone with mindfulness techniques like deep breathing, guided imagery, or soft background music. These tools are especially helpful after lunch or recess when students need help transitioning back to learning. Add in brain breaks, stretching sessions, or short walks to keep energy flowing in a positive direction. You’ll be surprised how a few minutes of calm can re-center the whole class.

Tackle Specific Year-End Challenges

Excessive talking? Acknowledge the excitement and give students a timed break to chat — then bring them back to task. Incomplete work? Consider whether the assignment still serves a learning purpose. If not, try offering a creative alternative — like writing a script for a Reader’s Theater performance instead of a traditional book report. Low motivation? Set small, daily goals and celebrate their completion with simple rewards like stickers, certificates, or a few extra minutes of recess.

Use Rewards Strategically

The right incentive can make all the difference. You don’t need to spend a lot — students love extra recess, a snack, and time outside. One fun idea is to assign two “secret agents” each day to watch for a specific behavior, like teamwork or staying on task. At the end of the day, the agents share who stood out and those students receive a reward. It builds community while reinforcing expectations. You can also try bubble rewards: place a small bottle of bubbles on each desk in the morning, and students who follow the rules get to blow them at the end of the day.

Reflect and Celebrate

Take time to honor the year you’ve spent together. Invite students to write memories from the year, then read them aloud as a class guessing game. Gratitude journals or letters to next year’s students can help your class process their growth and reflect on positive experiences. Not only does it provide closure, but it also promotes gratitude and emotional literacy.

Get Organized with Student Help

Take advantage of your eager helpers! Assign students to help organize the class library, check supplies, or make sure all the pieces are in the board games. Turn it into a challenge — who can find the most missing crayons? Designate a “cleaning crew” for bulletin boards or storage areas. Not only are you prepping for next year, but you’re also teaching responsibility and teamwork.

Don’t Forget Your Own Well-being

Finally, take care of yourself. The end of the year can be emotionally and physically draining. Prioritize rest, hydration, and moments of quiet throughout your day. Prepare your summer reading list and plan your time off. A calm and grounded teacher sets the tone for a smooth classroom.

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters, and nurses. Get a quote at 1.866.704.8614 or www.calcas.com.

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