When something happens to your vehicle, it’s an unexpected and unappreciated disruption to your life. We often take for granted the convenience our vehicle provides – until it is out of commission following an accident or other covered claim. That’s why you need rental car reimbursement.
Rental car reimbursement, also known as rental car coverage or transportation expense, is a wonderful feature of your auto insurance. When added to your policy that already has collision and comprehensive, it pays the cost of renting a vehicle until repairs from a covered accident or loss are completed on your ride.
Did you know?
- Insurance will only reimburse you for the daily rental rate. Other expenses, such as the cost of gas or security deposit for the car, are typically your responsibility.
- The rental car company can bill the insurer directly if you choose one that partners with your insurer.
- Lower rental rates are available to those involved in an accident, but you must let the rental agent know that you are renting due to an accident.
- There are typically two types of parameters for reimbursing your temporary rental: a daily rate and a per-claim limit.
- Choosing the right amount of rental reimbursement is important. Some insureds may need only the minimum coverage amount while others may need more.
If you have a large family that requires a larger SUV or van to commute to work, school and all of the extracurricular events your family participates in, then you should consider a higher amount of rental car reimbursement. Also, take into account where you live. What are the going rates for a rental car, truck or SUV that would fit your needs should your personal vehicle be out of commission for a number of days? Be sure you have the limits that make sense for your needs.
An accident is disruptive enough; having the right rental reimbursement coverage will save you time, money and headaches while you’re getting your vehicle back on the road.
TAKEAWAY:
A California Casualty advisor is ready to give you a policy review, make sure that you have comprehensive and collision coverage, and check the amount you have for rental car reimbursement. Give a call today at 1.800.800.9410 option 3, or visit www.calcas.com/customer-service.
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Are discounts available for retired teachers?
We do offer special rates for retired educators. Please contact our customer care team at 1-800-800-9410 for additional details on your policy!
Is insurance for car rental included for CalCas clients with full coverage?
Hi Nenette!
California Casualty offers rental car insurance on vacation with our auto policies! If you carry liability and physical damage coverage on your vehicle, you may extend that coverage to a rental car. Your coverage applies as long as you, your spouse, or a resident relative is driving the rental car.
Plus, we will waive the collision deductible for a collision with another Cal Cas policyholder, with an “identified” uninsured motorist, or while operating a rented non-owned vehicle while on vacation.
To make sure you will be covered, we advise reaching out to your insurance agent 🙂
What rental companies partner with Cal Cas for direct billing? I have transportation coverage on my policy but I’d prefer not reimbursement.
Hi Aliana,
Thanks for reaching out to us. We are having a customer care representative reach out to you to answer your question and discuss the rental options available with your policy!
Thank you,
CalCas
Despite several calls and emails into our Adjuster, we have not heard back from California Casualty about what rental car company to use during our repairs. Our car goes in on July 24th and need further clarity on this. How does it work? Which companies can we rent from? Who pays?
Hi Abe,
Can you please email your claim number to weprotect@calcas.com so we can have someone reach out to you as soon as possible?
Thank you.