As we drop the confetti and toast the New Year, an annual tradition is to make a resolution. What will yours be? Here are the top five resolutions Americans have made in recent years:

  • Lose weight
  • Get organized
  • Spend less and save more
  • Enjoy life
  • Become more fit and healthy

Unfortunately, research shows less than 10 percent of those of us who make resolutions actually keep them.

But, there are easy actions you can take that could save you money and provide peace of mind.

Every year, many Americans fail to take stock of their biggest assets: their homes and vehicles. Here is a list of 11 simple resolutions you can make this New Year to protect the most valuable possessions you have worked so hard to attain.

7 Home Insurance Resolutions:

  1. Do a yearly policy review with an insurance advisor to check that you are getting all the discounts you qualify for, that you adequately insure any new additions or appliances, and verify that your liability coverage isn’t lacking
  2. Make sure you have replacement value if a fire or other disaster strikes
  3. Purchase earthquake or flood insurance if you live in areas prone to either
  4. Save on your premiums by investing in security and fire suppression systems
  5. Get renters insurance if you don’t have it yet
  6. Protect high-dollar items such as jewelry, fine art or musical instruments with scheduled personal property insurance
  7. Complete a comprehensive inventory of everything in your home in case you should ever have a claim

4 Auto Insurance Resolutions:

  1. Get a yearly policy review to check deductibles, coverages and to make sure you are getting all the discounts you qualify for (professional, multi-policy, good student, mature driver)
  2. Make certain you have adequate protection from uninsured or under-insured drivers
  3. Add any new drivers to your policy (teens or a new spouse)
  4. Bundle your auto and home insurance to receive deeper discounts

We Are Here To Help

Start the New Year off right; resolve to call today to make sure you are getting the professional discounts you deserve: $500 coverage for items destroyed or stolen from your vehicle, deductible waived or reduced if your vehicle is vandalized or hit while parked where you work, and special coverages for the equipment used for your job.

California Casualty advisors are ready to help you with any questions, do a policy comparison or review, or make any insurance changes you may need at 1.800.800.9410, or go online at www.calcas.com.

Resources for this article:

http://www.statisticbrain.com/new-years-resolution-statistics/

http://www.insurancejournal.com/news/national/2014/08/12/337407.htm

http://www.knowyourstuff.org/iii/login.html

California Casualty

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