Summer Home Maintenance

Summer Home Maintenance

From pulling weeds to cleaning floors, it seems like house work never ends, but it’s a lot easier to tackle before the change of seasons. The warmth of summer is a good time to do maintenance that will prevent damage, prepare your home for winter, and add long-lasting value.

Here are some important mid-summer home maintenance tips:

  • Do an energy audit and start fixing insulation and cracks
  • Insulate hot water pipes
  • Clean patio furniture
  • Scrub your concrete
  • Inspect and reseal decks
  • Patch concrete and asphalt cracks
  • Prune or remove problem trees and shrubs
  • Clean exhaust fans
  • Fix the fence
  • Make your landscaping “critter proof” (deer, rabbits and other animals can cause thousands of dollars of damage to your plants and trees)

Doing regular maintenance can not only protect your home, but it can enhance the value of your largest investment. Most realtors and home repair experts say simple projects can add thousands of dollars to your home’s worth. Here are some tips that give the best payback

  • Clean and reduce the clutter around your home
  • Spruce up your yard
  • Repaint the interior and exterior
  • Upgrade your lighting and light switches
  • Add wood trim

Don’t forget another vital piece to preserving your home and all the things that come with it; insurance. Now is the time to get a home insurance update and policy review to make sure your precious items are fully covered at the best value. Have you made improvements that could land you big discounts? Call a California Casualty advisor today for a no hassle policy review at 1.800.800.9410, or visit www.calcas.com.

 

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Discounts Available for Educators

Discounts Available for Educators

Teachers play one of the most important roles in our lives growing up. They are our role models, our best friends, our confidants, our parents away from home, and so much more. Teachers are continually molding the minds of children and young adults all over the world to prepare them to be the next citizens and leaders in our society. Without exaggeration, they are changing lives every single day. discounts for teachers

With all that teachers give to us, it is important that we give back to them. So, just in time for back-to-school, we have rounded up a list of companies that offer discounts for teachers as a, “thank you” for what they do.

Each store is linked for you convenience, just click on the stores name, and it will direct you to their discount page!

Supplies

Target: July 13-20 get a 15% off discount on back to school essentials and supplies in store and online

Michaels: 15% discounts for teachers year-round and special sales for educators throughout the year

Staples: 5/1-9/15 The Classroom Rewards Program lets 5% of each purchase by parents go back to the teacher of their choice as long as they are signed up for Staples Rewards

Office Depot and OfficeMax: 7/14–9/28 Teachers can get 20% back in rewards on qualifying in-store purchased as long as they are signed up for Office Depot OfficeMax Rewards

JOANN: 15% off discounts for teachers on every purchase daily

The Container Store: year-round discounts for teachers exclusively through email when you sign up for their free Organized Teacher Discount Program

Meijer: 7/7-9/28 use their 15% off with coupon for select school and office supplies; teachers can get a new coupon every time they shop in-store at the service desk

Lakeshore Learning Store: 15% off in-store qualifying items when you join their Teachers Club Members

Also be sure to check out Discount School Supply and Dollar Tree in-store and online, for amazing prices year round on all back-to-school essentials.

 

 

Books

Books-A-Million: 20% off discount on all items purchased in-store and free online shipping year-round with a free Books-A-Million Educator’s Discount Program Card

Barnes and Noble: 20% off publisher’s list price all purchases for the classroom

Half Price Books: 10% off year-round with an Educator Discount Card

Book Warehouse: 15% off in-store purchases when you sign up for their free Educators Book Club

Thriftbooks: offers 15% off all used class sets when you have 20 or more used books in your cart and you use code “APPLE” at check out

Another resource to find cheap books is First Book Marketplace, where all books are 50-90% off and they have free resources. They also have discounted supplies and basic needs for children including snacks, personal hygiene items, and clothing.

 

Free Resources

PBS: PBS Learning Media offers free standard-aligned videos, interactive, lesson plans, and more

National Geographic: offers free activities, lesson plans, videos, infographics, photos, and more for Pre-K- Higher Ed

BLICK: offers free lesson plans and educational videos for visual arts education, and will also offer your school a discount if you purchase art supplies in large quantities

redwritethink: offers free lesson plans, student interactivities, calendar activities, and print outs in reading, writing, grammar, critical thinking and more for grades K-12

COMMONLIT: offers a free digital library of fiction and nonfiction for 3rd-12th grade classrooms

NASA for Educators: offers hundreds of resources for free that support the STEM curriculum

sharemylesson: offers thousands of free lesson plans that you can manually align to your standards of teaching, they even have lesson plans to focus on gifted students and students with disabilities

Scholastic: offers free lesson plans, classroom printables, posters, calendars, apps, and other resources as well as discounted books

 

Clothing

Madewell: 15% off your entire in-store purchase when you show your Teacher ID

LOFT: 15% off your entire purchase when you show your Teacher ID

Banana Republic: 15% off your entire full-priced, in-store purchase when you show your teacher ID

J. CREW: 15% off your purchase with your Teacher ID

New York and Co.: 15% off your entire in-store purchase when you show your Teacher ID

Talbots: 15% off a full-priced purchase when you show your Teacher ID

 

Be sure to enter the $2,500 Academic Award Giveaway from California Casualty for your chance to win $2,500 to purchase supplies for your students and your classroom! 

 

Happy back-to-school preparation! 🙂

 

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters and nurses. Get a free quote by calling 1.866.704.8614, or visit  www.calcas.com.

 

What To Do Before and After an Earthquake

What To Do Before and After an Earthquake

The recent large earthquakes in Southern California are a reminder to always be earthquake-ready.

Earthquakes come on suddenly, with very little warning. They can be a sharp jolt followed by the ground shaking and cracking, or waves rolling across the ground.

Earthquakes can hit anywhere at any time, and while the West Coast is considered “earthquake country,” the U.S. Geological Survey warns that earthquakes have been registered in every state in the union, with special seismic hazards for areas encompassing the western-third of the nation, and areas extending from Missouri and Illinois to most of the Eastern Seaboard.

After an earthquake strikes many are often left disoriented and full of adrenaline –psyche and security shaken as much as their house. Post-quake your home or apartment may look damage-free, but there can be many hidden dangers.

After checking your family and others for injuries, here are key steps you need to take to ensure your safety:

  1. Check for gas and water line leaks. Know where the shutoff valves are if you smell gas or detect water leaking to prevent fires and water damage.
  2. Be aware of downed power lines.They can still carry a dangerous current.
  3. Inspect chimneys and brick areas for cracks. If cracked, they could send dangerous debris down on you or others.
  4. Check water heater and furnace vents. If they have become separated, it could send dangerous carbon monoxide into the home.
  5. Watch for electrical sparking or the smell of burning wire insulation. This could lead to a fire. Unplug any broken lights or appliances and turn off power at the main fuse box if you detect an issue.
  6. Clean up spilled medicines, drugs or harmful chemicals. Bleach, turpentine, hazardous garden supplies, etc.
  7. Don’t drink from faucets or other unprotected water sources. Wait until given the okay from your municipality or utility, because they could be contaminated.

Always Plan Ahead

Before an earthquake, or other natural disaster hits, you should always have a plan. Here are some tips to help you and your family prepare:

  • Develop a family communication plan and “meet-up” location if you become separated
  • Have your first aid kit fully stocked
  • Prepare an emergency kit with: water, medicines, food, money, other important documents, etc.
  • Have basic emergency supplies gathered all in one place: flash lights, batteries, blankets, a radio, lighters or matches, cell phone chargers, extra clothes
  • Be sure to have coverage insurance.

If you have comprehensive coverage with your auto insurance, your vehicle is covered for damage from falling debris and other impacts from earthquakes.

However, earthquake damage is not covered under your homeowners or renters insurance policy, and less than 20% of Americans have purchased a policy. That means most people whose property suffers losses from a temblor will be paying out of pocket or relying on federal assistance and loans for recovery.

You can be prepared; California Casualty provides earthquake insurance as an endorsement to home owners policies in California, Illinois, Kentucky, Missouri, Oregon and Rhode Island. We also offer earthquake coverage through our partner, GeoVera Insurance Company, in California, Oregon and Washington. Learn more and get a quote at 877.652.2638 or visit www.calcas.com/earthquake-insurance.

 

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4th of July Treats!

4th of July Treats!

The classic Fourth of July celebration in America is all about friends, family, and the red, white, and blue! And if you are like the majority of Americans you will probably be taking advantage of the summer holiday by attending or hosting a backyard BBQ before fireworks light up the sky. Show your patriotism, and wow your guests, by whipping up an easy recipe that pays tribute to Old Glory.

Here are the best Independence Day recipes that even Uncle Sam would be proud of:

(Each recipe is linked for your convenience, just click on the name!)

1. Red, White and Blue Ice Cream Cone Cupcakes
2. Kid-Friendly Patriotic Punch
3. Fruity 4th of July Pizza
4. Star Spangled Pie
5. Firecracker Dogs
6. Red, White, & Blue Strawberry Shortcake
7. Patriotic Ice Cubes
8. Fireworks Jello Cups
9. Red, White, and Blue M&M Cookie Bars
10. Independence Day Fruit Kabobs 
11. Patriotic Oreos
12. Red, White, & Blue Cookie Dough Dip
13. Patriotic Berry Trifle
14. Fireworks Blondies
15. Fourth of July Ice Pops
16. GLORY-ous Ice Cream Sandwich
17. Starry Cake Roll
18. Patriotic Puppy Chow
19. Firecracker Rice Krispie Treats
20. Patriotic Yogurt Bites

 

Need some more ideas? We’ve got you covered! We have all of these recipes and more on our “4th of July Treats” board on Pinterest, check it out by clicking here. And don’t forget to give us a follow at California Casualty to stay up to date on every new recipe we discover! Scan our Pincode with your Pinterest camera to follow:

Accomplishing Summer Goals as a Teacher

Accomplishing Summer Goals as a Teacher

Summertime for teachers doesn’t necessarily mean “vacation”.  There are, lesson plans to develop, hours of PD sessions, and classrooms to prepare. Many teachers have summer jobs or teach summer school, so accomplishing goals and tasks that get put off during the school year is easier said than done.

We’ve put together a game plan to help you accomplish the top five realistic goals that teachers tend put on the back-burner during the school year.  Even if what you want or need to do varies from the list below, writing down your goals is a solid first step to achieving them – especially if you are a teacher who is short on time.  So open up your planner, grab your Flair pens and get ready to amaze yourself.

Goal #1: De-clutter

Less clutter = less stress = happiness 🙂

How to Accomplish: It’s time to channel your inner Marie Kondo. Getting rid of all of the clutter you’ve put aside planning to get to later needs to be the first thing you do this summer. The first thing?! We know. Bear with us. The sooner you put away all the stuff you carted home from your classroom, address the mountain of laundry in the corner, and tackle the layers of memories of years past- barely hanging on- beneath the magnets covering the fridge; the quicker you can start enjoying your summer. Clutter causes stress. To avoid stress, we avoid cluttered areas or try to pretend it isn’t there.  Identify the area or room that gives you the most anxiety and start there. The quicker the clutter is gone, the quicker you can focus on more important things-like a cold drink by the pool.

 

Goal #2: Sleep

This one is pretty self-explanatory…

How to Accomplish: Draw the blinds and turn off all of your alarms. zzZZZZzzzzZZZzzzZZZzzz

 

Goal #3: Exercise

It’s beneficial for your physical AND mental well-being.

How to Accomplish: You don’t have to go crazy, buy a gym membership or start training 24/7…unless you want to. Exercise can range from number of different activities like: taking a walk, swimming, riding your bike to the playground with your children, or an intense game of water balloons. Set aside 30 minutes, 3 or 4 times a week to move your muscles and de-stress. Start looking at exercise as positive, like playing with your kids, and you will be more likely to do it instead of sitting on the couch dreading getting on the treadmill.

 

Goal #4: Work On Yourself

Take some time for “me-time”.

How to Accomplish: Whether you want to get started on your MBA or have a Harry Potter marathon in your PJ’s; write down a few things down you want to do this summer, solely for YOU and YOUR happiness, and make sure to follow through. Here are a few examples that we have rounded up & linked to sources for you, just click on each word!

You give so much of yourself during the school year. Be sure to take a little time during the summer for yourself to do and discover things that YOU love.

 

Goal #5: Spend Time with Friends & Family

They miss you during the school year.

How to Accomplish: Make a point to do things together as a family, like eating meals at the table, taking a road trip, or having a picnic in the park. Soak up all of the family time you can. During the summer is also a great time to talk to the family that doesn’t get to see you every day, like your parents or grandparents. Schedule time to visit or talk to them on the phone. And don’t forget about friends! Friends play a key role in our happiness and mental health so, set aside some time to get together for a night out, a backyard BBQ, or your other favorite activities.

The key to accomplishing summer goals is to keep them realistic.   So set aside some time, choose what goals would make you the most happy, and go get your highlighters because this summer you are going to accomplish ALL of your summer goals. One color-coded tab at a time.

This article is furnished by California Casualty, providing auto and home insurance to educators, law enforcement officers, firefighters and nurses. Get a quote at 1.800.800.9410 or www.calcas.com.