Protecting Your Home Against a Hurricane

by | Homeowners Insurance Info | 0 comments

Hurricane season is here, and with it comes the risk of damaging storms in coastal areas.  While your primary goal should be emergency supplies and an evacuation plan to keep you and your family safe, there are also some steps to take to protect your home from catastrophic damage.

One of the biggest keys to protecting your home from damage is to secure the windows. Why is this important? For one, once the windows shatter, the high winds enter the house, wreaking havoc and causing interior damage. The most important reason is that as hurricane winds blow into the house, it creates upward pressure on the roof. This pressure may be enough to blow the roof off – which will likely lead to the total destruction of your home.

The ideal way to protect your windows is to install heavy duty wood or metal storm shutters. This can be quite an investment, but one that will pay off in protection, as well as the ability to quickly respond to the threat. Alternatively, you can use marine plywood attached to your home’s exterior. It is recommended that you have these pieces purchased, cut, and pre-drilled/ready to install before a hurricane watch is in place. If you wait until danger is bearing down on you, it may be too late.

Some other tips to protect your home during a hurricane:

  • Remove dead trees or tree limbs on your property
  • Be aware if your home is in a storm surge danger area
  • Create a “safe room” in your house
  • Keep battery powered radios, flashlights, and extra batteries on hand.

Hurricane Safety Information

by | Safety | 0 comments

Hurricane season is upon us, after a violent spring storm season. Hopefully, we’ve seen the worst of the severe weather for the year, but it pays to be prepared.

The NWS National Hurricane Center has some great resources for learning more about hurricanes, their dangers, and safety precautions you should take.

It will help you identify the main questions you need to be able to answer if you are in a hurricane prone area:

  • What are the Hurricane Hazards?
  • What does it mean to you?
  • What actions should you take to be prepared?

You should also consider calling your insurance agent or customer service department to make sure you have the appropriate coverage in case disaster strikes!

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